02650 Zip Code (MA) Detailed Profile

Estimated zip code population in 2022: 1,023
Zip code population in 2010: 848
Zip code population in 2000: 1,005

Houses and condos: 819
Renter-occupied apartments: 38
March 2022 cost of living index in zip code 02650: 124.3 (high, U.S. average is 100)

Land area: 1.4 sq. mi.
Water area: 0.3 sq. mi.

Population density: 708 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $6,246 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,028 (0.5%)

For population 25 years and over in 02650:

• High school or higher: 95.1%
• Bachelor's degree or higher: 51.3%
• Graduate or professional degree: 22.1%
• Unemployed: 3.1%
• Mean travel time to work (commute): 36.2 minutes

For population 15 years and over in 02650:

• Never married: 18.1%
• Now married: 49.3%
• Separated: 1.8%
• Widowed: 19.2%
• Divorced: 11.5%

• 
• • 97195.1%White
  • 474.6%Two or more races
  • 30.3%Black

Urban population: 939
Rural population: 83

Averages for the 2020 tax year for zip code 02650, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $147,562 (Individual Income Tax Returns)

Here:	$147,562
State:	$105,130

Salary/wage: $99,936 (reported on 60.0% of returns)

Here:	$99,936
State:	$82,951

(% of AGI for various income ranges: 1090.0% for AGIs below $25k, 4082.9% for AGIs $25k-50k, 3486.0% for AGIs $50k-75k, 10652.5% for AGIs $100k-200k)

Taxable interest for individuals: $4,418 (reported on 56.7% of returns)

This zip code:	$4,418
Massachusetts:	$2,361

(% of AGI for various income ranges: 57.5% for AGIs below $25k, 74.3% for AGIs $25k-50k, 112.0% for AGIs $50k-75k, 572.5% for AGIs $100k-200k)

Ordinary dividends: $20,370 (reported on 50.0% of returns)

Here:	$20,370
State:	$10,365

(% of AGI for various income ranges: 90.0% for AGIs below $25k, 302.9% for AGIs $25k-50k, 620.0% for AGIs $50k-75k, 2600.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$65,779 (reported on 46.7% of returns)

Here:	+$65,779
State:	+$48,178

(% of AGI for various income ranges: 222.9% for AGIs $25k-50k, 428.0% for AGIs $50k-75k, 3105.0% for AGIs $100k-200k)

Profit/loss from business: +$34,385 (reported on 21.7% of returns)

Here:	+$34,385
State:	+$20,792

(% of AGI for various income ranges: 161.2% for AGIs below $25k, 432.9% for AGIs $25k-50k, 1586.0% for AGIs $50k-75k, 2787.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $40,692 (reported on 20.0% of returns)

02650:	$40,692
Massachusetts:	$22,790

(% of AGI for various income ranges: 285.0% for AGIs below $25k, 976.0% for AGIs $50k-75k, 4867.5% for AGIs $100k-200k)

Total itemized deductions: $47,867 (reported on 20.0% of returns)

Here:	$47,867
State:	$36,722

(% of AGI for various income ranges: 973.8% for AGIs below $25k, 1908.0% for AGIs $50k-75k, 2032.5% for AGIs $100k-200k)

Charity contributions: $17,755 (reported on 18.3% of returns)

Here:	$17,755
State:	$12,529

(% of AGI for various income ranges: 248.0% for AGIs $50k-75k, 475.0% for AGIs $100k-200k)

Taxes paid: $8,392 (reported on 20.0% of returns)

02650:	$8,392
State:	$8,782

(% of AGI for various income ranges: 87.5% for AGIs below $25k, 444.0% for AGIs $50k-75k, 507.5% for AGIs $100k-200k)

Earned income credit: $767 (reported on 5.0% of returns)

Here:	$767
State:	$1,909

(% of AGI for various income ranges: 28.7% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.0%

Here:	95%
State:	92%

(% for various income ranges: 93.8% for AGIs below $25k, 92.3% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 90.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 02650, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $92,664 (Individual Income Tax Returns)

Here:	$92,664
State:	$81,425

Salary/wage: $51,507 (reported on 54.5% of returns)

Here:	$51,507
State:	$64,752

(% of AGI for various income ranges: 54.4% for AGIs below $25k, 49.7% for AGIs $25k-50k, 34.8% for AGIs $50k-75k, 20.8% for AGIs $75k-100k, 25.3% for AGIs $100k-200k, 28.2% for AGIs over 200k)

Taxable interest for individuals: $3,007 (reported on 54.5% of returns)

This zip code:	$3,007
Massachusetts:	$2,136

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 3.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $15,243 (reported on 50.9% of returns)

Here:	$15,243
State:	$9,473

(% of AGI for various income ranges: 9.8% for AGIs below $25k, 4.8% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 9.5% for AGIs $100k-200k, 8.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$29,622 (reported on 41.8% of returns)

