38049 Zip Code (Gallaway, TN) Detailed Profile

Estimated zip code population in 2022: 4,198
Zip code population in 2010: 4,984
Zip code population in 2000: 4,774

Houses and condos: 1,833
Renter-occupied apartments: 486
March 2022 cost of living index in zip code 38049: 79.7 (low, U.S. average is 100)

Land area: 111.6 sq. mi.
Water area: 0.1 sq. mi.

Population density: 38 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $696 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $689 (0.5%)

For population 25 years and over in 38049:

• High school or higher: 82.2%
• Bachelor's degree or higher: 12.7%
• Graduate or professional degree: 5.5%
• Unemployed: 6.5%
• Mean travel time to work (commute): 29.6 minutes

For population 15 years and over in 38049:

• Never married: 35.3%
• Now married: 39.9%
• Separated: 2.4%
• Widowed: 8.8%
• Divorced: 13.7%

• 
• • 2,14351.1%Black
  • 1,77342.3%White
  • 1082.6%Two or more races
  • 902.1%Some other race
  • 421.0%Asian
  • 390.9%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 38049, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $50,711 (Individual Income Tax Returns)

Here:	$50,711
State:	$69,014

Salary/wage: $44,736 (reported on 84.1% of returns)

Here:	$44,736
State:	$55,872

(% of AGI for various income ranges: 1314.8% for AGIs below $25k, 3797.4% for AGIs $25k-50k, 6643.5% for AGIs $50k-75k, 9500.0% for AGIs $75k-100k, 17263.0% for AGIs $100k-200k)

Taxable interest for individuals: $859 (reported on 17.4% of returns)

This zip code:	$859
Tennessee:	$1,945

(% of AGI for various income ranges: 3.7% for AGIs below $25k, 11.5% for AGIs $25k-50k, 22.5% for AGIs $50k-75k, 18.8% for AGIs $75k-100k, 72.0% for AGIs $100k-200k)

Ordinary dividends: $3,673 (reported on 5.6% of returns)

Here:	$3,673
State:	$8,105

(% of AGI for various income ranges: 15.1% for AGIs $25k-50k, 20.0% for AGIs $50k-75k, 293.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,583 (reported on 6.2% of returns)

Here:	+$5,583
State:	+$33,664

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 43.0% for AGIs $50k-75k, 582.0% for AGIs $100k-200k)

Profit/loss from business: +$6,810 (reported on 21.0% of returns)

Here:	+$6,810
State:	+$18,991

(% of AGI for various income ranges: 49.5% for AGIs below $25k, 11.0% for AGIs $50k-75k, 656.2% for AGIs $75k-100k, 2243.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,756 (reported on 4.6% of returns)

38049:	$17,756
Tennessee:	$20,036

(% of AGI for various income ranges: 39.2% for AGIs below $25k, 223.0% for AGIs $50k-75k, 917.0% for AGIs $100k-200k)

Total itemized deductions: $30,610 (reported on 5.1% of returns)

Here:	$30,610
State:	$40,136

(% of AGI for various income ranges: 154.9% for AGIs $25k-50k, 620.0% for AGIs $50k-75k, 1093.0% for AGIs $100k-200k)

Charity contributions: $12,244 (reported on 4.6% of returns)

Here:	$12,244
State:	$19,852

(% of AGI for various income ranges: 34.0% for AGIs below $25k, 198.0% for AGIs $50k-75k, 502.0% for AGIs $100k-200k)

Taxes paid: $5,370 (reported on 5.1% of returns)

38049:	$5,370
State:	$6,038

(% of AGI for various income ranges: 21.1% for AGIs $25k-50k, 127.0% for AGIs $50k-75k, 184.0% for AGIs $100k-200k)

Earned income credit: $2,550 (reported on 25.6% of returns)

Here:	$2,550
State:	$2,391

(% of AGI for various income ranges: 148.0% for AGIs below $25k, 82.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.3%

