48028 Zip Code (MI) Detailed Profile

Estimated zip code population in 2022: 958
Zip code population in 2010: 1,190
Zip code population in 2000: 1,285

Houses and condos: 1,587
Renter-occupied apartments: 15
March 2022 cost of living index in zip code 48028: 89.0 (less than average, U.S. average is 100)

Land area: 17.7 sq. mi.
Water area: 15.9 sq. mi.

Population density: 54 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,518 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,332 (1.1%)

For population 25 years and over in 48028:

• High school or higher: 94.9%
• Bachelor's degree or higher: 30.2%
• Graduate or professional degree: 17.0%
• Mean travel time to work (commute): 35.3 minutes

For population 15 years and over in 48028:

• Never married: 15.3%
• Now married: 56.0%
• Separated: 0.0%
• Widowed: 12.2%
• Divorced: 16.6%

• 
• • 95099.3%White
  • 70.7%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 48028, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $94,723 (Individual Income Tax Returns)

Here:	$94,723
State:	$68,945

Salary/wage: $65,264 (reported on 58.9% of returns)

Here:	$65,264
State:	$57,142

(% of AGI for various income ranges: 611.1% for AGIs below $25k, 2191.2% for AGIs $25k-50k, 5082.0% for AGIs $50k-75k, 5957.5% for AGIs $75k-100k, 8477.5% for AGIs $100k-200k)

Taxable interest for individuals: $1,423 (reported on 53.6% of returns)

This zip code:	$1,423
Michigan:	$1,630

(% of AGI for various income ranges: 48.9% for AGIs below $25k, 15.0% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 225.0% for AGIs $75k-100k, 103.8% for AGIs $100k-200k)

Ordinary dividends: $7,600 (reported on 37.5% of returns)

Here:	$7,600
State:	$6,972

(% of AGI for various income ranges: 72.2% for AGIs below $25k, 156.2% for AGIs $25k-50k, 282.0% for AGIs $50k-75k, 637.5% for AGIs $75k-100k, 613.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$14,779 (reported on 33.9% of returns)

Here:	+$14,779
State:	+$20,064

(% of AGI for various income ranges: 168.8% for AGIs $25k-50k, 104.0% for AGIs $50k-75k, 187.5% for AGIs $75k-100k, 803.8% for AGIs $100k-200k)

Profit/loss from business: +$6,371 (reported on 12.5% of returns)

Here:	+$6,371
State:	+$11,172

(% of AGI for various income ranges: 190.0% for AGIs $25k-50k, 367.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $18,875 (reported on 28.6% of returns)

48028:	$18,875
Michigan:	$19,803

(% of AGI for various income ranges: 221.1% for AGIs below $25k, 397.5% for AGIs $25k-50k, 816.0% for AGIs $50k-75k, 712.5% for AGIs $75k-100k, 2262.5% for AGIs $100k-200k)

Total itemized deductions: $40,229 (reported on 12.5% of returns)

Here:	$40,229
State:	$34,117

(% of AGI for various income ranges: 1506.0% for AGIs $50k-75k, 848.8% for AGIs $100k-200k)

Charity contributions: $8,483 (reported on 10.7% of returns)

Here:	$8,483
State:	$13,548

(% of AGI for various income ranges: 82.5% for AGIs $25k-50k, 202.5% for AGIs $100k-200k)

Taxes paid: $9,857 (reported on 12.5% of returns)

48028:	$9,857
State:	$7,972

(% of AGI for various income ranges: 482.0% for AGIs $50k-75k, 273.8% for AGIs $100k-200k)

Earned income credit: $1,100 (reported on 5.4% of returns)

Here:	$1,100
State:	$2,251

(% of AGI for various income ranges: 36.7% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.4%

Here:	96%
State:	93%

(% for various income ranges: 100.0% for AGIs below $25k, 90.9% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 90.9% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 48028, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $64,172 (Individual Income Tax Returns)

Here:	$64,172
State:	$55,609

Salary/wage: $54,860 (reported on 57.4% of returns)

Here:	$54,860
State:	$46,782

(% of AGI for various income ranges: 37.4% for AGIs below $25k, 38.3% for AGIs $25k-50k, 46.0% for AGIs $50k-75k, 40.9% for AGIs $75k-100k, 54.9% for AGIs $100k-200k, 58.2% for AGIs over 200k)

Taxable interest for individuals: $1,787 (reported on 50.8% of returns)

This zip code:	$1,787
Michigan:	$1,491

(% of AGI for various income ranges: 4.3% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $6,561 (reported on 37.7% of returns)

Here:	$6,561
State:	$6,225

(% of AGI for various income ranges: 4.6% for AGIs below $25k, 4.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 4.2% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,029 (reported on 23.0% of returns)

Here:	+$6,029
State:	+$9,326

(% of AGI for various income ranges: 0.8% for AGIs $50k-75k, 7.9% for AGIs over 200k)

Profit/loss from business: +$5,600 (reported on 16.4% of returns)

