Retiring on a literal shoestring: support group (55, move, state)
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Trust me, as an non-believer, it took a LOT to contact churches in my city and ask for help. Can you believe that Catholic Charities is claiming it's soooooo poor, it can't even help those who are in dire need. I raised my hand and said, "um, that's ME"..... smh.....
Interesting how so many, self included, think the biggest cities have the most resources. Truth is, most are LEAVING these big, tax hungry, impersonal places, because no one is cared for unless you have tall coin.
Interesting how so many, self included, think the biggest cities have the most resources. Truth is...
What the big cities have is an institutional infrastructure with a pretty well developed pool
of social work professionals (who generally know each other) to assess and deliver and refer
as needed for those who fall between the cracks or straddle the scope of the publicly funded
programs and the privately funded.
For anyone here who is still working - I would recommend getting both short and long term disability insurance if at all possible. It will carry you through till SS and Medicare come through. I worked in an office and never imagined I might be seriously injured and disabled in that job. So it can happen to anyone. Social Security takes 2 years or so to come through, after filing appeal after appeal. You have to wait two years for Medicare, but they count the appeal time, so often you get it all at once.
I did the housework and simple upkeep of the front yard in exchange for reduced rent. Worked out great. Got my own bathroom and bedroom on the other side of the house, so we didn't have problems with running into each other. I didn't have much at the time, so she let me use her kitchen items and utensils, etc. I just made sure to be very respectful of her things.
This may work well in your 20's but would not work if you were disabled, or for many seniors. Doing housework and yard work may be too much for many people.
bullie, have you heard about the tiny house phenomenon? Google tiny house and you will find blogs, listing for properties for sale, etc. Here's one: Tumbleweed Tiny House Company - Welcome to our website ! . They're on wheels and are towable like a small travel trailer.
I'm very familiar with Tiny Homes, and they don't have true communities, so it's a matter of building a tiny home on wheels or on property you own. Great for downsizing, but you still need to be afford the property and the ability to build and tow the home, if you so choose.
How about an Airstream and the open road is your home? I wondr how that would work.
Bullie, is there a location you are leaning to once the house sells? -sorry if this has already been asked, I'm only through the first hundred posts.....
How about an Airstream and the open road is your home? I wondr how that would work.
Bullie, is there a location you are leaning to once the house sells? -sorry if this has already been asked, I'm only through the first hundred posts.....
I have thought of the open road, in an RV, and know that because of my many disorders, I may not be able to maneuver an RV or drive when I HAVE to, so that's probably not the best choice for someone with vertigo.
I have been looking at Asheville, NC.... and WISHING and HOPING that once my house sells and I pay off my debts, that I'll have enough to buy a tiny little place, and afford the property taxes, etc... with the pittance I MAY get once approved for SSDI.
The truth is I may end up having to stay where I am, in subsidized housing, until I'm able to become a famous writer, and sell millions on my first book.
Bullie--if money is tight, I'd consider other places than Asheville. I like Asheville quite a bit, but it's not cheap.
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On the road......
