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Thanks for all the responses. I was feeling pretty good about this idea until reading the following post.
That's one of the things I was concerned about. Although it doesn't make sense since one can only drive one car at a time.
If work was not so far form home, I'd buy two beaters and just get liability coverage.
It makes sense from a comprehensive standpoint...floods, fires, tornados, earthquakes not to mention owners of multiple vehicles are more likely to loan one out to a friend or family member in need who may not have their own coverage.
he has plenty of money thank you. and no they are not junkers, they just tended to sit a long periods of time with out being run. batteries go dead over time from just sitting, you know that. but every vehicle was fully operational and in good overall condition.
That had to be expensive to insure 10 cars. I have 4 and it’s costing a lot. That’s why I’m selling one. I did buy a commuter as my diesel was too expensive to drive to and from work. Commuter is cheap to maintain cheap to run. It makes perfect sense to have two vehicles. Jus5 check your insurance rates.
Not necessarily. When I did that, I had broadform insurance that covered me as a driver in any car with the state requirements for insurance coverage (liability, uninsured motorist, but not collision or comprehensive coverage). I figured that if *I* crashed the car, I should be forced to fix or replace it at my cost, but if someone else hit one, THEY were responsible. Washington was not a no-fault state, so whoever caused the accident was on the hook for it.
I never made a claim in all my years living there, so it worked out. And since I never had a car with a loan against it while living there, I was never required to have collision or comprehensive coverage on any of my cars by a bank. These days it's a little different, so I only have 4 cars now (three on regular insurance, on on Hagerty classic car insurance)
I have had 2 vehicles for my own personal use for practically my whole life (usually one a 3-seasons sports car of one make or another, plus my daily). There are many ways and reasons this can come in handy.
Sure, there is some cost, more to insurance and the government... but those costs are not prohibitive by any stretch. At least for me.
Having the extra vehicle does come in handy if either my wife's car or mine need to be dropped for service and we still need two vehicles on the day. From just a motoring enjoyment standpoint, it also allows me to have a stick shift, low to the ground rwd sports car for fun, and an AWD car for getting thru winters and being able to seat more than 2 people.
Whether the benefits of two vehicles outweigh the expenses associated with them is only something you can answer for yourself.
We own two, one is a 2017 Outback, the other is a 1994 Ford F-150. The Ford doesn't get used too much, but it's great for hauling dirt, bark-a-mulch, tree limbs and trash to the landfill.
An uncle is selling a 10 year old SUV with low miles and I can get a good deal for it.
Never turn down a good working family vehicle.
Have always had two vehicles. One a sedan and one a pickup truck. Almost always used vehicles.
Obviously insurance is more for two vehicles and costs vary by state, city, and zip code.
I used to winter in Vermont and summer on the Massachusetts coast with two cars. A VW GTI as my daily driver and a body on frame SUV as my rolling ski locker in the winter and trash hauler in the summer. It was a huge PITA moving two cars 220 miles twice per year. One summer, I just left the SUV in Vermont. Otherwise, I’d be begging rides and taking the bus.
I collapsed those down to a 6 cylinder Outback. I’d love to have an engaging summer toy to drive but my garage is stuffed full of boats and I have nowhere to store it in the winter. You can’t have everything and I picked boats and skiing over cars.
You could get a commuter car and buy a set of winter tires. I think winter tires on a FWD car, is just as good as all season tires on a AWD vehicle, maybe even better. I have a 2017 Honda Civic with all season tires and have never had problems in the snow. Just have to drive slower during heavy snowfall. If you're looking for something with really good MPG, try a Toyota hybrid or 2019 Honda Insight.
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