Here:	+$29,622
State:	+$31,437

(% of AGI for various income ranges: 2.4% for AGIs $25k-50k, 2.0% for AGIs $75k-100k, 7.6% for AGIs $100k-200k, 23.8% for AGIs over 200k)

Profit/loss from business: +$31,286 (reported on 25.5% of returns)

Here:	+$31,286
State:	+$20,662

(% of AGI for various income ranges: 14.8% for AGIs below $25k, 29.2% for AGIs $25k-50k, 11.0% for AGIs $75k-100k, 23.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $31,606 (reported on 30.9% of returns)

02650:	$31,606
Massachusetts:	$18,892

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 9.3% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 41.3% for AGIs $100k-200k)

Total itemized deductions: $29,683 (20% of AGI, reported on 52.7% of returns)

Here:	$29,683
State:	$28,907

Here:	20.3% of AGI
State:	18.2% of AGI

(% of AGI for various income ranges: 33.3% for AGIs below $25k, 23.2% for AGIs $25k-50k, 22.9% for AGIs $50k-75k, 22.3% for AGIs $75k-100k, 23.9% for AGIs $100k-200k, 9.2% for AGIs over 200k)

Charity contributions: $4,373 (reported on 47.3% of returns)

Here:	$4,373
State:	$4,208

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $12,821 (reported on 52.7% of returns)

02650:	$12,821
State:	$13,303

(% of AGI for various income ranges: 7.6% for AGIs below $25k, 5.8% for AGIs $25k-50k, 6.1% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 10.7% for AGIs $100k-200k, 6.1% for AGIs over 200k)

Earned income credit: $1,575 (reported on 7.3% of returns)

Here:	$1,575
State:	$1,971

(% of AGI for various income ranges: 2.7% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 70.9%

Here:	71%
State:	56%

(% for various income ranges: 55.6% for AGIs below $25k, 72.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 75.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 02650, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $84,769 (Individual Income Tax Returns)

Here:	$84,769
State:	$62,877

Salary/wage: $53,550 (reported on 57.6% of returns)

Here:	$53,550
State:	$52,969

(% of AGI for various income ranges: 310.9% for AGIs below $10k, 52.0% for AGIs $10k-25k, 55.4% for AGIs $25k-50k, 38.3% for AGIs $50k-75k, 30.2% for AGIs $75k-100k, 32.3% for AGIs over 100k)

Taxable interest for individuals: $3,641 (reported on 70.3% of returns)

This zip code:	$3,641
Massachusetts:	$1,945

(% of AGI for various income ranges: 76.4% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Taxable dividends: $8,387 (reported on 56.3% of returns)

Here:	$8,387
State:	$5,323

(% of AGI for various income ranges: 150.9% for AGIs below $10k, 9.6% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 4.7% for AGIs over 100k)

Net capital gain/loss: +$32,595 (reported on 49.3% of returns)

Here:	+$32,595
State:	+$20,377

(% of AGI for various income ranges: -89.1% for AGIs below $10k, -2.4% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 7.3% for AGIs $75k-100k, 26.9% for AGIs over 100k)

Profit/loss from business: +$20,842 (reported on 30.4% of returns)

Here:	+$20,842
State:	+$17,837

(% of AGI for various income ranges: 1.8% for AGIs below $10k, 15.6% for AGIs $10k-25k, 11.1% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 11.8% for AGIs $75k-100k, 5.7% for AGIs over 100k)

IRA payment deduction: $3,818 (reported on 5.4% of returns)

02650:	$3,818
Massachusetts:	$3,100

Self-employed pension: $11,700 (reported on 3.3% of returns)

Here:	$11,700
Massachusetts:	$14,516

Total itemized deductions: $27,507 (19% of AGI, reported on 49.5% of returns)

Here:	$27,507
State:	$22,573

Here:	19.4% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 489.1% for AGIs below $10k, 26.2% for AGIs $10k-25k, 21.2% for AGIs $25k-50k, 21.3% for AGIs $50k-75k, 23.0% for AGIs $75k-100k, 12.4% for AGIs over 100k)

Charity contributions deductions: $3,780 (2% of AGI, reported on 45.0% of returns)

Here:	$3,780
State:	$3,295

Here:	2.5% of AGI
State:	2.7% of AGI

(% of AGI for various income ranges: 14.5% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $15,858 (reported on 83.5% of returns)

02650:	$15,858
State:	$11,494

(% of AGI for various income ranges: 18.2% for AGIs below $10k, 6.1% for AGIs $10k-25k, 9.0% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Earned income credit: $1,000 (reported on 4.5% of returns)

Here:	$1,000
State:	$1,518

Percentage of individuals using paid preparers for their 2004 taxes: 68.0%

Here:	68%
State:	58%

(% for various income ranges: 57.0% for AGIs below $10k, 62.3% for AGIs $10k-25k, 63.0% for AGIs $25k-50k, 71.2% for AGIs $50k-75k, 78.7% for AGIs $75k-100k, 84.3% for AGIs over 100k)

