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Old 01-26-2019, 10:44 AM
 
734 posts, read 392,848 times
Reputation: 474

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Just got a text message on my phone stating that I owe a payment to Cash America Today.com. That is a legit website, although I've never had any previous contact with them. So should I disregard it as a scam? I.e., Not even bothering to call the company to make a correction? Has anybody else had that similar experience?
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Old 01-26-2019, 12:48 PM
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Location: Ohio
16,901 posts, read 33,639,931 times
Reputation: 13871
Just reply "Wrong Number."

I have a wireless phone number that previously belonged to some guy who apparently had a very complicated life, that led to him not telling peoplw in it when he got a new number. I have to do this a few times a month. Usually people are grateful when I do that.
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Old 01-26-2019, 12:51 PM
 
Location: North Beach, MD on the Chesapeake
34,455 posts, read 43,301,321 times
Reputation: 44125
Quote:
Originally Posted by Bo View Post
Just reply "Wrong Number."

I have a wireless phone number that previously belonged to some guy who apparently had a very complicated life, that led to him not telling peoplw in it when he got a new number. I have to do this a few times a month. Usually people are grateful when I do that.
Same here. I still get the occasional call after over ten years with the number. She apparently still uses it on credit applications.
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Old 01-26-2019, 04:14 PM
Status: "Enjoying life..." (set 12 days ago)
 
Location: San Antonio/Houston/Tricity
39,912 posts, read 57,741,604 times
Reputation: 93781
Just make sure this company isn't affiliated with:
https://dfi.wa.gov/consumer/alerts/c...fee-loan-scams
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Old 01-26-2019, 05:28 PM
 
1,125 posts, read 695,005 times
Reputation: 2407
Do nothing, don't call text or email back.
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Old 01-27-2019, 09:02 AM
 
Location: Southern California
12,434 posts, read 10,904,621 times
Reputation: 34148
Disregard completely other than blocking the number.
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Old 01-27-2019, 09:36 AM
 
Location: North Beach, MD on the Chesapeake
34,455 posts, read 43,301,321 times
Reputation: 44125
Quote:
Originally Posted by Mr_Geek View Post
Disregard completely other than blocking the number.
In my case it's different numbers. Electric companies, municipal service (water and sewer) providers, car insurance companies, retailers, etc.
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Old 01-27-2019, 11:33 PM
 
Location: Denver CO
926 posts, read 306,862 times
Reputation: 2223
Check your credit report just to be safe.
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Old 01-28-2019, 06:05 AM
 
Location: Ocala, FL
3,450 posts, read 6,331,405 times
Reputation: 3076
Quote:
Originally Posted by earslikeacat View Post
Do nothing, don't call text or email back.
That is the best advice.

Responding will confirm your phone # is active and will create more SPAM messages or calls.
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Old 01-28-2019, 10:20 AM
 
Location: Raleigh, NC
2,296 posts, read 3,489,851 times
Reputation: 3012
+1 on Do NOT respond.

I have a contact in my phone named "spammers". I have it's ringtone set for 'none' (or you can find a tone that is silent).
I add suspected spammer incoming numbers to this contact. It has almost a 100 by now!
The only disruption I suffer is that sometime later I notice an Incoming Call Missed. Which is easy to clear. Some phones have a setting where you can tell it to ignore specific numbers. Same result.

(And if it's someone who really has business talking to me, but they don't show up on Caller ID, then they'll leave a voice mail and later it's easy to go back and add that incoming number to my contacts so it doesn't get blocked next time.)
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