Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Florida
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 10-17-2018, 07:08 PM
 
8 posts, read 5,159 times
Reputation: 10

Advertisements

Hi, Please hep I am so worried.
My mortgage lender, was supposed to send the conditional approval letter to the listing agent and the buyer agent. BUT he was supposed to black out any personal information. He did not do that, he sent it to everyone with my SSN on it. My problem is that this is supposed to be confidential info and not to be given to anyone. I am very scared of theft identity stories and I am usually very careful who I give my info to. This can have major consequences from that type anytime in the future and for the rest of my life.
The Lender said, yes it should have been blacked out but it is a "human error". Can I sue lender for breach of confidentiality (negligence) ? and what type of lawyer should I be searching for?
Reply With Quote Quick reply to this message

 
Old 10-17-2018, 07:12 PM
 
Location: Flawduh
17,204 posts, read 15,404,507 times
Reputation: 23762
Your mortgage lender? What, the bank?

If so, I'd be surprised if the person still has a job after this.
Reply With Quote Quick reply to this message
 
Old 10-18-2018, 04:24 AM
 
Location: Free State of Florida
25,737 posts, read 12,815,111 times
Reputation: 19305
Freeze your credit at all 3 credit bureau's immediately.
Reply With Quote Quick reply to this message
 
Old 10-18-2018, 09:56 AM
 
8 posts, read 5,159 times
Reputation: 10
It's Bank of England. I am trying to figure out where to go from here? continue with mortgage with them? and if not, then the purchase of the house contract will make seller sue me if I don't.
Reply With Quote Quick reply to this message
 
Old 10-18-2018, 09:57 AM
 
8 posts, read 5,159 times
Reputation: 10
And what do I do next with lender? and mortgage process?
Reply With Quote Quick reply to this message
 
Old 10-18-2018, 11:19 AM
 
Location: Key West, FL
493 posts, read 980,967 times
Reputation: 437
Might be better to post in the real estate forum
Reply With Quote Quick reply to this message
 
Old 10-18-2018, 11:27 AM
 
8 posts, read 5,159 times
Reputation: 10
Thank you for your response, I am new to this site and don't know how to get to real estate forum, but will try to figure it out. Thanks again
Reply With Quote Quick reply to this message
 
Old 10-18-2018, 11:51 AM
 
Location: Flawduh
17,204 posts, read 15,404,507 times
Reputation: 23762
Quote:
Originally Posted by Emy Study View Post
Thank you for your response, I am new to this site and don't know how to get to real estate forum, but will try to figure it out. Thanks again
Here you go:

http://www.city-data.com/forum/real-estate/
Reply With Quote Quick reply to this message
 
Old 10-18-2018, 01:45 PM
 
Location: Davie, FL
2,747 posts, read 2,636,107 times
Reputation: 2461
You poor thing. Obviously you should sue them. At least $1 billion dollars for this pain and suffering. It's the American way, right?
Reply With Quote Quick reply to this message
 
Old 10-18-2018, 03:52 PM
 
Location: Ormond Beach, FL
1,615 posts, read 2,143,456 times
Reputation: 1686
Quote:
Originally Posted by Emy Study View Post
Hi, Please hep I am so worried.
My mortgage lender, was supposed to send the conditional approval letter to the listing agent and the buyer agent. BUT he was supposed to black out any personal information. He did not do that, he sent it to everyone with my SSN on it. My problem is that this is supposed to be confidential info and not to be given to anyone. I am very scared of theft identity stories and I am usually very careful who I give my info to. This can have major consequences from that type anytime in the future and for the rest of my life.
The Lender said, yes it should have been blacked out but it is a "human error". Can I sue lender for breach of confidentiality (negligence) ? and what type of lawyer should I be searching for?
Sounds like they broke federal privacy laws. Call the nearest US attorneys office and ask to file a complaint. If BoE gets sued by the Feds and the Feds win, you may be eligable for part of the fine or settlement.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Florida

All times are GMT -6. The time now is 04:34 AM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top