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Old 05-18-2015, 10:48 PM
 
24,407 posts, read 26,956,157 times
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40% in bonds for a 23 year old is much too conservative in my opinion. Unless he inherited a few million, going with a market fund or some good quality stocks would be a better choice in my opinion. As the account grows in value or as he grows in age, he can start going adding bonds, but at 23... it's better to be a bit more aggresive. That's my two cents anyways.
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