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I was rear-ended in Las Vegas the other day. The other driver was at fault (following too close, driving too fast, cited). The other driver's car was totaled. She hit my trailer hitch, so I didn't have so much as a scratch. After the NHP did their cursory investigation, I drove to work.
Other driver has insurance. So do I, but I don't have collision on my work truck. (It's not worth a whole lot. I like my truck, though.)
Two days later, my check engine light came on. I'll go to an auto parts store and have them look up the code and clear it. But if it turns out to be accident related, what is the best way to get the other driver's insurance to pick up the tab? At the very least, I think I'm entitled to an alignment. I was rear-ended hard enough to crumple the other driver's car like origami. So I want my truck to get a once-over, whatever that check engine fault is, and an alignment.
I don't want to just call "Big National Insurance Company" and ask them for money. Surely there is a proper way to go about this?
Get a copy of the police report then call their insurance company with that and their policy number. Don't go to the shop they recommend, find one yourself that you trust. Also tell them you want to be reimbursed for the diminished value of your truck now that it will show accident damage when a car fax is pulled if you decide to sell it.
it sounds pretty unlikely you to me that your truck suffered any damage from the accident. You said not even a scratch. Has the bumper and hitch moved?
The insurance companies work together to settle these things.
If the OP wants to ensure fast action, he simply needs to mention "neck pain" when he talks to his insurance company rep.
Are you referring to a specific state? Or all states?
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