Here:	92%
State:	93%

(% for various income ranges: 93.5% for AGIs below $25k, 93.0% for AGIs $25k-50k, 89.3% for AGIs $50k-75k, 91.7% for AGIs $75k-100k, 88.2% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 38049, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,976 (Individual Income Tax Returns)

Here:	$37,976
State:	$53,767

Salary/wage: $34,219 (reported on 86.2% of returns)

Here:	$34,219
State:	$45,421

(% of AGI for various income ranges: 83.0% for AGIs below $25k, 86.6% for AGIs $25k-50k, 79.0% for AGIs $50k-75k, 81.6% for AGIs $75k-100k, 107.9% for AGIs $100k-200k)

Taxable interest for individuals: $797 (reported on 16.5% of returns)

This zip code:	$797
Tennessee:	$1,732

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Ordinary dividends: $1,471 (reported on 7.4% of returns)

Here:	$1,471
State:	$6,739

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,510 (reported on 5.3% of returns)

Here:	+$3,510
State:	+$19,082

(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 2.3% for AGIs $100k-200k)

Profit/loss from business: +$6,861 (reported on 17.6% of returns)

Here:	+$6,861
State:	+$15,240

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 2.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 11.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $7,970 (reported on 5.3% of returns)

38049:	$7,970
Tennessee:	$15,505

(% of AGI for various income ranges: 1.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $100k-200k)

Total itemized deductions: $18,248 (26% of AGI, reported on 21.3% of returns)

Here:	$18,248
State:	$21,976

Here:	26.0% of AGI
State:	17.8% of AGI

(% of AGI for various income ranges: 7.6% for AGIs below $25k, 10.8% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 16.8% for AGIs $100k-200k)

Charity contributions: $4,591 (reported on 17.6% of returns)

Here:	$4,591
State:	$6,709

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.8% for AGIs $100k-200k)

Taxes paid: $2,637 (reported on 20.2% of returns)

38049:	$2,637
State:	$4,829

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Earned income credit: $2,587 (reported on 36.7% of returns)

Here:	$2,587
State:	$2,404

(% of AGI for various income ranges: 12.1% for AGIs below $25k, 1.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.4%

Here:	57%
State:	52%

(% for various income ranges: 56.0% for AGIs below $25k, 56.4% for AGIs $25k-50k, 57.1% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 87.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 38049, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,412 (Individual Income Tax Returns)

Here:	$31,412
State:	$44,088

Salary/wage: $29,304 (reported on 90.3% of returns)

Here:	$29,304
State:	$38,825

(% of AGI for various income ranges: 114.8% for AGIs below $10k, 87.3% for AGIs $10k-25k, 90.1% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 84.0% for AGIs $75k-100k, 63.5% for AGIs over 100k)

Taxable interest for individuals: $1,486 (reported on 19.1% of returns)

This zip code:	$1,486
Tennessee:	$1,802

(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Taxable dividends: $1,634 (reported on 7.2% of returns)

Here:	$1,634
State:	$3,727

(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$7,359 (reported on 5.7% of returns)

Here:	+$7,359
State:	+$15,776

(% of AGI for various income ranges: -0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 3.9% for AGIs over 100k)

Profit/loss from business: +$5,432 (reported on 13.4% of returns)

Here:	+$5,432
State:	+$12,882

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 5.5% for AGIs over 100k)

IRA payment deduction: $2,286 (reported on 0.8% of returns)

38049:	$2,286
Tennessee:	$2,934

Total itemized deductions: $14,808 (26% of AGI, reported on 18.1% of returns)

Here:	$14,808
State:	$18,035

Here:	25.6% of AGI
State:	19.9% of AGI

(% of AGI for various income ranges: 5.9% for AGIs $10k-25k, 8.1% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 9.5% for AGIs over 100k)

Charity contributions deductions: $3,836 (7% of AGI, reported on 15.2% of returns)