Here:	+$5,600
State:	+$11,523

(% of AGI for various income ranges: 8.5% for AGIs below $25k, 3.9% for AGIs $25k-50k, 2.2% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $17,841 (reported on 27.9% of returns)

48028:	$17,841
Michigan:	$15,298

(% of AGI for various income ranges: 9.2% for AGIs below $25k, 7.0% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 16.4% for AGIs $100k-200k)

Total itemized deductions: $22,319 (22% of AGI, reported on 44.3% of returns)

Here:	$22,319
State:	$21,628

Here:	22.0% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 23.0% for AGIs below $25k, 14.5% for AGIs $25k-50k, 14.3% for AGIs $50k-75k, 15.7% for AGIs $75k-100k, 15.2% for AGIs $100k-200k, 14.8% for AGIs over 200k)

Charity contributions: $2,809 (reported on 37.7% of returns)

Here:	$2,809
State:	$4,225

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $9,285 (reported on 44.3% of returns)

48028:	$9,285
State:	$8,327

(% of AGI for various income ranges: 7.0% for AGIs below $25k, 4.9% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 8.1% for AGIs $100k-200k, 6.8% for AGIs over 200k)

Earned income credit: $940 (reported on 8.2% of returns)

Here:	$940
State:	$2,306

(% of AGI for various income ranges: 2.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 68.9%

Here:	69%
State:	57%

(% for various income ranges: 61.9% for AGIs below $25k, 61.5% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 71.4% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 48028, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $49,357 (Individual Income Tax Returns)

Here:	$49,357
State:	$48,204

Salary/wage: $39,596 (reported on 69.1% of returns)

Here:	$39,596
State:	$42,791

(% of AGI for various income ranges: 105.2% for AGIs below $10k, 40.8% for AGIs $10k-25k, 45.8% for AGIs $25k-50k, 60.5% for AGIs $50k-75k, 63.7% for AGIs $75k-100k, 54.0% for AGIs over 100k)

Taxable interest for individuals: $2,625 (reported on 65.9% of returns)

This zip code:	$2,625
Michigan:	$1,725

(% of AGI for various income ranges: 16.8% for AGIs below $10k, 4.5% for AGIs $10k-25k, 4.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Taxable dividends: $3,448 (reported on 41.5% of returns)

Here:	$3,448
State:	$3,420

(% of AGI for various income ranges: 14.1% for AGIs below $10k, 5.9% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$3,251 (reported on 33.8% of returns)

Here:	+$3,251
State:	+$8,532

(% of AGI for various income ranges: -10.7% for AGIs below $10k, -0.6% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 6.1% for AGIs over 100k)

Profit/loss from business: +$4,298 (reported on 15.1% of returns)

Here:	+$4,298
State:	+$9,547

(% of AGI for various income ranges: 3.4% for AGIs below $10k, 8.4% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, -0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

IRA payment deduction: $2,600 (reported on 1.6% of returns)

48028:	$2,600
Michigan:	$2,875

Total itemized deductions: $17,761 (24% of AGI, reported on 47.6% of returns)

Here:	$17,761
State:	$18,509

Here:	23.5% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 22.0% for AGIs below $10k, 19.0% for AGIs $10k-25k, 18.4% for AGIs $25k-50k, 16.9% for AGIs $50k-75k, 18.4% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Charity contributions deductions: $2,191 (3% of AGI, reported on 43.6% of returns)

Here:	$2,191
State:	$3,365

Here:	2.8% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 2.4% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $7,115 (reported on 80.6% of returns)

48028:	$7,115
State:	$7,691

(% of AGI for various income ranges: 6.5% for AGIs below $10k, 4.0% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 16.8% for AGIs over 100k)

Earned income credit: $1,537 (reported on 6.6% of returns)

Here:	$1,537
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 66.7%

Here:	67%
State:	60%

(% for various income ranges: 57.5% for AGIs below $10k, 60.3% for AGIs $10k-25k, 67.3% for AGIs $25k-50k, 67.8% for AGIs $50k-75k, 77.5% for AGIs $75k-100k, 80.0% for AGIs over 100k)

Nearest zip codes: 48001, 48023, 48039, 48047, 48064, 48045.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 4
Household did not receive Food Stamps/SNAP in the past 12 months: 517

Women who did not have a birth in the past 12 months: 40 (19 now married, 21 unmarried)

Housing units in zip code 48028 with a mortgage: 174 (17 second mortgage, 18 both second mortgage and home equity loan)
Houses without a mortgage: 20

Median monthly owner costs for units with a mortgage: $1,614
Median monthly owner costs for units without a mortgage: $659

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 48028 household income distribution in 2022

• 14Less than $10,000
• 6$10,000 to $14,999
• 13$20,000 to $24,999
• 22$25,000 to $29,999
• 13$30,000 to $34,999
• 14$35,000 to $39,999
• 4$40,000 to $44,999
• 40$45,000 to $49,999
• 23$50,000 to $59,999
• 41$60,000 to $74,999
• 70$75,000 to $99,999
• 83$100,000 to $124,999
• 47$125,000 to $149,999
• 43$150,000 to $199,999
• 78$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 48028

