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10-07-2008, 08:26 PM
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Senior Member
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Join Date: Aug 2008
Location: Columbus, OH
124 posts, read 66,500 times
Reputation: 13
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Hurricane Insurance
Do people who rent apartments in the Charleston have to pay hurricane insurance or is it just home owners who pay hurricane insurance? I am going to be renting an apartment so I am just wondering if I will simply pay for rent and utilities with no other strings attached.
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10-08-2008, 05:08 AM
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Opinionated Libertarian
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Join Date: Sep 2008
Location: Summerville
2,099 posts, read 959,156 times
Reputation: 219
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Actually you need what is called renter's insurance, it covers your stuff in the apartment not the apartment itself. If your stuff isn't worth much then it is a waste of money, but if you have that big flat panel tv, a hefty comuter and enough funiture to fill the Taj then you might want to think about it.
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10-08-2008, 06:29 AM
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Junior Member
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Join Date: Oct 2008
Location: Charleston, SC
7 posts, read 3,043 times
Reputation: 12
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renter's insurance
OleTomCat is right -- HOWEVER, one stipulation:
it is quite difficult to get renter's insurance in Charleston. Even though I own my home here, let me relate the fact that many, many companies won't even provide said insurance policies in the Lowcountry. I believe State Farm does, however -- it requires a huge upfront payment (in the 1k range) just to get the policy in force. I could be wrong about this, however....
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10-08-2008, 10:44 AM
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Senior Member
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Join Date: Sep 2008
203 posts, read 100,737 times
Reputation: 36
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Renter's insurance...seek it out if you have stuff worth anything.
There is no such thing as "Hurricane Insurance".
Flood insurance, yes. Wind & Hail insurance, yes. Hurricane Insurance, no.
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10-08-2008, 07:56 PM
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Senior Member
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Join Date: Sep 2007
Location: Mt Pleasant, SC
303 posts, read 204,697 times
Reputation: 51
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Quote:
Originally Posted by PalmettoBug
OleTomCat is right -- HOWEVER, one stipulation:
it is quite difficult to get renter's insurance in Charleston. Even though I own my home here, let me relate the fact that many, many companies won't even provide said insurance policies in the Lowcountry. I believe State Farm does, however -- it requires a huge upfront payment (in the 1k range) just to get the policy in force. I could be wrong about this, however....
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I had no trouble getting renter's insurance... I called GEICO and got it thru one of their companies. (I think it's thru "Travellers"). |
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