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I hope this is not off topic, but since I have no kids here are a pieces of advice I don't mind sharing with younger folks out there, whether still in high school or college, or young marrieds or singles just starting out in life:
1. Although some established financial experts are nowadays giving the opposite point of view, like Suze Orman, I suggest you buy your house and not rent. Homeowners do build equity in their properties and have something to show for all those months and years of payments, unlike renters.
2. If you do buy a house, consider buying a "duplex" or a "mother/daughter" type house or something with a rentable apartment. Let the tenant pay much or all of your mortgage payments.
3. Forget about status symbols and keeping up with the Joneses. Live within your means. Don't drive a luxury car. An economy car will still get you to your destination. Avoid the pricey designer shops in Malls. Embrace and rejoice in your frugality!!!
4. Have another source of income. Do not be so very dependent on that one paycheck. A money-making hobby, a bit of moon-lighting, rent checks from tenants, doing chores for others (but not for free, your time is money!).
5. Don't gamble. I am serious about this. Stay away from Casinos and don't play the Lottery. These things are for suckers!!! I like visiting Atlantic City for strolling on the Boardwalk, having a nice seafood lunch, or even getting a 20 minute Chinese foot massage ... but I do not even put a penny in those slot machines! Look at those fancy hotels and casinos, paid for by the losses of gamblers!!!
The fact that corporations are sitting on BILLIONS of cash, and still not HIRING. The fact that the long term unemployed are being told, NEED NOT APPLY, says it all. This is all one big scam.
But all I can see is they Lack any real automonomy, they cannot say BOO to their bosses for fear of getting fired - and effectively stuck on financial treadmill of high mortages, kids etc - and for the most part their lives are owned by the employers.
Perhaps its over negative, but thats what I see
I don't think you're overly negative. People lack imagination. They are afraid of going with their own inner guidance. We all are in varying degrees. So they go with varying external programs. For some it's the consumer economy, others it's religion, for others it's drugs, etc. Most people follow more than one external program, so they tend to overlap.
The human race essentially volunteers to be enslaved mentally, emotionally, and financially....and most are not even aware of it.
Google or youtube the following people for more info:
David Icke
Michael Tsarion
Sonia Barrett
I don't agree with everything these folks say, but they do seem to understand that fundamentally that the minds of most human beings are enslaved.
I think the Buddhists have traditionally taught that most people are sleepwalking through life. I agree with the Buddhists.
I hope this is not off topic, but since I have no kids here are a pieces of advice I don't mind sharing with younger folks out there, whether still in high school or college, or young marrieds or singles just starting out in life:
1. Although some established financial experts are nowadays giving the opposite point of view, like Suze Orman, I suggest you buy your house and not rent. Homeowners do build equity in their properties and have something to show for all those months and years of payments, unlike renters.
2. If you do buy a house, consider buying a "duplex" or a "mother/daughter" type house or something with a rentable apartment. Let the tenant pay much or all of your mortgage payments.
3. Forget about status symbols and keeping up with the Joneses. Live within your means. Don't drive a luxury car. An economy car will still get you to your destination. Avoid the pricey designer shops in Malls. Embrace and rejoice in your frugality!!!
4. Have another source of income. Do not be so very dependent on that one paycheck. A money-making hobby, a bit of moon-lighting, rent checks from tenants, doing chores for others (but not for free, your time is money!).
5. Don't gamble. I am serious about this. Stay away from Casinos and don't play the Lottery. These things are for suckers!!! I like visiting Atlantic City for strolling on the Boardwalk, having a nice seafood lunch, or even getting a 20 minute Chinese foot massage ... but I do not even put a penny in those slot machines! Look at those fancy hotels and casinos, paid for by the losses of gamblers!!!
Therefore should we not all become more entreprenurial - have properties, do freelance work, spend most of our time trying to build a sort of portfolio income.
Surely this the only way to break the stranglehold employers, we need to change the current model of get a degree, get a job to create own opportunities and not have golden handcuff, and all sort of manipulations and pressures being put on you by employers.
Yes, I agree. It is the only way to break the stranglehold. But 'our' government does everything in it's power to prevent us from breaking our chains. 'Our' government works for the large corporations...they have an especially symbiotic relationship which benefits them tremendously...and hinders us every step of the way. "Our' government works to eliminate competition for the large corporations and also keeps us in our place competing with each other for the corporate slave jobs that provide chains and no security.
