40385 Zip Code (KY) Detailed Profile

Estimated zip code population in 2022: 2,244
Zip code population in 2010: 3,131
Zip code population in 2000: 3,052

Houses and condos: 1,253
Renter-occupied apartments: 191
March 2022 cost of living index in zip code 40385: 80.9 (low, U.S. average is 100)

Land area: 47.3 sq. mi.
Water area: 1.0 sq. mi.

Population density: 47 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,167 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $576 (0.5%)

For population 25 years and over in 40385:

• High school or higher: 86.4%
• Bachelor's degree or higher: 12.3%
• Graduate or professional degree: 2.6%
• Unemployed: 1.7%
• Mean travel time to work (commute): 25.7 minutes

For population 15 years and over in 40385:

• Never married: 12.3%
• Now married: 61.7%
• Separated: 3.1%
• Widowed: 9.3%
• Divorced: 13.6%

100% rural population.

Averages for the 2020 tax year for zip code 40385, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $51,032 (Individual Income Tax Returns)

Here:	$51,032
State:	$61,342

Salary/wage: $45,914 (reported on 81.0% of returns)

Here:	$45,914
State:	$50,827

(% of AGI for various income ranges: 1043.6% for AGIs below $25k, 3400.3% for AGIs $25k-50k, 6371.4% for AGIs $50k-75k, 9829.1% for AGIs $75k-100k, 17247.0% for AGIs $100k-200k)

Taxable interest for individuals: $563 (reported on 19.7% of returns)

This zip code:	$563
Kentucky:	$1,441

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 9.0% for AGIs $25k-50k, 25.0% for AGIs $50k-75k, 8.2% for AGIs $75k-100k, 50.0% for AGIs $100k-200k)

Ordinary dividends: $1,527 (reported on 8.0% of returns)

Here:	$1,527
State:	$7,388

(% of AGI for various income ranges: 9.7% for AGIs below $25k, 35.7% for AGIs $50k-75k, 86.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,350 (reported on 8.8% of returns)

Here:	+$10,350
State:	+$19,475

(% of AGI for various income ranges: 19.1% for AGIs below $25k, 85.0% for AGIs $50k-75k, 88.2% for AGIs $75k-100k, 963.0% for AGIs $100k-200k)

Profit/loss from business: +$7,813 (reported on 16.8% of returns)

Here:	+$7,813
State:	+$11,386

(% of AGI for various income ranges: 175.8% for AGIs below $25k, 231.6% for AGIs $25k-50k, 116.4% for AGIs $50k-75k, 188.2% for AGIs $75k-100k, 129.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $19,433 (reported on 6.6% of returns)

40385:	$19,433
Kentucky:	$18,941

(% of AGI for various income ranges: 110.3% for AGIs below $25k, 309.3% for AGIs $50k-75k, 952.0% for AGIs $100k-200k)

Total itemized deductions: $21,450 (reported on 4.4% of returns)

Here:	$21,450
State:	$32,473

(% of AGI for various income ranges: 175.2% for AGIs $25k-50k, 676.4% for AGIs $75k-100k)

Charity contributions: $6,275 (reported on 2.9% of returns)

Here:	$6,275
State:	$13,472

(% of AGI for various income ranges: 228.2% for AGIs $75k-100k)

Taxes paid: $5,650 (reported on 4.4% of returns)

40385:	$5,650
State:	$7,830

(% of AGI for various income ranges: 40.0% for AGIs $25k-50k, 195.5% for AGIs $75k-100k)

Earned income credit: $2,213 (reported on 22.6% of returns)

Here:	$2,213
State:	$2,336

(% of AGI for various income ranges: 107.6% for AGIs below $25k, 106.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.4%

Here:	93%
State:	94%

(% for various income ranges: 91.3% for AGIs below $25k, 94.9% for AGIs $25k-50k, 94.7% for AGIs $50k-75k, 93.8% for AGIs $75k-100k, 94.1% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 40385, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,370 (Individual Income Tax Returns)

