62640 Zip Code (Girard, IL) Detailed Profile

Estimated zip code population in 2022: 3,227
Zip code population in 2010: 3,756
Zip code population in 2000: 3,699

Houses and condos: 1,559
Renter-occupied apartments: 265
March 2022 cost of living index in zip code 62640: 85.2 (less than average, U.S. average is 100)

Land area: 76.3 sq. mi.
Water area: 0.9 sq. mi.

Population density: 42 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,744 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,347 (1.5%)

For population 25 years and over in 62640:

• High school or higher: 91.0%
• Bachelor's degree or higher: 16.2%
• Graduate or professional degree: 5.4%
• Unemployed: 5.0%
• Mean travel time to work (commute): 30.6 minutes

For population 15 years and over in 62640:

• Never married: 29.9%
• Now married: 52.1%
• Separated: 0.8%
• Widowed: 4.8%
• Divorced: 12.4%

• 
• • 3,06595.0%White
  • 1223.8%Two or more races
  • 300.9%Hispanic or Latino
  • 50.2%Native Hawaiian and Other
    Pacific Islander
  • 30.09%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 62640, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $58,775 (Individual Income Tax Returns)

Here:	$58,775
State:	$82,626

Salary/wage: $49,223 (reported on 74.5% of returns)

Here:	$49,223
State:	$66,640

(% of AGI for various income ranges: 1105.6% for AGIs below $25k, 3091.3% for AGIs $25k-50k, 5223.9% for AGIs $50k-75k, 8060.8% for AGIs $75k-100k, 14266.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,052 (reported on 37.0% of returns)

This zip code:	$1,052
Illinois:	$2,376

(% of AGI for various income ranges: 22.1% for AGIs below $25k, 41.3% for AGIs $25k-50k, 45.6% for AGIs $50k-75k, 49.2% for AGIs $75k-100k, 122.0% for AGIs $100k-200k)

Ordinary dividends: $3,166 (reported on 17.6% of returns)

Here:	$3,166
State:	$9,061

(% of AGI for various income ranges: 22.6% for AGIs below $25k, 29.4% for AGIs $25k-50k, 50.6% for AGIs $50k-75k, 119.2% for AGIs $75k-100k, 201.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$6,025 (reported on 14.5% of returns)

Here:	+$6,025
State:	+$31,684

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 23.5% for AGIs $25k-50k, 86.7% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 416.0% for AGIs $100k-200k)

Profit/loss from business: +$9,205 (reported on 11.5% of returns)

Here:	+$9,205
State:	+$12,175

(% of AGI for various income ranges: 38.5% for AGIs below $25k, 118.4% for AGIs $25k-50k, 67.8% for AGIs $50k-75k, 220.0% for AGIs $75k-100k, 564.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,594 (reported on 10.9% of returns)

62640:	$16,594
Illinois:	$21,613

(% of AGI for various income ranges: 48.5% for AGIs below $25k, 116.8% for AGIs $25k-50k, 241.7% for AGIs $50k-75k, 384.2% for AGIs $75k-100k, 1026.7% for AGIs $100k-200k)

Total itemized deductions: $28,020 (reported on 3.0% of returns)

Here:	$28,020
State:	$34,948

(% of AGI for various income ranges: 1167.5% for AGIs $75k-100k)

Charity contributions: $6,750 (reported on 2.4% of returns)

Here:	$6,750
State:	$13,122

(% of AGI for various income ranges: 225.0% for AGIs $75k-100k)

Taxes paid: $5,900 (reported on 3.0% of returns)

62640:	$5,900
State:	$8,563

(% of AGI for various income ranges: 245.8% for AGIs $75k-100k)

Earned income credit: $2,162 (reported on 15.8% of returns)

Here:	$2,162
State:	$2,311

(% of AGI for various income ranges: 94.1% for AGIs below $25k, 62.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.5%

Here:	95%
State:	93%

(% for various income ranges: 96.2% for AGIs below $25k, 94.9% for AGIs $25k-50k, 92.0% for AGIs $50k-75k, 94.4% for AGIs $75k-100k, 92.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 62640, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $55,640 (Individual Income Tax Returns)

