12405 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 541
Zip code population in 2010: 780
Zip code population in 2000: 454

Houses and condos: 524
Renter-occupied apartments: 13
March 2022 cost of living index in zip code 12405: 93.4 (less than average, U.S. average is 100)

Land area: 7.1 sq. mi.
Water area: 0.0 sq. mi.

Population density: 76 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,519 (1.3%)

For population 25 years and over in 12405:

• High school or higher: 100.2%
• Bachelor's degree or higher: 32.1%
• Graduate or professional degree: 15.7%
• Unemployed: 3.7%
• Mean travel time to work (commute): 25.1 minutes

For population 15 years and over in 12405:

• Never married: 36.8%
• Now married: 36.5%
• Separated: 0.0%
• Widowed: 9.2%
• Divorced: 17.4%

• 
• • 52096.3%White
  • 203.7%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 12405, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $50,952 (Individual Income Tax Returns)

Here:	$50,952
State:	$90,930

Salary/wage: $43,235 (reported on 78.8% of returns)

Here:	$43,235
State:	$72,104

(% of AGI for various income ranges: 1043.8% for AGIs below $25k, 3134.3% for AGIs $25k-50k, 6720.0% for AGIs $50k-75k, 10070.0% for AGIs $75k-100k, 20910.0% for AGIs $100k-200k)

Taxable interest for individuals: $456 (reported on 48.5% of returns)

This zip code:	$456
New York:	$3,075

(% of AGI for various income ranges: 30.0% for AGIs below $25k, 11.4% for AGIs $25k-50k, 86.7% for AGIs $50k-75k, 75.0% for AGIs $100k-200k)

Ordinary dividends: $1,175 (reported on 24.2% of returns)

Here:	$1,175
State:	$11,095

(% of AGI for various income ranges: 62.5% for AGIs below $25k, 66.7% for AGIs $50k-75k, 120.0% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,020 (reported on 15.2% of returns)

Here:	+$2,020
State:	+$44,925

(% of AGI for various income ranges: 46.2% for AGIs below $25k, 213.3% for AGIs $50k-75k)

Profit/loss from business: +$7,025 (reported on 12.1% of returns)

Here:	+$7,025
State:	+$14,940

(% of AGI for various income ranges: 401.4% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $9,050 (reported on 12.1% of returns)

12405:	$9,050
New York:	$19,609

(% of AGI for various income ranges: 1206.7% for AGIs $50k-75k)

Total itemized deductions: $21,150 (reported on 6.1% of returns)

Here:	$21,150
State:	$39,326

(% of AGI for various income ranges: 604.3% for AGIs $25k-50k)

Taxes paid: $8,950 (reported on 6.1% of returns)

12405:	$8,950
State:	$9,183

(% of AGI for various income ranges: 255.7% for AGIs $25k-50k)

Earned income credit: $1,400 (reported on 15.2% of returns)

Here:	$1,400
State:	$2,138

(% of AGI for various income ranges: 87.5% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.9%

Here:	94%
State:	95%

(% for various income ranges: 91.7% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12405, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,235 (Individual Income Tax Returns)

Here:	$43,235
State:	$77,088

Salary/wage: $38,176 (reported on 80.6% of returns)

Here:	$38,176
State:	$60,593

(% of AGI for various income ranges: 68.6% for AGIs below $25k, 66.8% for AGIs $25k-50k, 64.5% for AGIs $50k-75k, 79.1% for AGIs $75k-100k, 73.6% for AGIs $100k-200k)

Taxable interest for individuals: $307 (reported on 48.4% of returns)

This zip code:	$307
New York:	$3,125

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $986 (reported on 22.6% of returns)

Here:	$986
State:	$10,299

Profit/loss from business: +$3,025 (reported on 12.9% of returns)

Here:	+$3,025
State:	+$16,168

Taxable individual retirement arrangement distribution: $7,533 (reported on 9.7% of returns)

12405:	$7,533
New York:	$17,621

Total itemized deductions: $18,010 (25% of AGI, reported on 32.3% of returns)

Here:	$18,010
State:	$34,985

Here:	24.8% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 31.6% for AGIs $25k-50k, 15.8% for AGIs $75k-100k, 17.3% for AGIs $100k-200k)

Charity contributions: $2,025 (reported on 25.8% of returns)

Here:	$2,025
State:	$5,572

(% of AGI for various income ranges: 3.1% for AGIs $25k-50k, 1.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxes paid: $7,770 (reported on 32.3% of returns)

12405:	$7,770
State:	$18,656

(% of AGI for various income ranges: 12.0% for AGIs $25k-50k, 5.8% for AGIs $75k-100k, 9.2% for AGIs $100k-200k)

Earned income credit: $1,700 (reported on 19.4% of returns)

Here:	$1,700
State:	$2,230

(% of AGI for various income ranges: 5.4% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 58.1%

Here:	58%
State:	66%

(% for various income ranges: 53.3% for AGIs below $25k, 66.7% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12405, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,113 (Individual Income Tax Returns)

Here:	$38,113
State:	$59,519

Salary/wage: $35,906 (reported on 81.1% of returns)

Here:	$35,906
State:	$50,673

(% of AGI for various income ranges: 75.8% for AGIs below $10k, 62.6% for AGIs $10k-25k, 76.4% for AGIs $25k-50k, 89.1% for AGIs $50k-75k, 70.7% for AGIs $75k-100k, 73.2% for AGIs over 100k)

Taxable interest for individuals: $1,025 (reported on 54.2% of returns)

