40111 Zip Code (Cloverport, KY) Detailed Profile

Estimated zip code population in 2022: 1,986
Zip code population in 2010: 1,682
Zip code population in 2000: 1,768

Houses and condos: 818
Renter-occupied apartments: 182
March 2022 cost of living index in zip code 40111: 79.6 (low, U.S. average is 100)

Land area: 37.0 sq. mi.
Water area: 1.2 sq. mi.

Population density: 54 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,014 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $580 (0.7%)

For population 25 years and over in 40111:

• High school or higher: 83.6%
• Bachelor's degree or higher: 9.8%
• Graduate or professional degree: 3.1%
• Unemployed: 15.7%
• Mean travel time to work (commute): 26.2 minutes

For population 15 years and over in 40111:

• Never married: 25.5%
• Now married: 45.8%
• Separated: 0.9%
• Widowed: 9.7%
• Divorced: 18.1%

• 
• • 1,92997.1%White
  • 371.9%Two or more races
  • 201.0%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 40111, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $42,392 (Individual Income Tax Returns)

Here:	$42,392
State:	$61,342

Salary/wage: $39,712 (reported on 76.2% of returns)

Here:	$39,712
State:	$50,827

(% of AGI for various income ranges: 934.0% for AGIs below $25k, 2961.7% for AGIs $25k-50k, 6367.1% for AGIs $50k-75k, 9644.0% for AGIs $75k-100k, 10902.5% for AGIs $100k-200k)

Taxable interest for individuals: $700 (reported on 30.2% of returns)

This zip code:	$700
Kentucky:	$1,441

(% of AGI for various income ranges: 14.5% for AGIs below $25k, 34.2% for AGIs $25k-50k, 18.6% for AGIs $50k-75k, 24.0% for AGIs $75k-100k, 95.0% for AGIs $100k-200k)

Ordinary dividends: $1,175 (reported on 6.3% of returns)

Here:	$1,175
State:	$7,388

(% of AGI for various income ranges: 12.5% for AGIs below $25k, 31.4% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$2,617 (reported on 9.5% of returns)

Here:	+$2,617
State:	+$19,475

(% of AGI for various income ranges: 36.5% for AGIs below $25k, 168.0% for AGIs $75k-100k)

Profit/loss from business: +$4,217 (reported on 9.5% of returns)

Here:	+$4,217
State:	+$11,386

(% of AGI for various income ranges: 64.5% for AGIs below $25k, 103.3% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $19,200 (reported on 4.8% of returns)

40111:	$19,200
Kentucky:	$18,941

(% of AGI for various income ranges: 822.9% for AGIs $50k-75k)

Earned income credit: $2,431 (reported on 20.6% of returns)

Here:	$2,431
State:	$2,336

(% of AGI for various income ranges: 101.0% for AGIs below $25k, 95.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.2%

Here:	95%
State:	94%

(% for various income ranges: 92.3% for AGIs below $25k, 100.0% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 40111, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,510 (Individual Income Tax Returns)

Here:	$37,510
State:	$50,814

Salary/wage: $34,547 (reported on 84.5% of returns)

Here:	$34,547
State:	$42,723

(% of AGI for various income ranges: 73.2% for AGIs below $25k, 78.9% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 124.1% for AGIs $75k-100k)

Taxable interest for individuals: $1,433 (reported on 25.9% of returns)

This zip code:	$1,433
Kentucky:	$1,381

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)

Ordinary dividends: $760 (reported on 8.6% of returns)

Here:	$760
State:	$6,239

Net capital gain/loss in AGI: +$83 (reported on 10.3% of returns)

Here:	+$83
State:	+$11,336

Profit/loss from business: +$4,871 (reported on 12.1% of returns)

Here:	+$4,871
State:	+$10,862

Taxable individual retirement arrangement distribution: $9,600 (reported on 5.2% of returns)

40111:	$9,600
Kentucky:	$14,296

Total itemized deductions: $16,838 (22% of AGI, reported on 13.8% of returns)

Here:	$16,838
State:	$21,160

Here:	21.7% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 12.0% for AGIs $50k-75k, 14.3% for AGIs $100k-200k)

Charity contributions: $2,833 (reported on 10.3% of returns)

Here:	$2,833
State:	$4,303

Taxes paid: $5,843 (reported on 12.1% of returns)

40111:	$5,843
State:	$8,496

Earned income credit: $2,331 (reported on 27.6% of returns)

Here:	$2,331
State:	$2,273

(% of AGI for various income ranges: 9.2% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 70.7%

Here:	71%
State:	60%

(% for various income ranges: 63.0% for AGIs below $25k, 71.4% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40111, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,394 (Individual Income Tax Returns)

Here:	$31,394
State:	$41,540

Salary/wage: $28,948 (reported on 86.6% of returns)