Here:	$55,640
State:	$68,058

Salary/wage: $43,025 (reported on 80.2% of returns)

Here:	$43,025
State:	$55,396

(% of AGI for various income ranges: 68.1% for AGIs below $25k, 72.5% for AGIs $25k-50k, 66.0% for AGIs $50k-75k, 70.2% for AGIs $75k-100k, 64.6% for AGIs $100k-200k, 30.1% for AGIs over 200k)

Taxable interest for individuals: $1,282 (reported on 40.7% of returns)

This zip code:	$1,282
Illinois:	$1,969

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Ordinary dividends: $2,593 (reported on 18.5% of returns)

Here:	$2,593
State:	$7,786

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,958 (reported on 11.7% of returns)

Here:	+$7,958
State:	+$22,183

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Profit/loss from business: +$12,025 (reported on 12.3% of returns)

Here:	+$12,025
State:	+$12,903

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,147 (reported on 11.7% of returns)

62640:	$8,147
Illinois:	$17,929

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.0% for AGIs $100k-200k)

Total itemized deductions: $19,218 (17% of AGI, reported on 23.5% of returns)

Here:	$19,218
State:	$26,433

Here:	17.3% of AGI
State:	19.2% of AGI

(% of AGI for various income ranges: 7.4% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 11.2% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Charity contributions: $3,708 (reported on 16.0% of returns)

Here:	$3,708
State:	$4,525

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $7,418 (reported on 23.5% of returns)

62640:	$7,418
State:	$11,968

(% of AGI for various income ranges: 1.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.6% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Earned income credit: $2,337 (reported on 16.7% of returns)

Here:	$2,337
State:	$2,349

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.9%

Here:	60%
State:	57%

(% for various income ranges: 55.9% for AGIs below $25k, 57.9% for AGIs $25k-50k, 64.0% for AGIs $50k-75k, 58.8% for AGIs $75k-100k, 65.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 62640, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,699 (Individual Income Tax Returns)

Here:	$38,699
State:	$54,625

Salary/wage: $33,771 (reported on 83.2% of returns)

Here:	$33,771
State:	$46,811

(% of AGI for various income ranges: 117.1% for AGIs below $10k, 73.1% for AGIs $10k-25k, 78.1% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 51.8% for AGIs over 100k)

Taxable interest for individuals: $1,688 (reported on 46.6% of returns)

This zip code:	$1,688
Illinois:	$2,101

(% of AGI for various income ranges: 8.3% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,788 (reported on 22.8% of returns)

Here:	$1,788
State:	$4,306

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$2,750 (reported on 14.8% of returns)

Here:	+$2,750
State:	+$17,321

(% of AGI for various income ranges: -2.3% for AGIs below $10k, -0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 4.0% for AGIs over 100k)

Profit/loss from business: +$6,768 (reported on 13.5% of returns)

Here:	+$6,768
State:	+$11,771

(% of AGI for various income ranges: -4.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 5.9% for AGIs over 100k)

Profit/loss from farming: +$4,467 (reported on 4.3% of returns)

Here:	+$4,467
State:	+$2,327

(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 2.3% of returns)

62640:	$3,000
Illinois:	$3,087

Total itemized deductions: $13,835 (20% of AGI, reported on 20.1% of returns)

Here:	$13,835
State:	$20,239

Here:	19.6% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 15.7% for AGIs below $10k, 5.6% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Charity contributions deductions: $2,687 (4% of AGI, reported on 15.7% of returns)

Here:	$2,687
State:	$3,719

Here:	3.6% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $5,159 (reported on 74.8% of returns)

62640:	$5,159
State:	$9,882

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 20.0% for AGIs over 100k)

Earned income credit: $1,750 (reported on 14.1% of returns)

Here:	$1,750
State:	$1,788

Percentage of individuals using paid preparers for their 2004 taxes: 64.8%

Here:	65%
State:	61%

(% for various income ranges: 54.8% for AGIs below $10k, 65.6% for AGIs $10k-25k, 65.9% for AGIs $25k-50k, 67.5% for AGIs $50k-75k, 73.1% for AGIs $75k-100k, 74.0% for AGIs over 100k)