Here:	$3,836
State:	$5,167

Here:	6.6% of AGI
State:	5.3% of AGI

(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $4,247 (reported on 62.4% of returns)

38049:	$4,247
State:	$7,482

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 2.6% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 20.3% for AGIs over 100k)

Earned income credit: $2,006 (reported on 34.3% of returns)

Here:	$2,006
State:	$1,826

Percentage of individuals using paid preparers for their 2004 taxes: 63.7%

Here:	64%
State:	60%

(% for various income ranges: 54.1% for AGIs below $10k, 72.1% for AGIs $10k-25k, 58.5% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 62.3% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Nearest zip codes: 38036, 38060, 38011, 38002, 38019, 38004.
Gallaway Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.9% of all households
• Gay men: 1.7% of all households

Household received Food Stamps/SNAP in the past 12 months: 323
Household did not receive Food Stamps/SNAP in the past 12 months: 1,269

Women who had a birth in the past 12 months: 8 (9 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 897 (354 now married, 543 unmarried)

Housing units in zip code 38049 with a mortgage: 683 (58 second mortgage, 19 home equity loan, 34 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,078
Median monthly owner costs for units without a mortgage: $383

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 38049 household income distribution in 2022

• 42Less than $10,000
• 125$10,000 to $14,999
• 41$15,000 to $19,999
• 70$20,000 to $24,999
• 68$25,000 to $29,999
• 102$30,000 to $34,999
• 116$35,000 to $39,999
• 87$40,000 to $44,999
• 88$45,000 to $49,999
• 76$50,000 to $59,999
• 119$60,000 to $74,999
• 261$75,000 to $99,999
• 177$100,000 to $124,999
• 58$125,000 to $149,999
• 77$150,000 to $199,999
• 76$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 38049

• 10Less than $10,000
• 1$15,000 to $19,999
• 1$20,000 to $24,999
• 46$30,000 to $34,999
• 4$35,000 to $39,999
• 4$40,000 to $49,999
• 14$50,000 to $59,999
• 15$60,000 to $69,999
• 11$70,000 to $79,999
• 39$80,000 to $89,999
• 51$90,000 to $99,999
• 183$100,000 to $124,999
• 94$125,000 to $149,999
• 87$150,000 to $174,999
• 44$175,000 to $199,999
• 53$200,000 to $249,999
• 40$250,000 to $299,999
• 115$300,000 to $399,999
• 24$400,000 to $499,999
• 85$500,000 to $749,999
• 11$750,000 to $999,999
• 4$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 38049

• 2Less than $100
• 3$100 to $149
• 8$150 to $199
• 16$200 to $249
• 5$250 to $299
• 2$300 to $349
• 52$400 to $449
• 11$450 to $499
• 35$500 to $549
• 4$550 to $599
• 21$650 to $699
• 7$750 to $799
• 60$800 to $899
• 65$900 to $999
• 2$1,000 to $1,249
• 8$2,000 to $2,499
• 181No cash rent

Median gross rent in 2022: $1,055.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $170,912
• Black or African American householders: $151,593
• American Indian or Alaska Native householders: $193,185
• Some other race householders: $193,185
• Hispanic or Latino householders: $207,503

Estimated median house or condo value in 2022: $164,548 Lower value quartile - upper value quartile: $122,947 - $245,214

Mean price in 2022:

Detached houses: $253,449

Here:	$253,449
State:	$374,382

Townhouses or other attached units: $2,091,921

Here:	$2,091,921
State:	$354,101

Mobile homes: $158,689

Here:	$158,689
State:	$101,421

Housing units in structures:

• One, detached: 1,393
• One, attached: 2
• Two: 3
• 3 or 4: 6
• 20 to 49: 3
• Mobile homes: 398
• Boats, RVs, vans, etc.: 10

Unemployment: 6.5%

• Means of transportation to work in zip code 38049

• 80.1%1,482Drove a car alone
• 6.7%123Carpooled
• 0.2%4Bus or trolley bus
• 0.3%5Walked
• 3.6%67Other means
• 7.7%142Worked at home