• 7$70,000 to $79,999
• 3$90,000 to $99,999
• 13$100,000 to $124,999
• 8$125,000 to $149,999
• 16$150,000 to $174,999
• 60$175,000 to $199,999
• 43$200,000 to $249,999
• 47$250,000 to $299,999
• 144$300,000 to $399,999
• 76$400,000 to $499,999
• 107$500,000 to $749,999
• 30$750,000 to $999,999
• 5$1,000,000 to $1,499,999

Median price asked for vacant for-sale houses and condos in 2022: $408,137.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $407,695
• American Indian or Alaska Native householders: $265,273

Estimated median house or condo value in 2022: $373,033 Lower value quartile - upper value quartile: $224,017 - $529,519

Mean price in 2022:

Detached houses: $387,511

Here:	$387,511
State:	$280,038

Housing units in structures:

• One, detached: 1,529
• One, attached: 17
• 5 to 9: 17
• Mobile homes: 18

• Means of transportation to work in zip code 48028

• 81.8%348Drove a car alone
• 5.6%24Carpooled
• 3.3%14Walked
• 6.6%28Worked at home

• Travel time to work (commute) in zip code 48028

• 20Less than 5 minutes
• 55 to 9 minutes
• 6810 to 14 minutes
• 615 to 19 minutes
• 3220 to 24 minutes
• 525 to 29 minutes
• 4130 to 34 minutes
• 535 to 39 minutes
• 740 to 44 minutes
• 11145 to 59 minutes
• 7760 to 89 minutes
• 390 or more minutes

Percentage of zip code residents living and working in this county: 41.6%

Household type by relationship:

Households: 958

• Male householders: 307 (103 living alone), Female householders: 219 (63 living alone)

• 267 spouses (259 opposite-sex spouses), 30 unmarried partners, (30 opposite-sex unmarried partners), 87 children (87 natural, 0 adopted, 0 stepchildren), 16 grandchildren, 0 brothers or sisters, 6 parents, 0 foster children, 0 other relatives, 36 non-relatives

Size of family households: 273 2-persons, 37 3-persons, 3 4-persons

Size of nonfamily households: 165 1-person, 53 2-persons

3 married couples with children.
5 single-parent households (5 women).

100.9% of residents of 48028 zip code speak English at home.
1.2% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• ARTS HOME AND BUILDING (4005 MIDDLE CHANNEL DR in HARSENS ISLAND, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: SNAR ART (CONTACT/OWNER)
  

• MI DEPT/ENVIRONMENTAL QUALITY (3601 RATTRAY LN in HARSENS ISLAND, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Alternative names: MIDNR ENV RES DIV

• BEARDSLEE WC INC (2256 N CHANNEL DR in HARSENS ISLAND, MI)

  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Organizations: BEARDSLEE WILLIAM (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 3.6%
Housing units lacking complete kitchen facilities: 2.1%

Population in 1990: 1,091. Population change in the 1990s: +194 (+17.8%).

Place of birth for U.S.-born residents:

• This state: 875
• Northeast: 16
• Midwest: 29
• South: 15

70% of the 48028 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 38% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

96% of the 48028 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 31% moved from this county.
   Out of people who lived in different houses, 60% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private undergraduate colleges: 16

Top industries in this zip code by the number of employees in 2005:

• Arts, Entertainment, and Recreation: Marinas (5-9 employees: 2 establishments, 1-4 employees: 4 establishments)
• Construction: All Other Specialty Trade Contractors (10-19: 1, 1-4: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1, 1-4: 2)
• Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
• Accommodation and Food Services: Caterers (5-9: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 2)
• Other Services (except Public Administration): Religious Organizations (1-4: 2)
• Construction: Highway, Street, and Bridge Construction (1-4: 1)

Detailed HMDA statistics for the following Tracts: 6470.00 , 6480.00


Detailed PMIC statistics for the following Tracts: 6470.00 , 6480.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 18. The highest number of fires - 39 took place in 2005, and the least - 6 in 2014. The data has a constant trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (51.1%), and Structure Fires (33.7%).


• Fire incident types reported to NFIRS in Zip Code 48028
• 15851.1%Outside Fires
• 10433.7%Structure Fires
• 247.8%Mobile Property/Vehicle Fires
• 237.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 48028, Michigan

Most common first names in zip code 48028 among deceased individuals
Name	Count	Lived (average)
John	24	77.4 years
William	16	75.3 years
Mary	15	84.5 years
Helen	13	83.4 years
Margaret	13	82.1 years
Joseph	11	76.7 years
Edward	10	72.3 years
Donald	10	72.0 years
Raymond	9	76.9 years
Harold	9	75.9 years

Most common last names in zip code 48028 among deceased individuals
Last name	Count	Lived (average)
Miller	8	78.8 years
Frank	6	79.8 years
Smith	6	81.5 years
Szymanski	5	72.0 years
Bibeau	4	84.7 years
Fekin	4	77.3 years
Catana	4	71.5 years
Platt	4	51.6 years
Soulliere	4	77.5 years
Yacques	4	78.3 years