Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Current Events
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 10-06-2016, 10:47 AM
 
Location: MMU->ABE->ATL->ASH
9,317 posts, read 20,996,996 times
Reputation: 10443

Advertisements

Submariners are "Under Water" and have next to no Up-link communications for months at a time.

They can get messages inbound, but can't send anything back out. Would be hard for them to Fix a problem from 20,000 leagues under the sea, for a Problem that occurs.
Reply With Quote Quick reply to this message

 
Old 10-06-2016, 06:15 PM
 
13,754 posts, read 13,312,500 times
Reputation: 26025
Quote:
Originally Posted by flyonpa View Post
Submariners are "Under Water" and have next to no Up-link communications for months at a time.

They can get messages inbound, but can't send anything back out. Would be hard for them to Fix a problem from 20,000 leagues under the sea, for a Problem that occurs.
Great post! I didn't know that, oddly enough, since I'm surrounded by them. (fortunately on the surface! and ashore!)
Reply With Quote Quick reply to this message
 
Old 10-07-2016, 01:37 PM
 
10,717 posts, read 5,658,076 times
Reputation: 10853
Quote:
Originally Posted by headingtoDenver View Post
You don't seem to get it. You can make all the arrangements in the world before you deploy, but if something should happen to your account, you are not in a position to make corrections. Your debit card number could be compromised, which happens all the time, and next thing you know, someone buys a TV with your card number and you are broke. Then when the autodraft (which you diligently set up before you deployed) car payment tries to go through, it fails due to lack of funds. Without someone actively looking at the account and calling the bank to get it corrected, this can spiral down towards a repossession of the vehicle.
Actually, I do get it. Did you read one of my prior posts about how when this event occurred, service members could set up discretionary allotments to directly pay for a mortgage or car payment? That's different from a bank auto pay. It comes directly from DFAS If you know what that is, then you understand exactly how it works. If not, study up on it. There was ZERO excuse for the guy in the original referenced article to miss a payment.
Reply With Quote Quick reply to this message
 
Old 10-07-2016, 03:55 PM
 
5,444 posts, read 6,989,042 times
Reputation: 15147
Quote:
Originally Posted by TaxPhd View Post
Actually, I do get it. Did you read one of my prior posts about how when this event occurred, service members could set up discretionary allotments to directly pay for a mortgage or car payment? That's different from a bank auto pay. It comes directly from DFAS If you know what that is, then you understand exactly how it works. If not, study up on it. There was ZERO excuse for the guy in the original referenced article to miss a payment.
Just by you typing this out shows that you don't get it. You have NO CLUE what is/was going on with this soldier. None of us do except for that soldier and other parties personally involved. The FACT is that Wells Fargo broke the law. You can chastise him on this forum until your fingers fall off, but he didn't break the law, Wells Fargo did.
Reply With Quote Quick reply to this message
 
Old 10-07-2016, 04:22 PM
 
Location: Phoenix, AZ
3,515 posts, read 3,685,376 times
Reputation: 6403
Quote:
Originally Posted by TaxPhd View Post
No I haven't..

Thanks for clarifying.
Reply With Quote Quick reply to this message
 
Old 10-07-2016, 05:24 PM
 
2,936 posts, read 2,333,457 times
Reputation: 6690
Quote:
Originally Posted by TaxPhd View Post
No I haven't. But I know too many service members who have deployed that made appropriate arrangements for their finances before deploying to know it can certainly be done.
Then stop spouting off this ridiculous hard-line that you have no support for. Unless you've seen the financial records of your friends you have no idea what their finances are like.

It's not just deployments either that can put them out of contact. Training, schools etc... Can all involve prolonged absence with little to no communication.

I'm struggling to believe that someone actually thinks the way you do. I'm not a Omg my husband died for your freedom kind of girl, but I mean you can't have any compassion or understanding for what it's actually like for military members? You plan, you cross all the ts and dot all your I's and you try and plan the best you can because believe it or not you want things to go smooth, but sometimes **** just goes sideways and things don't work out.

Have some empathy man, don't take the world so seriously.
Reply With Quote Quick reply to this message
 
Old 10-09-2016, 12:56 AM
 
1,995 posts, read 2,076,157 times
Reputation: 3512
Quote:
Originally Posted by flyonpa View Post
Submariners are "Under Water" and have next to no Up-link communications for months at a time.

They can get messages inbound, but can't send anything back out. Would be hard for them to Fix a problem from 20,000 leagues under the sea, for a Problem that occurs.
Well, yes, but as far as this thread, he was national guard.
Reply With Quote Quick reply to this message
 
Old 10-09-2016, 10:19 AM
 
10,717 posts, read 5,658,076 times
Reputation: 10853
Quote:
Originally Posted by TaxPhd View Post
Actually, I do get it. Did you read one of my prior posts about how when this event occurred, service members could set up discretionary allotments to directly pay for a mortgage or car payment? That's different from a bank auto pay. It comes directly from DFAS If you know what that is, then you understand exactly how it works. If not, study up on it. There was ZERO excuse for the guy in the original referenced article to miss a payment.
Quote:
Originally Posted by headingtoDenver View Post
Just by you typing this out shows that you don't get it. You have NO CLUE what is/was going on with this soldier. None of us do except for that soldier and other parties personally involved. The FACT is that Wells Fargo broke the law. You can chastise him on this forum until your fingers fall off, but he didn't break the law, Wells Fargo did.
Quote:
Originally Posted by WeHa View Post
Then stop spouting off this ridiculous hard-line that you have no support for. Unless you've seen the financial records of your friends you have no idea what their finances are like.

It's not just deployments either that can put them out of contact. Training, schools etc... Can all involve prolonged absence with little to no communication.

I'm struggling to believe that someone actually thinks the way you do. I'm not a Omg my husband died for your freedom kind of girl, but I mean you can't have any compassion or understanding for what it's actually like for military members? You plan, you cross all the ts and dot all your I's and you try and plan the best you can because believe it or not you want things to go smooth, but sometimes **** just goes sideways and things don't work out.

Have some empathy man, don't take the world so seriously.
Anyone want to take a crack at explaining why the service member in question COULDN'T have set up an allotment to directly pay for his car loan?

My point is quite simple (and it is no way anti-military) - there was a mechanism in place that would have allowed this guy to EASILY keep making his car payment, REGARDLESS of the specifics surrounding his deployment. He failed to do so.
Reply With Quote Quick reply to this message
 
Old 10-09-2016, 10:24 AM
 
1,995 posts, read 2,076,157 times
Reputation: 3512
Quote:
Originally Posted by TaxPhd View Post
Anyone want to take a crack at explaining why the service member in question COULDN'T have set up an allotment to directly pay for his car loan?

My point is quite simple (and it is no way anti-military) - there was a mechanism in place that would have allowed this guy to EASILY keep making his car payment, REGARDLESS of the specifics surrounding his deployment. He failed to do so.
simple, an allotment is setup as a direct deposit. You have to give them the account to send it to. That may not be an option to pay that way.
Reply With Quote Quick reply to this message
 
Old 10-09-2016, 10:27 AM
 
10,717 posts, read 5,658,076 times
Reputation: 10853
Quote:
Originally Posted by adriver View Post
simple, an allotment is setup as a direct deposit. You have to give them the account to send it to. That may not be an option to pay that way.
The allotment system was changed 1/1/2015. IIRC. At the time of the incident in question, a allotment could be set up not just as a direct deposit, but as a DIRECT PAYMENT to the holder of the car note.

It was absolutely an option to pay that way.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Current Events

All times are GMT -6.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top