Here:	$38,370
State:	$50,814

Salary/wage: $35,541 (reported on 83.3% of returns)

Here:	$35,541
State:	$42,723

(% of AGI for various income ranges: 76.8% for AGIs below $25k, 83.6% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 79.8% for AGIs $75k-100k, 67.8% for AGIs $100k-200k)

Taxable interest for individuals: $465 (reported on 23.5% of returns)

This zip code:	$465
Kentucky:	$1,381

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs $100k-200k)

Ordinary dividends: $1,492 (reported on 9.1% of returns)

Here:	$1,492
State:	$6,239

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$1,108 (reported on 9.1% of returns)

Here:	+$1,108
State:	+$11,336

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Profit/loss from business: +$5,904 (reported on 18.2% of returns)

Here:	+$5,904
State:	+$10,862

(% of AGI for various income ranges: 8.9% for AGIs below $25k, 2.9% for AGIs $25k-50k, 2.7% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $11,414 (reported on 5.3% of returns)

40385:	$11,414
Kentucky:	$14,296

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.1% for AGIs $25k-50k, 4.2% for AGIs $50k-75k)

Total itemized deductions: $16,504 (24% of AGI, reported on 20.5% of returns)

Here:	$16,504
State:	$21,160

Here:	24.2% of AGI
State:	20.0% of AGI

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 6.9% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 11.6% for AGIs $100k-200k)

Charity contributions: $3,128 (reported on 13.6% of returns)

Here:	$3,128
State:	$4,303

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Taxes paid: $5,681 (reported on 20.5% of returns)

40385:	$5,681
State:	$8,496

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 5.3% for AGIs $100k-200k)

Earned income credit: $2,279 (reported on 25.0% of returns)

Here:	$2,279
State:	$2,273

(% of AGI for various income ranges: 7.9% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 68.2%

Here:	68%
State:	60%

(% for various income ranges: 66.1% for AGIs below $25k, 68.6% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 71.4% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 40385, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,384 (Individual Income Tax Returns)

Here:	$32,384
State:	$41,540

Salary/wage: $30,926 (reported on 86.0% of returns)

Here:	$30,926
State:	$36,432

(% of AGI for various income ranges: 103.3% for AGIs below $10k, 78.3% for AGIs $10k-25k, 85.7% for AGIs $25k-50k, 84.7% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 55.6% for AGIs over 100k)

Taxable interest for individuals: $812 (reported on 33.2% of returns)

This zip code:	$812
Kentucky:	$1,571

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Taxable dividends: $828 (reported on 9.3% of returns)

Here:	$828
State:	$3,453

(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)

Net capital gain/loss: +$1,476 (reported on 8.4% of returns)

Here:	+$1,476
State:	+$9,663

(% of AGI for various income ranges: 0.0% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, -0.0% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Profit/loss from business: +$6,131 (reported on 20.0% of returns)

Here:	+$6,131
State:	+$9,233

(% of AGI for various income ranges: 20.5% for AGIs below $10k, 7.6% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

IRA payment deduction: $2,923 (reported on 1.0% of returns)

40385:	$2,923
Kentucky:	$2,955

Total itemized deductions: $13,928 (24% of AGI, reported on 24.5% of returns)

Here:	$13,928
State:	$17,474

Here:	23.6% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 8.5% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 13.0% for AGIs $50k-75k, 14.9% for AGIs $75k-100k, 11.4% for AGIs over 100k)

Charity contributions deductions: $2,316 (4% of AGI, reported on 17.9% of returns)

Here:	$2,316
State:	$3,494

Here:	3.6% of AGI
State:	4.0% of AGI

(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $3,484 (reported on 73.7% of returns)

40385:	$3,484
State:	$6,162

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 4.1% for AGIs $10k-25k, 5.9% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,605 (reported on 20.6% of returns)

