49782 Zip Code (St. James, MI) Detailed Profile

Estimated zip code population in 2022: 655
Zip code population in 2010: 657
Zip code population in 2000: 551

Houses and condos: 971
Renter-occupied apartments: 25
March 2022 cost of living index in zip code 49782: 82.9 (low, U.S. average is 100)

Land area: 72.7 sq. mi.
Water area: 2.0 sq. mi.

Population density: 9 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,931 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,668 (0.9%)

For population 25 years and over in 49782:

• High school or higher: 98.6%
• Bachelor's degree or higher: 49.4%
• Graduate or professional degree: 26.5%
• Unemployed: 6.1%
• Mean travel time to work (commute): 9.8 minutes

For population 15 years and over in 49782:

• Never married: 14.1%
• Now married: 61.6%
• Separated: 1.0%
• Widowed: 10.8%
• Divorced: 12.5%

• 
• • 61594.6%White
  • 182.8%Two or more races
  • 81.2%Some other race
  • 60.9%American Indian
  • 20.3%Asian
  • 10.2%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 49782, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $60,891 (Individual Income Tax Returns)

Here:	$60,891
State:	$68,945

Salary/wage: $37,890 (reported on 60.0% of returns)

Here:	$37,890
State:	$57,142

(% of AGI for various income ranges: 783.3% for AGIs below $25k, 2758.0% for AGIs $25k-50k, 4738.0% for AGIs $50k-75k, 17520.0% for AGIs $100k-200k)

Taxable interest for individuals: $675 (reported on 45.7% of returns)

This zip code:	$675
Michigan:	$1,630

(% of AGI for various income ranges: 35.6% for AGIs below $25k, 12.0% for AGIs $25k-50k, 28.0% for AGIs $50k-75k, 280.0% for AGIs $100k-200k)

Ordinary dividends: $7,360 (reported on 28.6% of returns)

Here:	$7,360
State:	$6,972

(% of AGI for various income ranges: 132.2% for AGIs below $25k, 170.0% for AGIs $50k-75k, 2660.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$15,450 (reported on 28.6% of returns)

Here:	+$15,450
State:	+$20,064

(% of AGI for various income ranges: 98.9% for AGIs below $25k, 150.0% for AGIs $50k-75k, 6905.0% for AGIs $100k-200k)

Profit/loss from business: +$6,571 (reported on 20.0% of returns)

Here:	+$6,571
State:	+$11,172

(% of AGI for various income ranges: 106.7% for AGIs below $25k, 442.0% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $20,700 (reported on 22.9% of returns)

49782:	$20,700
Michigan:	$19,803

(% of AGI for various income ranges: 1148.0% for AGIs $25k-50k, 5410.0% for AGIs $100k-200k)

Total itemized deductions: $23,400 (reported on 8.6% of returns)

Here:	$23,400
State:	$34,117

(% of AGI for various income ranges: 1404.0% for AGIs $25k-50k)

Taxes paid: $7,033 (reported on 8.6% of returns)

49782:	$7,033
State:	$7,972

(% of AGI for various income ranges: 422.0% for AGIs $25k-50k)

Earned income credit: $1,500 (reported on 5.7% of returns)

Here:	$1,500
State:	$2,251

(% of AGI for various income ranges: 33.3% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.3%

Here:	94%
State:	93%

(% for various income ranges: 92.9% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 120.0% for AGIs $100k-200k, 0.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 49782, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $48,058 (Individual Income Tax Returns)

Here:	$48,058
State:	$55,609

Salary/wage: $28,830 (reported on 63.9% of returns)

Here:	$28,830
State:	$46,782

(% of AGI for various income ranges: 49.9% for AGIs below $25k, 57.8% for AGIs $25k-50k, 45.4% for AGIs $50k-75k, 45.3% for AGIs $75k-100k, 25.2% for AGIs $100k-200k)

Taxable interest for individuals: $962 (reported on 44.4% of returns)

This zip code:	$962
Michigan:	$1,491

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $100k-200k)

Ordinary dividends: $2,227 (reported on 30.6% of returns)

Here:	$2,227
State:	$6,225

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 3.6% for AGIs $25k-50k, 2.7% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$2,429 (reported on 19.4% of returns)

Here:	+$2,429
State:	+$9,326

Profit/loss from business: +$5,050 (reported on 22.2% of returns)

Here:	+$5,050
State:	+$11,523

Taxable individual retirement arrangement distribution: $17,329 (reported on 19.4% of returns)

49782:	$17,329
Michigan:	$15,298

Total itemized deductions: $18,546 (22% of AGI, reported on 36.1% of returns)

Here:	$18,546
State:	$21,628

Here:	21.5% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 15.3% for AGIs below $25k, 19.4% for AGIs $25k-50k, 20.9% for AGIs $50k-75k, 13.3% for AGIs $100k-200k)