This zip code:	$1,025
New York:	$2,377

(% of AGI for various income ranges: 2.9% for AGIs below $10k, 2.3% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Taxable dividends: $631 (reported on 21.6% of returns)

Here:	$631
State:	$5,394

(% of AGI for various income ranges: 7.2% for AGIs below $10k, 0.6% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Net capital gain/loss: +$548 (reported on 14.0% of returns)

Here:	+$548
State:	+$23,581

Profit/loss from business: +$2,283 (reported on 15.3% of returns)

Here:	+$2,283
State:	+$13,809

Total itemized deductions: $16,740 (24% of AGI, reported on 31.9% of returns)

Here:	$16,740
State:	$25,864

Here:	24.2% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 12.6% for AGIs $10k-25k, 9.6% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 20.7% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Charity contributions deductions: $1,818 (3% of AGI, reported on 29.2% of returns)

Here:	$1,818
State:	$4,439

Here:	2.6% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.1% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $4,441 (reported on 73.8% of returns)

12405:	$4,441
State:	$11,730

(% of AGI for various income ranges: 2.0% for AGIs below $10k, 4.0% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Earned income credit: $1,500 (reported on 15.3% of returns)

Here:	$1,500
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 67.1%

Here:	67%
State:	67%

(% for various income ranges: 50.0% for AGIs below $10k, 64.1% for AGIs $10k-25k, 74.3% for AGIs $25k-50k, 67.4% for AGIs $50k-75k, 82.6% for AGIs $75k-100k, 88.9% for AGIs over 100k)

Nearest zip codes: 12470, 12413, 12423, 12454, 12473, 12424.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 235

Women who had a birth in the past 12 months: 13 (0 now married, 13 unmarried)
Women who did not have a birth in the past 12 months: 133 (31 now married, 103 unmarried)

Housing units in zip code 12405 with a mortgage: 88 (11 second mortgage, 11 both second mortgage and home equity loan)
Houses without a mortgage: 32

Median monthly owner costs for units with a mortgage: $1,567
Median monthly owner costs for units without a mortgage: $520

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12405 household income distribution in 2022

• 26Less than $10,000
• 11$10,000 to $14,999
• 40$20,000 to $24,999
• 14$45,000 to $49,999
• 34$60,000 to $74,999
• 28$75,000 to $99,999
• 21$100,000 to $124,999
• 33$125,000 to $149,999
• 12$150,000 to $199,999
• 18$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12405

• 14Less than $10,000
• 9$15,000 to $19,999
• 23$20,000 to $24,999
• 12$60,000 to $69,999
• 16$100,000 to $124,999
• 40$150,000 to $174,999
• 37$175,000 to $199,999
• 12$200,000 to $249,999
• 12$250,000 to $299,999
• 28$400,000 to $499,999
• 19$500,000 to $749,999

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $186,865

Estimated median house or condo value in 2022: $184,303

Housing units in structures:

• One, detached: 408
• 5 to 9: 21
• Mobile homes: 91

Unemployment: 3.7%

• Means of transportation to work in zip code 12405

• 61.8%173Drove a car alone
• 20.3%57Carpooled
• 3.2%9Other means
• 16.4%46Worked at home

• Travel time to work (commute) in zip code 12405

• 235 to 9 minutes
• 2710 to 14 minutes
• 4115 to 19 minutes
• 4520 to 24 minutes
• 3025 to 29 minutes
• 3130 to 34 minutes
• 845 to 59 minutes
• 2660 to 89 minutes

Percentage of zip code residents living and working in this county: 70.7%

Household type by relationship:

Households: 541

• Male householders: 145 (23 living alone), Female householders: 94 (31 living alone)

• 92 spouses (92 opposite-sex spouses), 92 unmarried partners, (92 opposite-sex unmarried partners), 96 children (68 natural, 27 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 18 parents, 0 foster children, 0 other relatives, 14 non-relatives

Size of family households: 55 2-persons, 33 3-persons, 30 4-persons

Size of nonfamily households: 53 1-person, 71 2-persons

21 married couples with children.
16 single-parent households (16 women).

101.0% of residents of 12405 zip code speak English at home.

Housing units lacking complete plumbing facilities: 6.5%

Population in 1990: 525.

Place of birth for U.S.-born residents:

• This state: 417
• Northeast: 49
• Midwest: 8
• South: 23

68% of the 12405 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.

91% of the 12405 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from different county within same state.
   Out of people who lived in different houses, 44% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 26

Top industries in this zip code by the number of employees in 2005:

• Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4 employees: 1 establishment)
• Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (1-4: 1)
• Information: Internet Publishing and Broadcasting (1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 1)
• Construction: Residential Remodelers (1-4: 1)
• Construction: Poured Concrete Foundation and Structure Contractors (1-4: 1)

Most common first names in zip code 12405 among deceased individuals
Name	Count	Lived (average)
John	12	71.7 years
Charles	9	82.8 years
Joseph	8	72.4 years
Thomas	8	77.5 years
Michael	7	71.8 years
James	6	69.5 years
Mary	5	79.8 years
Frank	5	74.2 years
Anna	5	81.0 years
Robert	5	59.2 years

Most common last names in zip code 12405 among deceased individuals
Last name	Count	Lived (average)
Chadderdon	8	85.1 years
Cummings	3	81.0 years
Macdonald	3	79.6 years
Schultz	3	75.6 years
Sullivan	3	86.7 years
Lorenz	2	68.0 years
Hoffman	2	88.0 years
Costa	2	70.0 years
Baldwin	2	82.5 years
Jones	2	85.6 years