Here:	$1,605
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 74.0%

Here:	74%
State:	66%

(% for various income ranges: 68.8% for AGIs below $10k, 72.3% for AGIs $10k-25k, 80.1% for AGIs $25k-50k, 76.2% for AGIs $50k-75k, 67.2% for AGIs $75k-100k, 65.4% for AGIs over 100k)

Nearest zip codes: 40336, 40475, 40403, 40312, 40404, 40391.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 94
Household did not receive Food Stamps/SNAP in the past 12 months: 821

Women who had a birth in the past 12 months: 16 (0 now married, 17 unmarried)
Women who did not have a birth in the past 12 months: 403 (279 now married, 126 unmarried)

Housing units in zip code 40385 with a mortgage: 345 (23 second mortgage, 8 both second mortgage and home equity loan)
Houses without a mortgage: 22

Median monthly owner costs for units with a mortgage: $1,070
Median monthly owner costs for units without a mortgage: $347

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 40385 household income distribution in 2022

• 46Less than $10,000
• 60$10,000 to $14,999
• 42$15,000 to $19,999
• 69$20,000 to $24,999
• 29$25,000 to $29,999
• 15$30,000 to $34,999
• 103$35,000 to $39,999
• 19$45,000 to $49,999
• 166$50,000 to $59,999
• 67$60,000 to $74,999
• 106$75,000 to $99,999
• 106$100,000 to $124,999
• 30$125,000 to $149,999
• 29$150,000 to $199,999
• 23$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 40385

• 18$15,000 to $19,999
• 31$20,000 to $24,999
• 29$30,000 to $34,999
• 10$35,000 to $39,999
• 63$40,000 to $49,999
• 18$50,000 to $59,999
• 19$60,000 to $69,999
• 8$80,000 to $89,999
• 13$90,000 to $99,999
• 36$100,000 to $124,999
• 18$125,000 to $149,999
• 178$150,000 to $174,999
• 52$175,000 to $199,999
• 33$200,000 to $249,999
• 29$250,000 to $299,999
• 83$300,000 to $399,999
• 17$400,000 to $499,999
• 26$500,000 to $749,999
• 28$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 40385

• 12$200 to $249
• 3$300 to $349
• 31$350 to $399
• 15$550 to $599
• 5$650 to $699
• 119No cash rent

Median gross rent in 2022: $529.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $189,135
• Hispanic or Latino householders: $150,542

Estimated median house or condo value in 2022: $175,450 Lower value quartile - upper value quartile: $60,571 - $229,123

Mean price in 2022:

Detached houses: $249,112

Here:	$249,112
State:	$256,452

Mobile homes: $80,171

Here:	$80,171
State:	$84,635

Housing units in structures:

• One, detached: 901
• One, attached: 11
• Mobile homes: 331

Unemployment: 1.7%

• Means of transportation to work in zip code 40385

• 77.0%699Drove a car alone
• 15.7%142Carpooled
• 6.9%63Worked at home

• Travel time to work (commute) in zip code 40385

• 475 to 9 minutes
• 7310 to 14 minutes
• 4615 to 19 minutes
• 25520 to 24 minutes
• 10125 to 29 minutes
• 27930 to 34 minutes
• 1145 to 59 minutes
• 460 to 89 minutes
• 1490 or more minutes

Percentage of zip code residents living and working in this county: 89.5%

Household type by relationship:

Households: 2,244

• Male householders: 412 (60 living alone), Female householders: 507 (139 living alone)

• 529 spouses (529 opposite-sex spouses), 40 unmarried partners, (40 opposite-sex unmarried partners), 618 children (532 natural, 0 adopted, 85 stepchildren), 86 grandchildren, 23 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 39 non-relatives

Size of family households: 374 2-persons, 189 3-persons, 72 4-persons, 50 5-persons, 19 7-or-more-persons

Size of nonfamily households: 199 1-person, 9 2-persons

299 married couples with children.
130 single-parent households (65 men, 65 women).