Charity contributions: $3,511 (reported on 25.0% of returns)

Here:	$3,511
State:	$4,225

(% of AGI for various income ranges: 2.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.4% for AGIs $100k-200k)

Taxes paid: $7,715 (reported on 36.1% of returns)

49782:	$7,715
State:	$8,327

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 6.4% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 6.5% for AGIs $100k-200k)

Earned income credit: $1,117 (reported on 16.7% of returns)

Here:	$1,117
State:	$2,306

(% of AGI for various income ranges: 3.6% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 50.0%

Here:	50%
State:	57%

(% for various income ranges: 44.4% for AGIs below $25k, 50.0% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 49782, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,491 (Individual Income Tax Returns)

Here:	$43,491
State:	$48,204

Salary/wage: $27,929 (reported on 66.2% of returns)

Here:	$27,929
State:	$42,791

(% of AGI for various income ranges: 78.8% for AGIs below $10k, 35.3% for AGIs $10k-25k, 61.0% for AGIs $25k-50k, 39.4% for AGIs $50k-75k, 33.7% for AGIs over 100k)

Taxable interest for individuals: $1,934 (reported on 60.4% of returns)

This zip code:	$1,934
Michigan:	$1,725

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 6.0% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 1.6% for AGIs over 100k)

Taxable dividends: $2,402 (reported on 42.5% of returns)

Here:	$2,402
State:	$3,420

(% of AGI for various income ranges: 2.9% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$13,367 (reported on 28.7% of returns)

Here:	+$13,367
State:	+$8,532

(% of AGI for various income ranges: 1.7% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 17.5% for AGIs over 100k)

Profit/loss from business: +$3,103 (reported on 21.1% of returns)

Here:	+$3,103
State:	+$9,547

Total itemized deductions: $20,212 (27% of AGI, reported on 37.8% of returns)

Here:	$20,212
State:	$18,509

Here:	26.6% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 20.8% for AGIs $10k-25k, 14.2% for AGIs $25k-50k, 15.1% for AGIs $50k-75k, 20.9% for AGIs over 100k)

Charity contributions deductions: $4,584 (6% of AGI, reported on 32.4% of returns)

Here:	$4,584
State:	$3,365

Here:	5.7% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.7% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 6.0% for AGIs over 100k)

Total tax: $5,923 (reported on 76.0% of returns)

49782:	$5,923
State:	$7,691

(% of AGI for various income ranges: 6.1% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.9% for AGIs $50k-75k, 15.1% for AGIs over 100k)

Earned income credit: $1,222 (reported on 9.8% of returns)

Here:	$1,222
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 59.6%

Here:	60%
State:	60%

(% for various income ranges: 51.0% for AGIs below $10k, 57.7% for AGIs $10k-25k, 56.1% for AGIs $25k-50k, 73.9% for AGIs $50k-75k, 66.7% for AGIs over 100k)

Nearest zip codes: 49838, 49762, 49720, 49827, 49670, 49820.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 12
Household did not receive Food Stamps/SNAP in the past 12 months: 332

Women who had a birth in the past 12 months: 1 (1 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 42 (15 now married, 27 unmarried)

Housing units in zip code 49782 with a mortgage: 117 (11 second mortgage, 10 both second mortgage and home equity loan)
Houses without a mortgage: 11

Median monthly owner costs for units with a mortgage: $1,540
Median monthly owner costs for units without a mortgage: $654

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 49782 household income distribution in 2022

• 13Less than $10,000
• 5$10,000 to $14,999
• 10$15,000 to $19,999
• 12$20,000 to $24,999
• 23$25,000 to $29,999
• 8$30,000 to $34,999
• 21$35,000 to $39,999
• 14$40,000 to $44,999
• 12$45,000 to $49,999
• 29$50,000 to $59,999
• 37$60,000 to $74,999
• 56$75,000 to $99,999
• 24$100,000 to $124,999
• 28$125,000 to $149,999
• 21$150,000 to $199,999
• 23$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49782

• 2$15,000 to $19,999
• 1$20,000 to $24,999
• 3$50,000 to $59,999
• 2$80,000 to $89,999
• 1$90,000 to $99,999
• 13$100,000 to $124,999
• 3$125,000 to $149,999
• 17$150,000 to $174,999
• 25$175,000 to $199,999
• 40$200,000 to $249,999
• 27$250,000 to $299,999
• 77$300,000 to $399,999
• 54$400,000 to $499,999
• 53$500,000 to $749,999
• 7$750,000 to $999,999
• 13$1,000,000 to $1,499,999
• 2$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 49782

• 1$250 to $299
• 4$400 to $449
• 4$650 to $699
• 2$700 to $749
• 2$750 to $799
• 1$900 to $999
• 7No cash rent

Median gross rent in 2022: $704.

