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Looking at houses on-line I came across one that seems to be at a "decent" price but has this in the last line of description:
This property is a bank owned foreclosure, sold as-is, and the buyer is responsible for the CCO and smoke cert.
Does this indicate there was a fire in the home at one time? If not, what exactly is "smoke cert"?
A smoke certificate is issued by the local fire department after they inspect the home's smoke detectors and determine that they are in good working order.
Looking at houses on-line I came across one that seems to be at a "decent" price but has this in the last line of description:
This property is a bank owned foreclosure, sold as-is, and the buyer is responsible for the CCO and smoke cert.
Does this indicate there was a fire in the home at one time? If not, what exactly is "smoke cert"?
If there was fire damage, your inspection will show this. You don't need to hire a realtor for that. They can't tell you that information.
If there was fire damage, your inspection will show this. You don't need to hire a realtor for that. They can't tell you that information.
Not if it was repaired but you are right, the Realtor won't be able to tell you but they could clue you in to what's the norm in your area for that question. And since it's a foreclosure there is no disclosure.
That's why I said that the realtor can't tell you that, b/c there is no disclosure to them. But even an as-is sale in a foreclosure, you can hire an inspector (and in this case I would DEFINITELY spend that $300 for that), and they can sometimes still tell you that even if it was repaired. It actually happened to a friend mine who had their house for sale. The inspection turned up that there was a fire in the past. It must have happened prior to their buying it b/c they never had a fire. But once that inspection found it, they had to disclose it. Sucked, but that's the law. In this case, if what Racelady says is true (and I honestly don't know what that means), it's a moot point b/c it doesn't have anything to do with fire or smoke damage, but only smoke detectors.
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