Yes, I agree. It is the only way to break the stranglehold. But 'our' government does everything in it's power to prevent us from breaking our chains. 'Our' government works for the large corporations...they have an especially symbiotic relationship which benefits them tremendously...and hinders us every step of the way. "Our' government works to eliminate competition for the large corporations and also keeps us in our place competing with each other for the corporate slave jobs that provide chains and no security.
Now we are getting it ! Thats what are government, corporate employers, the Banks, The Stockmarkets, advertisers, TV, the media are trying to keep a pool of employees who will run and manage all these Businesses and Organisations for them. Enforcing the Employer, employee relationship - Where the employee is made to feel like he has a degree of freedom, and the ability to work where he wants, and when he wants - but all the time knowing if he or she oversteps the mark - he can be eliminated. Remember all these billionaires and millionairs need employees and managers to do their dirty work and all the real graft, grovel to clients, fire people.
The Goal being to keep us on financial treadmills to earn enough to be comfortable - but never enough to make any real money, or have the ability to real decisions.
I worked my butt off. I bought a two family house. I lived lower than my means. Fortunately, I married someone who thought as I did and we, again fortunately, had no children. We learned how to invest in the market and did not rely on a broker.
My company closed shop and outsourced. We have enough saved for a very comfortable retirement. My co workers are suffering, though, because while I was being frugal they were living very good lives.
Yes, have multiple sources of income and no, do not tell people about your plans. They will either scoff or be envious.
I don't think you're overly negative. People lack imagination. They are afraid of going with their own inner guidance. We all are in varying degrees. So they go with varying external programs. For some it's the consumer economy, others it's religion, for others it's drugs, etc. Most people follow more than one external program, so they tend to overlap.
The human race essentially volunteers to be enslaved mentally, emotionally, and financially....and most are not even aware of it.
Google or youtube the following people for more info:
David Icke
Michael Tsarion
Sonia Barrett
I don't agree with everything these folks say, but they do seem to understand that fundamentally that the minds of most human beings are enslaved.
I think the Buddhists have traditionally taught that most people are sleepwalking through life. I agree with the Buddhists.
Chris Hedges is the most important writer you can read today in understanding the corruption and oppression occurring from the corporate state. No, the corporate media will not report anything relevant or honestly. People are treated like crap, the economy is getting worse and the people who are not feeling it now, well many will feel it as the cuts to spending take place in the next few years. When you treat human life so cheaply and society places conditional value on it (ie, you're worthy if you are rich and if not, we'll let you scrape by if you work on the plutocrats' terms), this is what happens. Inverted totalitarianism.
I hope this is not off topic, but since I have no kids here are a pieces of advice I don't mind sharing with younger folks out there, whether still in high school or college, or young marrieds or singles just starting out in life:
1. Although some established financial experts are nowadays giving the opposite point of view, like Suze Orman, I suggest you buy your house and not rent. Homeowners do build equity in their properties and have something to show for all those months and years of payments, unlike renters.
2. If you do buy a house, consider buying a "duplex" or a "mother/daughter" type house or something with a rentable apartment. Let the tenant pay much or all of your mortgage payments.
3. Forget about status symbols and keeping up with the Joneses. Live within your means. Don't drive a luxury car. An economy car will still get you to your destination. Avoid the pricey designer shops in Malls. Embrace and rejoice in your frugality!!!
4. Have another source of income. Do not be so very dependent on that one paycheck. A money-making hobby, a bit of moon-lighting, rent checks from tenants, doing chores for others (but not for free, your time is money!).
5. Don't gamble. I am serious about this. Stay away from Casinos and don't play the Lottery. These things are for suckers!!! I like visiting Atlantic City for strolling on the Boardwalk, having a nice seafood lunch, or even getting a 20 minute Chinese foot massage ... but I do not even put a penny in those slot machines! Look at those fancy hotels and casinos, paid for by the losses of gamblers!!!
On frugality, if you want high quality items, don't be the airhead who brags about how you spent big bucks on something. Shop around thrift stores, garage sales, estate auctions, eBay, etc. and get the same item for a lot less AND it keeps money out of the hand of the people who are refusing to hire.
I've worked for myself for a long time and have operated several businesses. I cannot ever imagine going back to a 9 to 5 job.
I have no loyalty to anybody except myself. I serve my clients to the best of my ability and I am unswerving in my service to them. But I am no one's subordinate and no one is my boss.
Anyone who devotes themselves to a company is a fool. Do not be loyal to someone or something that has no loyalty for you. This is business, it is cold, it is cruel and it is calculating.
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