• Travel time to work (commute) in zip code 38049

• 40Less than 5 minutes
• 1225 to 9 minutes
• 12410 to 14 minutes
• 12815 to 19 minutes
• 21320 to 24 minutes
• 20725 to 29 minutes
• 17730 to 34 minutes
• 14235 to 39 minutes
• 15140 to 44 minutes
• 24845 to 59 minutes
• 10160 to 89 minutes
• 1690 or more minutes

Percentage of zip code residents living and working in this county: 34.8%

Household type by relationship:

Households: 4,198

• Male householders: 892 (247 living alone), Female householders: 707 (162 living alone)

• 653 spouses (650 opposite-sex spouses), 76 unmarried partners, (59 opposite-sex unmarried partners), 1,062 children (1,029 natural, 2 adopted, 31 stepchildren), 160 grandchildren, 155 brothers or sisters, 22 parents, 7 foster children, 76 other relatives, 62 non-relatives

• In group quarters: 313 (-1 institutionalized population)

Size of family households: 547 2-persons, 293 3-persons, 199 4-persons, 67 5-persons, 12 6-persons, 11 7-or-more-persons

Size of nonfamily households: 406 1-person, 55 2-persons, 6 3-persons

297 married couples with children.
183 single-parent households (25 men, 158 women).

98.1% of residents of 38049 zip code speak English at home.
1.1% of residents speak Spanish at home (44% very well, 5% well, 51% not well).
0.4% of residents speak other Indo-European language at home (71% very well, 29% well).
0.1% of residents speak Asian or Pacific Island language at home (33% very well, 67% not well).

Housing units lacking complete plumbing facilities: 2.5%
Housing units lacking complete kitchen facilities: 6.3%

Population in 1990: 2,275. Population change in the 1990s: +2,499 (+109.8%).

Place of birth for U.S.-born residents:

• This state: 3,305
• Northeast: 52
• Midwest: 217
• South: 423
• West: 94

61% of the 38049 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in Tennessee.

89% of the 38049 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 35% moved from this county.
   Out of people who lived in different houses, 40% moved from different county within same state.
   Out of people who lived in different houses, 24% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 57
Students in private schools in grades 9 to 12 (high school): 31 Students in private undergraduate colleges: 15

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (100-249 employees: 1 establishment)
• Construction: Water and Sewer Line and Related Structures Construction (20-49: 1)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 3)
• Wholesale Trade: Wholesale Trade Agents and Brokers (5-9: 1, 1-4: 1)

Detailed HMDA statistics for the following Tracts: 0409.00 , 0410.00


Detailed PMIC statistics for the following Tracts: 0409.00 , 0410.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 27. The highest number of fires - 46 took place in 2007, and the least - 12 in 2011. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (47.6%), and Structure Fires (33.3%).


• Fire incident types reported to NFIRS in Zip Code 38049
• 21747.6%Outside Fires
• 15233.3%Structure Fires
• 7716.9%Mobile Property/Vehicle Fires
• 102.2%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 38049, Tennessee

Most common first names in zip code 38049 among deceased individuals
Name	Count	Lived (average)
James	46	69.6 years
John	42	71.6 years
William	37	72.0 years
Mary	36	75.1 years
Robert	29	69.6 years
Willie	28	75.0 years
George	24	77.6 years
Charles	14	69.5 years
Richard	13	71.4 years
Dorothy	12	71.4 years

Most common last names in zip code 38049 among deceased individuals
Last name	Count	Lived (average)
Taylor	46	75.9 years
Johnson	30	73.1 years
Williams	28	75.1 years
Smith	22	70.4 years
Terry	20	67.5 years
Maclin	19	75.6 years
Jones	18	70.4 years
Whitmore	18	78.8 years
Jackson	17	74.8 years
Williamson	15	73.4 years