Here:	$28,948
State:	$36,432

(% of AGI for various income ranges: 84.4% for AGIs below $10k, 77.3% for AGIs $10k-25k, 83.1% for AGIs $25k-50k, 82.9% for AGIs $50k-75k, 91.1% for AGIs $75k-100k, 48.1% for AGIs over 100k)

Taxable interest for individuals: $1,338 (reported on 36.5% of returns)

This zip code:	$1,338
Kentucky:	$1,571

(% of AGI for various income ranges: 6.1% for AGIs below $10k, 1.4% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $824 (reported on 13.6% of returns)

Here:	$824
State:	$3,453

(% of AGI for various income ranges: 2.1% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$1,266 (reported on 12.6% of returns)

Here:	+$1,266
State:	+$9,663

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, -0.1% for AGIs $50k-75k, 2.4% for AGIs $75k-100k)

Profit/loss from business: +$1,269 (reported on 12.5% of returns)

Here:	+$1,269
State:	+$9,233

(% of AGI for various income ranges: 7.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, -0.8% for AGIs $25k-50k, -0.5% for AGIs $50k-75k)

Total itemized deductions: $13,220 (21% of AGI, reported on 14.6% of returns)

Here:	$13,220
State:	$17,474

Here:	21.0% of AGI
State:	21.0% of AGI

Charity contributions deductions: $2,785 (4% of AGI, reported on 10.4% of returns)

Here:	$2,785
State:	$3,494

Here:	4.4% of AGI
State:	4.0% of AGI

Total tax: $3,519 (reported on 68.8% of returns)

40111:	$3,519
State:	$6,162

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 15.1% for AGIs over 100k)

Earned income credit: $1,580 (reported on 22.9% of returns)

Here:	$1,580
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 73.3%

Here:	73%
State:	66%

(% for various income ranges: 71.7% for AGIs below $10k, 75.9% for AGIs $10k-25k, 69.3% for AGIs $25k-50k, 74.2% for AGIs $50k-75k, 77.4% for AGIs $75k-100k, 80.0% for AGIs over 100k)

Nearest zip codes: 40143, 42343, 42368, 42348, 47520, 40119.
Cloverport Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 156
Household did not receive Food Stamps/SNAP in the past 12 months: 556

Women who had a birth in the past 12 months: 104 (29 now married, 77 unmarried)
Women who did not have a birth in the past 12 months: 249 (136 now married, 113 unmarried)

Housing units in zip code 40111 with a mortgage: 222 (19 second mortgage, 1 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,016
Median monthly owner costs for units without a mortgage: $376

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40111 household income distribution in 2022

• 93Less than $10,000
• 88$10,000 to $14,999
• 25$15,000 to $19,999
• 62$20,000 to $24,999
• 20$25,000 to $29,999
• 34$30,000 to $34,999
• 58$35,000 to $39,999
• 24$40,000 to $44,999
• 16$45,000 to $49,999
• 63$50,000 to $59,999
• 55$60,000 to $74,999
• 103$75,000 to $99,999
• 16$100,000 to $124,999
• 48$125,000 to $149,999
• 2$150,000 to $199,999
• 10$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40111

• 41Less than $10,000
• 16$10,000 to $14,999
• 18$15,000 to $19,999
• 14$20,000 to $24,999
• 31$25,000 to $29,999
• 15$30,000 to $34,999
• 2$40,000 to $49,999
• 26$50,000 to $59,999
• 22$60,000 to $69,999
• 34$70,000 to $79,999
• 8$80,000 to $89,999
• 26$90,000 to $99,999
• 69$100,000 to $124,999
• 41$125,000 to $149,999
• 45$150,000 to $174,999
• 22$175,000 to $199,999
• 33$200,000 to $249,999
• 11$300,000 to $399,999
• 5$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 40111

• 36Less than $100
• 66$150 to $199
• 19$200 to $249
• 4$250 to $299
• 33$300 to $349
• 8$350 to $399
• 7$400 to $449
• 4$500 to $549
• 3$650 to $699
• 17No cash rent

Median gross rent in 2022: $321.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $103,677
• Black or African American householders: $76,420
• Two or more races householders: $165,578
• Hispanic or Latino householders: $57,315

Estimated median house or condo value in 2022: $107,244 Lower value quartile - upper value quartile: $35,934 - $158,172

Mean price in 2022:

Detached houses: $115,804

Here:	$115,804
State:	$256,452

Mobile homes: $49,141

Here:	$49,141
State:	$84,635

Housing units in structures:

• One, detached: 555
• 3 or 4: 6
• 5 to 9: 42
• 10 to 19: 10
• 20 to 49: 39
• 50 or more: 20
• Mobile homes: 143