Nearest zip codes: 62672, 62690, 62689, 62572, 62615, 62626.
Standard City Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 223
Household did not receive Food Stamps/SNAP in the past 12 months: 991

Women who had a birth in the past 12 months: 87 (54 now married, 33 unmarried)
Women who did not have a birth in the past 12 months: 526 (171 now married, 356 unmarried)

Housing units in zip code 62640 with a mortgage: 552 (43 second mortgage, 28 both second mortgage and home equity loan)
Houses without a mortgage: 12

Median monthly owner costs for units with a mortgage: $1,297
Median monthly owner costs for units without a mortgage: $581

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 62640 household income distribution in 2022

• 55Less than $10,000
• 37$10,000 to $14,999
• 39$15,000 to $19,999
• 74$20,000 to $24,999
• 86$25,000 to $29,999
• 40$30,000 to $34,999
• 54$35,000 to $39,999
• 18$40,000 to $44,999
• 73$45,000 to $49,999
• 92$50,000 to $59,999
• 65$60,000 to $74,999
• 135$75,000 to $99,999
• 224$100,000 to $124,999
• 46$125,000 to $149,999
• 126$150,000 to $199,999
• 28$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 62640

• 5$15,000 to $19,999
• 6$20,000 to $24,999
• 13$30,000 to $34,999
• 16$35,000 to $39,999
• 4$40,000 to $49,999
• 54$50,000 to $59,999
• 28$60,000 to $69,999
• 45$70,000 to $79,999
• 42$80,000 to $89,999
• 30$90,000 to $99,999
• 70$100,000 to $124,999
• 80$125,000 to $149,999
• 108$150,000 to $174,999
• 72$175,000 to $199,999
• 83$200,000 to $249,999
• 98$250,000 to $299,999
• 63$300,000 to $399,999
• 35$400,000 to $499,999
• 45$500,000 to $749,999
• 5$2,000,000 or more

• Rent paid by renters in 2022 in zip code 62640

• 6$250 to $299
• 14$350 to $399
• 17$400 to $449
• 32$450 to $499
• 47$500 to $549
• 6$550 to $599
• 20$600 to $649
• 5$650 to $699
• 29$700 to $749
• 10$750 to $799
• 43$800 to $899
• 3$1,250 to $1,499
• 5$1,500 to $1,999
• 5$2,000 to $2,499
• 27No cash rent

Median gross rent in 2022: $844.

Median price asked for vacant for-sale houses and condos in 2022: $255,703.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $175,396
• American Indian or Alaska Native householders: $275,587
• Asian householders: $673,659
• Two or more races householders: $183,725
• Hispanic or Latino householders: $183,725

Estimated median house or condo value in 2022: $167,312 Lower value quartile - upper value quartile: $97,157 - $253,247

Mean price in 2022:

Detached houses: $188,059

Here:	$188,059
State:	$310,164

Mobile homes: $2,145,104

Here:	$2,145,104
State:	$78,855

Housing units in structures:

• One, detached: 1,372
• Two: 41
• 3 or 4: 42
• 5 to 9: 8
• 20 to 49: 6
• 50 or more: 32
• Mobile homes: 45

Unemployment: 5.0%

• Means of transportation to work in zip code 62640

• 75.6%1,016Drove a car alone
• 7.2%97Carpooled
• 4.3%58Walked
• 0.4%5Other means
• 12.4%167Worked at home

• Travel time to work (commute) in zip code 62640

• 48Less than 5 minutes
• 1075 to 9 minutes
• 6710 to 14 minutes
• 11315 to 19 minutes
• 12920 to 24 minutes
• 6525 to 29 minutes
• 8830 to 34 minutes
• 1035 to 39 minutes
• 13140 to 44 minutes
• 31745 to 59 minutes
• 7260 to 89 minutes
• 1390 or more minutes

Percentage of zip code residents living and working in this county: 50.5%

Household type by relationship:

Households: 3,227

• Male householders: 591 (78 living alone), Female householders: 618 (138 living alone)

• 683 spouses (683 opposite-sex spouses), 147 unmarried partners, (134 opposite-sex unmarried partners), 852 children (788 natural, 21 adopted, 44 stepchildren), 58 grandchildren, 110 brothers or sisters, 24 parents, 0 foster children, 26 other relatives, 104 non-relatives

• In group quarters: 12 (-1 institutionalized population)

Size of family households: 546 2-persons, 137 3-persons, 139 4-persons, 91 5-persons, 3 6-persons, 14 7-or-more-persons

Size of nonfamily households: 215 1-person, 36 2-persons, 18 4-persons

398 married couples with children.
139 single-parent households (55 men, 84 women).

