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Old 09-04-2020, 07:01 PM
 
Location: Atlanta
329 posts, read 262,183 times
Reputation: 619

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I'm with progressive currently paying $175 a month for just liability insurance. I'm a 33 year old male that has never been in a accident and never got a ticket. Clean driving record.

Is this amount normal?
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Old 09-04-2020, 07:07 PM
 
2,382 posts, read 3,499,049 times
Reputation: 4915
No it's not.
What are you driving?
Has it always been that expensive?
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Old 09-04-2020, 07:23 PM
 
Location: Atlanta
329 posts, read 262,183 times
Reputation: 619
Quote:
Originally Posted by txtea View Post
No it's not.
What are you driving?
Has it always been that expensive?
I am driving a 2003 ford explorer. It was $120 in December.

I called a rep and she said the price had gone up because of a new Georgia law for car insurance.
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Old 09-04-2020, 07:28 PM
 
2,382 posts, read 3,499,049 times
Reputation: 4915
Quote:
Originally Posted by blue777 View Post
I am driving a 2003 ford explorer. It was $120 in December.

I called a rep and she said the price had gone up because of a new Georgia law for car insurance.
Try this website.
It gives you quotes from many insurance companies. I was with Geico for years until I used this, and now my insurance costs almost half of what I was paying for the same thing.

https://www.google.com/url?sa=t&sour...45JoPM8UwZM9en
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Old 09-04-2020, 07:31 PM
 
Location: Atlanta
329 posts, read 262,183 times
Reputation: 619
Quote:
Originally Posted by txtea View Post
Try this website.
It gives you quotes from many insurance companies. I was with Geico for years until I used this, and now my insurance costs almost half of what I was paying for the same thing.

https://www.google.com/url?sa=t&sour...45JoPM8UwZM9en
Thanks. I will check it out.
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Old 09-04-2020, 07:33 PM
 
13,980 posts, read 25,942,367 times
Reputation: 39909
We're in GA, and our rates have gone down, not up. We aren't paying much more than you are for two newer cars and full coverage. I was curious about the law your agent spoke about, all I could find was this :
https://www.ajc.com/news/state--regi...Xql8qZUEpKftK/

Shop around.
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Old 09-04-2020, 07:34 PM
 
2,382 posts, read 3,499,049 times
Reputation: 4915
BTW, I can't find anything on the internet about Georgia raising it's fees or requirements. I think your Progressive agent is full of poo.
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Old 09-04-2020, 07:40 PM
 
Location: Born + raised SF Bay; Tyler, TX now WNY
8,480 posts, read 4,727,776 times
Reputation: 8389
Wow. Just barely over $100/mo for two cars, full coverage, and that’s here in Texas where as I understand it there’s a lot of hail damage and animal strikes. Not sure if GA is similar that way. That sounds incredibly high. Perhaps there’s something about that vehicle which makes it prone to accidents in some way.
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Old 09-04-2020, 07:57 PM
 
Location: Vallejo
21,836 posts, read 25,109,733 times
Reputation: 19060
No, but then insurance isn't a normal thing. I pay about that for full coverage, but California is expensive and I have 500k/1000k policy limits, 500 deductible, and drive 30 to 35k miles a year on a commercial policy to cover business equipment. Quotes ranged from 1,800 to 6,000. Couple tickets over the years. Probably not relevant though, last one was over 10 years ago.

Shop around. Most of the quotes were within a few hundred of each other, and then there was the one for 6,000.
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Old 09-04-2020, 09:05 PM
 
Location: Formerly Pleasanton Ca, now in Marietta Ga
10,345 posts, read 8,559,492 times
Reputation: 16679
Quote:
Originally Posted by Malloric View Post
No, but then insurance isn't a normal thing. I pay about that for full coverage, but California is expensive and I have 500k/1000k policy limits, 500 deductible, and drive 30 to 35k miles a year on a commercial policy to cover business equipment. Quotes ranged from 1,800 to 6,000. Couple tickets over the years. Probably not relevant though, last one was over 10 years ago.

Shop around. Most of the quotes were within a few hundred of each other, and then there was the one for 6,000.
I don’t know that California itself is expensive. When I moved from Hayward California to Pleasanton California I had multiple cars and they all went down a large amount. That’s only about 10 miles away as the crow flies. I was surprised my insurance cost more here in Georgia.
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