99.1% of residents of 40385 zip code speak English at home.
0.9% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• A & B GROCERY (116 MEADOWBROOK RD COLLEGE HIL in WACO, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: EARL VANWINKLE (CONTACT/OWNER)
  

• BYBEE QUICK STOP (4100 NEW IRVINE RD in WACO, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: GROCERY STORES
  Alternative names: BYBEE GROCERY

• CAINS SPRINGS ROAD WATER LINE (CAIN SPRINGS RD in WACO, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: MANAGEMENT SERVICES
  

• COLLEGE HILL WTP UPGRADE (216 BEND in WACO, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: MANAGEMENT SERVICES
  Alternative names: COLLEGE HILL WATER TREATMENT PLANT

• FLINT ROAD WATER LINE (FLINT RD in WACO, KY)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: MANAGEMENT SERVICES
  

Housing units lacking complete plumbing facilities: 9.5%
Housing units lacking complete kitchen facilities: 9.6%

Population in 1990: 1,433. Population change in the 1990s: +1,619 (+113.0%).

Place of birth for U.S.-born residents:

• This state: 1,740
• Northeast: 24
• Midwest: 309
• South: 18
• West: 59

65% of the 40385 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

100% of the 40385 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 200% moved from this county.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 76
Students in private schools in grades 9 to 12 (high school): 4 Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• RICK CHILDERS (290 GRIGGS ROAD in WACO, KY; small business) : $1,133,945 in 29 contracts from 2000 to 2005

  Contracts for Other Administrative Support Services, Other Non-Building Structures, Landscaping/Groundskeeping Services, Snow Removal/Salt Service (also spreading aggregate or other snow melting material), and more by Army
  Signed by year: 2000: $49,510; 2001: $0; 2002: $50,000; 2003: $188,100; 2004: $411,256; 2005: $435,079; 2006: $0.
  
  Biggest contracts:
  $350,000 with Army for Other Administrative Support Services. Signed on 2005-04-19. Completion date: 2006-04-30.
  $130,000 with Army for Other Non-Building Structures. Signed on 2003-09-28. Completion date: 2004-09-30.
  $100,472, same as above. Signed on 2004-07-09. Completion date: 2004-09-30.
  $100,000 with Army for Landscaping/Groundskeeping Services. Signed on 2004-05-27. Completion date: 2004-10-31.
  

Top industries in this zip code by the number of employees in 2005:

• Construction: Site Preparation Contractors (1-4 employees: 4 establishments)
• Construction: Drywall and Insulation Contractors (5-9: 1)
• Professional, Scientific, and Technical Services: Veterinary Services (5-9: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
• Construction: Residential Remodelers (1-4: 1)
• Construction: Siding Contractors (1-4: 1)

Detailed HMDA statistics for the following Tracts: 0110.00 , 0111.00


Detailed PMIC statistics for the following Tracts: 0110.00 , 0111.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 38. The highest number of reported fires - 96 took place in 2004, and the least - 13 in 2007. The data has a growing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (40.8%), and Structure Fires (35.5%).


• Fire incident types reported to NFIRS in Zip Code 40385
• 26440.8%Outside Fires
• 23035.5%Structure Fires
• 11918.4%Mobile Property/Vehicle Fires
• 345.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 40385, Kentucky

Most common first names in zip code 40385 among deceased individuals
Name	Count	Lived (average)
James	17	75.4 years
William	13	73.0 years
John	13	71.7 years
Mary	9	82.8 years
Robert	8	73.0 years
Charles	6	68.2 years
Nannie	6	81.0 years
Anna	5	82.0 years
Harold	5	74.8 years
George	5	76.6 years

Most common last names in zip code 40385 among deceased individuals
Last name	Count	Lived (average)
Cain	19	76.3 years
Rose	13	81.3 years
Richardson	12	79.0 years
Kaylor	10	82.3 years
Johnson	9	79.0 years
Smith	9	72.8 years
Baker	9	71.1 years
Jones	7	67.7 years
Alexander	6	80.3 years
Dennis	6	82.2 years