Nearest zip codes: 02633, 02669, 02659, 02653, 02645, 02643.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 43
Household did not receive Food Stamps/SNAP in the past 12 months: 410

Women who did not have a birth in the past 12 months: 112 (0 now married, 114 unmarried)

Housing units in zip code 02650 with a mortgage: 276 (34 second mortgage, 35 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $3,453
Median monthly owner costs for units without a mortgage: $537

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 02650 household income distribution in 2022

• 39Less than $10,000
• 10$15,000 to $19,999
• 13$20,000 to $24,999
• 50$30,000 to $34,999
• 12$35,000 to $39,999
• 10$40,000 to $44,999
• 72$50,000 to $59,999
• 82$60,000 to $74,999
• 38$75,000 to $99,999
• 47$100,000 to $124,999
• 12$125,000 to $149,999
• 8$150,000 to $199,999
• 66$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 02650

• 21$175,000 to $199,999
• 19$300,000 to $399,999
• 62$400,000 to $499,999
• 62$500,000 to $749,999
• 84$750,000 to $999,999
• 39$1,000,000 to $1,499,999
• 98$1,500,000 to $1,999,999
• 64$2,000,000 or more

• Rent paid by renters in 2022 in zip code 02650

• 9$900 to $999
• 15$3,500 or more
• 12No cash rent

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $1,138,406
• American Indian or Alaska Native householders: $3,169,286
• Hispanic or Latino householders: $713,088

Estimated median house or condo value in 2022: $935,255 Lower value quartile - upper value quartile: $512,485 - $1,741,976

Housing units in structures:

• One, detached: 620
• One, attached: 71
• Two: 49
• 3 or 4: 20
• 5 to 9: 48

Unemployment: 3.1%

• Means of transportation to work in zip code 02650

• 54.6%205Drove a car alone
• 3.5%13Carpooled
• 49.3%185Worked at home

• Travel time to work (commute) in zip code 02650

• 1025 to 9 minutes
• 2515 to 19 minutes
• 3320 to 24 minutes
• 5690 or more minutes

Percentage of zip code residents living and working in this county: 99.7%

Household type by relationship:

Households: 1,023

• Male householders: 208 (0 living alone), Female householders: 251 (127 living alone)

• 209 spouses (209 opposite-sex spouses), 7 unmarried partners, (7 opposite-sex unmarried partners), 168 children (169 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 38 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 12 non-relatives

• In group quarters: 139 (-1 institutionalized population)

Size of family households: 283 2-persons, 19 3-persons, 26 4-persons

Size of nonfamily households: 127 1-person, 5 2-persons

100.6% of residents of 02650 zip code speak English at home.
0.8% of residents speak other Indo-European language at home (62% very well, 38% not at all).

Facilities with environmental interests located in this zip code:

• P T MARINE INC (46 RYDERS COVE RD in NORTH CHATHAM, MA)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: DOUG POOLE (CONTACT/OWNER)
  Alternative names: RYDERS COVE BOAT YARD

Population in 1990: 995. Population change in the 1990s: +10 (+1.0%).

Place of birth for U.S.-born residents:

• This state: 524
• Northeast: 374
• Midwest: 19
• South: 52
• West: 43

52% of the 02650 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 50% lived in Massachusetts.

82% of the 02650 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 62% moved from this county.
   Out of people who lived in different houses, 16% moved from different county within same state.
   Out of people who lived in different houses, 17% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment, 5-9 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 1-4: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Convention and Trade Show Organizers (5-9: 1)
• Other Services (except Public Administration): Professional Organizations (5-9: 1)
• Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (5-9: 1)
• Administrative and Support and Waste Management and Remediation Services: Janitorial Services (5-9: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (5-9: 1)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (1-4: 2)

Detailed HMDA statistics for the following Tracts: 0106.00


Detailed PMIC statistics for the following Tracts: 0106.00

Most common first names in zip code 02650 among deceased individuals
Name	Count	Lived (average)
John	22	77.8 years
William	21	79.4 years
James	16	77.8 years
Helen	15	89.0 years
Robert	15	81.1 years
Mary	13	80.6 years
Dorothy	12	83.5 years
Florence	11	83.0 years
Charles	11	74.8 years
Marion	11	84.0 years

Most common last names in zip code 02650 among deceased individuals
Last name	Count	Lived (average)
Baker	10	76.8 years
Nickerson	9	78.2 years
Doane	6	74.7 years
Rogers	6	83.7 years
Macdonald	5	81.6 years
Brown	5	86.0 years
Smith	5	91.2 years
Anderson	4	81.8 years
Miller	4	88.5 years
Clark	4	79.8 years

Businesses in zip code 02650

• Circle K: 7
• UPS: 1