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All you need is the intention of making a state your primary state and you can register your car there once you have an address .
we bought a second home in pa but live in nyc. i could have gotten a pa license and registration at any time. but the fact my car is not principally garaged in that state makes it insurance fraud.
it would be tax fraud too if i tried to duck any nys/nyc taxes.
you can do the same in nys too, at anytime you can switch licenses once you have a ny address. there is only a max time frame of 30 days once you move here to convert. you must change things over within 30 days but there is no minimum time frame and no requirement other than have an address in nys and think nys will be your primary address..
thre big issue is that many states have lower minimum requirements for insurance. anytime you pass through a state that has a higher min your home state and insurance company have to up your coverage no charge and share the payout over your limit if you have an accident out of state.
no state or insurer wants to give away free coverage or pay out more than you are paying for so insuring your car in a state that is not your primary is fraud.
Last edited by mathjak107; 05-03-2013 at 10:48 AM..
All you need is the intention of making a state your primary state and you can register your car there once you have an address .
we bought a second home in pa but live in nyc. i could have gotten a pa license and registration at any time. but the fact my car is not principally garaged in that state makes it insurance fraud.
it would be tax fraud too if i tried to duck any nys/nyc taxes.
you can do the same in nys too, at anytime you can switch licenses once you have a ny address. there is only a max time frame of 30 days once you move here to convert. you must change things over within 30 days but there is no minimum time frame and no requirement other than have an address in nys and think nys will be your primary address..
When you registered your vehicles in PA, did you show your ID? What legal mailing address did you use?
I have vehicles registered in VT which are kept there. When I registered them I had to give a physical address in VT but they did allow for an out-of-state mailing address. My VT insurer echoed what you said about insurance fraud.
If I have a home in two states I certainly would be registering my car in the cheaper state. Who is to say how much I really drive in either.
And all of you talking about insurance fraud probably have done worse in your life would scream like pinched monkies if the insurance company didnt pay you out what you wanted on a claim.
If I have a home in two states I certainly would be registering my car in the cheaper state. Who is to say how much I really drive in either.
And all of you talking about insurance fraud probably have done worse in your life would scream like pinched monkies if the insurance company didnt pay you out what you wanted on a claim.
A - Owning two homes is great. People that own two homes know which home is their primary residence. If they lie about that, they are committing fraud and not only ripping off the insurance company but also all the honest people that pay the appropriate taxes and fees based on where they live.
B - The second half of your post is indecipherable. I'm really not sure what you're even trying to say.
A - Owning two homes is great. People that own two homes know which home is their primary residence. If they lie about that, they are committing fraud and not only ripping off the insurance company but also all the honest people that pay the appropriate taxes and fees based on where they live.
B - The second half of your post is indecipherable. I'm really not sure what you're even trying to say.
If I have a home in two states I certainly would be registering my car in the cheaper state. Who is to say how much I really drive in either.
And all of you talking about insurance fraud probably have done worse in your life would scream like pinched monkies if the insurance company didnt pay you out what you wanted on a claim.
just be aware you are admitting to fraud on a public forum. very easy to say where you are for most of your time . cell phone records, ez-pass , bank records etc..
the taxing authorities do it all the time.
it is not a question of where you drive but how many days the car is garaged in that state that is the way it reads.
basically it has to be where you spend most of your time which makes it your primary with few exceptions..
When you registered your vehicles in PA, did you show your ID? What legal mailing address did you use?
I have vehicles registered in VT which are kept there. When I registered them I had to give a physical address in VT but they did allow for an out-of-state mailing address. My VT insurer echoed what you said about insurance fraud.
i did not register it in pa, like i said that would have been fraud. i had the deed and utility bills if i wanted to though.
just be aware you are admitting to fraud on a public forum. very easy to say where you are for most of your time . cell phone records, ez-pass , bank records etc..
the taxing authorities do it all the time.
it is not a question of where you drive but how many days the car is garaged in that state that is the way it reads.
insurance companies try to ********* every chance they get, so i say screw them. if you can get away with it good for you. remember it's only illegal if you get caught.
insurance companies try to ********* every chance they get, so i say screw them. if you can get away with it good for you. remember it's only illegal if you get caught.
Nixon taught us that right?
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