Median price asked for vacant for-sale houses and condos in 2022: $1,070,397.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $362,990
• Two or more races householders: $195,296

Estimated median house or condo value in 2022: $355,960 Lower value quartile - upper value quartile: $220,700 - $513,159

Mean price in 2022:

Detached houses: $364,813

Here:	$364,813
State:	$280,038

Townhouses or other attached units: $428,671

Here:	$428,671
State:	$239,520

In 2-unit structures: $520,506

Here:	$520,506
State:	$219,481

In 3-to-4-unit structures: $371,522

Here:	$371,522
State:	$207,067

In 5-or-more-unit structures: $309,989

Here:	$309,989
State:	$192,733

Mobile homes: $55,637

Here:	$55,637
State:	$72,868

Housing units in structures:

• One, detached: 898
• One, attached: 5
• Two: 11
• 3 or 4: 16
• 5 to 9: 14
• 10 to 19: 1
• Mobile homes: 20

Unemployment: 6.1%

• Means of transportation to work in zip code 49782

• 71.3%144Drove a car alone
• 5.4%11Carpooled
• 1.5%3Bicycle
• 2.5%5Walked
• 1.5%3Other means
• 17.3%35Worked at home

• Travel time to work (commute) in zip code 49782

• 25Less than 5 minutes
• 565 to 9 minutes
• 4410 to 14 minutes
• 2115 to 19 minutes
• 920 to 24 minutes
• 125 to 29 minutes
• 430 to 34 minutes
• 335 to 39 minutes

Percentage of zip code residents living and working in this county: 93.0%

Household type by relationship:

Households: 655

• Male householders: 182 (60 living alone), Female householders: 165 (56 living alone)

• 161 spouses (158 opposite-sex spouses), 16 unmarried partners, (16 opposite-sex unmarried partners), 67 children (63 natural, 4 adopted, 0 stepchildren), 60 grandchildren, 4 brothers or sisters, 1 parents, 0 foster children, 2 other relatives, 7 non-relatives

Size of family households: 173 2-persons, 23 3-persons, 10 4-persons, 10 5-persons, 3 6-persons, 1 7-or-more-persons

Size of nonfamily households: 116 1-person, 10 2-persons

23 married couples with children.
14 single-parent households (6 men, 8 women).

101.9% of residents of 49782 zip code speak English at home.
0.3% of residents speak Spanish at home (100% well).

Facilities with environmental interests located in this zip code:

• BEAVER ISLAND COMMUNITY SCHOOL (37895 KINGS HIGHWAY in BEAVER ISLAND, MI)

  (National Center for Education Statistics) - STATE ID-00241
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• BEAVER ISLAND LIGHTHOUSE PROGRAM (SOUTH END ROAD in ST. JAMES, MI)

  (National Center for Education Statistics) - STATE ID-08936
  Organizations: CHARLEVOIX PUBLIC SCHOOLS (SCHOOL DISTRICT)
  

• BEAVER ISLAND FOUR CORNERS (36800 EAST SIDE DRIVE in BEAVER ISLAND, MI)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  AIR PROGRAM (Clean Air Markets Division Business System)
  Business SIC classification: ELECTRIC SERVICES
  Organizations: GREAT LAKES ENERGY (OWNER/OPERATOR)
  Alternative names: GREAT LAKES ENERGY

Housing units lacking complete plumbing facilities: 3.5%
Housing units lacking complete kitchen facilities: 2.8%

Population in 1990: 404. Population change in the 1990s: +147 (+36.4%).

Place of birth for U.S.-born residents:

• This state: 465
• Northeast: 27
• Midwest: 104
• South: 10
• West: 20

69% of the 49782 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 42% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

95% of the 49782 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 4% moved from this county.
   Out of people who lived in different houses, 59% moved from different county within same state.
   Out of people who lived in different houses, 41% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school):

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9 employees: 2 establishments, 1-4 employees: 5 establishments)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 1)
• Finance and Insurance: Real Estate Credit (5-9: 1)
• Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (5-9: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
• Construction: Site Preparation Contractors (1-4: 2)
• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 2)
• Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (1-4: 2)

Most common first names in zip code 49782 among deceased individuals
Name	Count	Lived (average)
John	8	75.3 years
Elizabeth	4	82.0 years
William	4	77.0 years
Edward	3	68.7 years
Dennis	3	55.0 years
Frank	2	84.0 years
James	2	64.5 years
Alice	2	79.0 years
Harold	2	76.5 years
Archie	2	78.0 years

Most common last names in zip code 49782 among deceased individuals
Last name	Count	Lived (average)
Lafreniere	8	71.1 years
Mcdonough	5	81.4 years
Connaghan	3	75.0 years
Cull	3	79.3 years
Demorest	3	42.7 years
Odonnell	3	80.0 years
Vanantwerp	3	73.3 years
Adams	2	77.0 years
Hetherington	2	70.5 years
Culter	2	77.5 years