good interview with michael kitces on low returns

[leastprime]

I chose to cover the contingencies early, rather than be surprised and not be able to take necessary actions. The only questions now is when to take Income, How much to take Income, and should I sell or buy or stand pat in the Discretionary?
Most of particulars pertains to the buying of pensions and explaining how they fit. If you are a tier 1, PER, this is their recommendation. I am not a PER nor wife or relatives.

Pension/Bucketeer/rising glide path model.

YMMV
Glad you asked.