Homes in lower 300s - Bethpage, Plainview, Mass Park, Levittown (Massapequa: house, to buy)
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Everyone should read and understand bellakins post. They are 100 percent correct. As for others they are indeed snippy and I choose to ignore those types. This poster is what others should aspire to do. Be kind, polite and have a convo. Not a jab.
Can you please kindly go get a pre-qualification and let us know how it goes?
Thanks. I know they've already told him and a lot of people are snippy with him. I totally understand how he feels because the thought of buying a home is scary and nerve racking (both in a good and bad way). He's doing research but it's too early, we all know that, but at least he's doing it. How many threads do we see where people didn't do their research/due diligence and now they're stuck in crappy districts or put up fences and pools without getting variances, permits, CO's, etc? The more premature research I did, the crazier and discouraged I got. The OP shouldn't feel discouraged. On $90k, they can buy a house. He just has to realize that anything can happen in 2 years.
I would argue he's done no such thing. And much of the legit feedback he's been given has been ignored.
I would argue he's done no such thing. And much of the legit feedback he's been given has been ignored.
like one other poster here, he only wants to hear what he wants to hear.....the rest will be dismissed....new duplicate threads will be reappearing endlessly
Can you please kindly go get a pre-qualification and let us know how it goes?
This is a really great suggestion, LIQUEST, so you should listen to this b/c the bank may not even qualify you and then all this research would be for nothing. Get a qualification and know what you can afford instead of throwing arbitrary #'s around.
I'm no expert but my thinking is you wont be able to afford low 3's.
This is a really great suggestion, LIQUEST, so you should listen to this b/c the bank may not even qualify you and then all this research would be for nothing. Get a qualification and know what you can afford instead of throwing arbitrary #'s around.
I'm no expert but my thinking is you wont be able to afford low 3's.
A decent mortgage broker will tell him what he can afford. Always have all your financials ready for inspection. They do this all day
like one other poster here, he only wants to hear what he wants to hear.....the rest will be dismissed....new duplicate threads will be reappearing endlessly
Bethpage homes near Grumman are cheap for a reason. There are many cancer clusters in that section. I could post all the news articles and links to people in that area which have been diagnosed with cancer over the past 2 decades, but there are so many if you just google. There is one which I did bookmark a few weeks ago that was a study commissioned by SUNY Stony Brook that showed every cancer cluster all over Long Island, and the sections that showed red flags were mostly concentrated around Bethpage and parts of East Farmingdale. There are also issues with the water quality and levels of toxins that still remain on the ground from manufacturing plants that were there many years ago (even though EPA claims they have cleaned up many sites all over the Island, I still remain skeptical and drink only filtered water from my fridge).
Plainview's taxes are quite high compared to the other sections being compared (Levittown, Mass Park). As others have noted, the advice given to OP on this thread and on several others have been quite on point. The consensus is correct that OP's method of doing research is rather....'unconventional' to say the least. As an example: OP reached out to me via DM for details on my home which is currently listed for sale. Our home is definitely within his price range (under $300K w/ taxes of $8K in south shore Nassau) so he should know more or less what he and his future wife can afford and what options there are at least in many of these Nassau towns by now. As aptly pointed out, the real question is how stable is OP's job and can he count on having that salary in the next 2 years. A lot of things can happen between now and then. But it seems that all the prior info he has been given in older threads have fallen on deaf ears.
If I remember correctly you live in Baldwin and that's not really an area that we are interested in.
If I remember correctly you live in Baldwin and that's not really an area that we are interested in.
With your income, you may not have a choice LIQUEST. You have to remember that. Some of the areas you are interested in you may not be able to afford and you may have to be flexible about certain things.
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There are also issues with the water quality and levels of toxins that still remain on the ground from manufacturing plants that were there many years ago (even though EPA claims they have cleaned up many sites all over the Island, I still remain skeptical and drink only filtered water from my fridge).
