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I just checked my credit report history and the last mortgage I got last month, does not have a credit report pulled. I guess it can vary bank by bank.
I've debated about posting this, but I can't stop myself ...
If you have to get an unsecured loan just to pay for food & utilities, do you think you're in good enough financial shape to be responsible for a mortgage?
I want to close out the utility bills that we have in this apartment. Even though I close in June, we are still responsible for paying June and July's rent in this apartment, plus the utilities. We also have a carnote. I would like the loan just to be a little ahead of things. I would settle for a loan of $2,500-$3,000. The extra money we had ($13,000), we had pay off state taxes of ($12,000) in order to get the home loan approved. This is why we are a little short of cash.
I would just be paying back a loan. I won't be "robbing Peter to pay Paul. I don't have any credit cards or other big bills so I could afford to pay back a $3,000 loan.
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Yes, we can handle a mortgage!!!!