Unemployment: 15.7%

• Means of transportation to work in zip code 40111

• 82.4%474Drove a car alone
• 11.3%65Carpooled
• 0.3%2Other means
• 4.5%26Worked at home

• Travel time to work (commute) in zip code 40111

• 10Less than 5 minutes
• 275 to 9 minutes
• 2110 to 14 minutes
• 8815 to 19 minutes
• 13920 to 24 minutes
• 7925 to 29 minutes
• 5830 to 34 minutes
• 335 to 39 minutes
• 2840 to 44 minutes
• 4145 to 59 minutes
• 3360 to 89 minutes
• 490 or more minutes

Percentage of zip code residents living and working in this county: 34.3%

Household type by relationship:

Households: 1,986

• Male householders: 334 (106 living alone), Female householders: 379 (113 living alone)

• 321 spouses (321 opposite-sex spouses), 59 unmarried partners, (59 opposite-sex unmarried partners), 578 children (492 natural, 48 adopted, 36 stepchildren), 209 grandchildren, 9 brothers or sisters, 22 parents, 3 foster children, 31 other relatives, 29 non-relatives

Size of family households: 214 2-persons, 130 3-persons, 67 4-persons, 49 5-persons, 6 6-persons, 1 7-or-more-persons

Size of nonfamily households: 218 1-person, 16 2-persons, 7 3-persons

218 married couples with children.
124 single-parent households (27 men, 97 women).

99.6% of residents of 40111 zip code speak English at home.
0.1% of residents speak Spanish at home (100% very well).
0.3% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (100% not well).

Facilities with environmental interests located in this zip code:

• FRAIZE MIDDLE SCHOOL (101 4TH ST in CLOVERPORT, KY)

  (National Center for Education Statistics) - STATE ID-014132025
  Organizations: CLOVERPORT INDEPENDENT (SCHOOL DISTRICT)
  

• FREDERICK FRAIZE HIGH SCHOOL (101 4TH ST in CLOVERPORT, KY)

  (National Center for Education Statistics) - STATE ID-014132010
  Organizations: CLOVERPORT INDEPENDENT (SCHOOL DISTRICT)
  

• BLAIR MARATHON (202 E MAIN ST in CLOVERPORT, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: DOUG WALLACE (CONTACT/OWNER)
  

• CLOVER CREEK BRICK & TILE (2200 STEPHENSPORT RD in CLOVERPORT, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: GENERAL WAREHOUSING AND STORAGE
  

• CLOVERPORT SAND CO (US 60 W in CLOVERPORT, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CRUSHED AND BROKEN LIMESTONE
  

• CLOVERPORT STP (W HOUSTON ST in CLOVERPORT, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS
  

• CLOVER CREEK BRICK CO (1400 TILE PLANT ROAD in CLOVERPORT, KY)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: BRICK AND STRUCTURAL CLAY TILE
  

• AMERICAN OLEAN TILE COMPANY (OLD STEPHENSPORT ROAD in CLOVERPORT, KY)

  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  Business SIC classification: CERAMIC WALL AND FLOOR TILE
  

• CLOVERPORT PLUME SITE (WEST MAIN ST & HWY 60 in CLOVERPORT, KY)

  SUPERFUND (Superfund database)
  

Housing units lacking complete plumbing facilities: 7.1%
Housing units lacking complete kitchen facilities: 6.8%

Population in 1990: 2,852.

Place of birth for U.S.-born residents:

• This state: 1,609
• Northeast: 38
• Midwest: 214
• South: 80
• West: 22

62% of the 40111 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 66% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

95% of the 40111 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 80% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 6% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 28
Students in private schools in grades 9 to 12 (high school): 1 Students in private undergraduate colleges: 1

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
• Health Care and Social Assistance: Homes for the Elderly (10-19: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
• Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (10-19: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)
• Health Care and Social Assistance: Ambulance Services (5-9: 1)
• Other Services (except Public Administration): Religious Organizations (1-4: 3)
• Wholesale Trade: Brick, Stone, and Related Construction Material Merchant Wholesalers (1-4: 1)

Most common first names in zip code 40111 among deceased individuals
Name	Count	Lived (average)
Mary	34	77.8 years
James	30	73.8 years
William	26	73.4 years
John	20	71.9 years
Charles	16	73.0 years
Margaret	14	79.3 years
Robert	10	73.7 years
Dorothy	10	70.4 years
Harold	8	68.9 years
Thomas	8	72.9 years

Most common last names in zip code 40111 among deceased individuals
Last name	Count	Lived (average)
Blair	20	73.6 years
Brown	18	78.1 years
Smith	17	75.5 years
Mattingly	17	74.9 years
Powers	14	78.1 years
Pate	11	75.3 years
May	9	80.3 years
Sanders	9	75.6 years
Miller	9	77.7 years
Richards	8	79.0 years