98.7% of residents of 62640 zip code speak English at home.
0.3% of residents speak Spanish at home (56% very well, 44% well).
0.8% of residents speak other Indo-European language at home (83% very well, 9% well, 9% not at all).

Facilities with environmental interests located in this zip code:

• M & M SERVICE CO (122 E CENTER in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: GRAIN AND FIELD BEANS
  Alternative names: MACOUPIN SVC CO

• COWDEN AUTO BODY INC (1008 W CENTER in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  Organizations: COWDEN MICHAEL (CONTACT/OWNER)
  Alternative names: COWDENS AUTO BODY INC

• CHERRY S FOODS (ROUTE 4 in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: GROCERY STORES
  Alternative names: CHERRY'S FOODS

• JOHN AND DEBORAH TALBERT (238 LIBERTY COURT in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  

• OTTER LAKE WTR COMMISSION WTP (13722 EMMERSON AIRLINE ROAD in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: WATER SUPPLY
  

• R&R BINDERY (499 RACHEL RD in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - HAZARDOUS WASTE PROGRAM
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ROBERT A MCINTIRE (CONTACT/OPERATOR)
  Alternative names: R&R BINDERY SERVICE

• COGA INDUSTRIES LLC - PLANT 2 (COUNTY HIGHWAY 12 in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  

• D AND L TIRE AND SERVICE CENTER INC (224 W CENTER in GIRARD, IL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: LANCASTER ERIC (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 6.8%
Housing units lacking complete kitchen facilities: 7.7%

Population in 1990: 2,454. Population change in the 1990s: +1,245 (+50.7%).

Place of birth for U.S.-born residents:

• This state: 2,765
• Northeast: 30
• Midwest: 194
• South: 150
• West: 52

60% of the 62640 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Illinois.

93% of the 62640 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 49% moved from this county.
   Out of people who lived in different houses, 51% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 86
Students in private schools in grades 9 to 12 (high school): 9 Students in private undergraduate colleges: 49

Top industries in this zip code by the number of employees in 2005:

• Mining: Bituminous Coal Underground Mining (100-249 employees: 1 establishment)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1)
• Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (10-19: 1)
• Construction: Structural Steel and Precast Concrete Contractors (10-19: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1)
• Wholesale Trade: Grain and Field Bean Merchant Wholesalers (10-19: 1)

Detailed HMDA statistics for the following Tracts: 9561.00 , 9563.00


Detailed PMIC statistics for the following Tracts: 9561.00 , 9563.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 19. The highest number of fires - 34 took place in 2007, and the least - 3 in 2005. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (38.5%), and Structure Fires (28.7%).


• Fire incident types reported to NFIRS in Zip Code 62640
• 12638.5%Outside Fires
• 9428.7%Structure Fires
• 7823.9%Other
• 298.9%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 62640, Illinois

Most common first names in zip code 62640 among deceased individuals
Name	Count	Lived (average)
Mary	36	83.0 years
John	27	77.1 years
James	24	70.2 years
William	23	75.7 years
Charles	22	74.9 years
Helen	22	80.6 years
Robert	19	68.8 years
George	17	72.7 years
Clarence	15	79.2 years
Thomas	13	77.5 years

Most common last names in zip code 62640 among deceased individuals
Last name	Count	Lived (average)
Smith	17	71.2 years
Miller	16	75.2 years
Jenkins	13	82.1 years
Hays	12	84.9 years
Allen	12	85.2 years
Garst	11	70.7 years
Brown	9	77.7 years
Weller	9	84.2 years
Jennings	9	70.9 years
Schott	8	78.5 years

Businesses in zip code 62640

• U-Haul: 1