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Old 11-17-2010, 11:20 AM
 
26 posts, read 72,016 times
Reputation: 18

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Where are you coming from? NYC I'm 28 years old and my wife is expecting our first child.

Why are you moving? Have a daughter on the way and would like a more family friendly city/town to raise my child

Where will you be working ? If NYC, what part of NYC? I will be working in Midtown Manhattan

Will you buy or rent? Looking to buy

What is your budget ? I'm looking to pay no more than $2,000 on mortgage/taxes/home insurance. Don't want to give a 300k budget because we all know taxes are insane in some good nj towns and would brake the budget.

What kind of place are you looking for ? Family oriented town with great school system that also has a decent commute ( 1:30 or so to midtown Manhattan on public transportation bus/train or a combination of both)

Will anyone (spouse, children, pets) be moving with you ? yes, it will be my wife, my 10 pound dog and my soon to be born daughter.

Do you need/want good public schools? yes please.

Briefly describe the kind of neighborhood you'd like to live in
(examples: families with young children, young, mature, artsy, diverse, safe, close-knit, block parties, etc). Close knit, safe, and with family with young children would be my Ideal neighborhood.

List three things that are important to you in order of importance.(examples: nightlife, outdoor activities, rural/urban, safety, downtown area, charming, new construction, proximity to XYZ, family oriented, easy parking, short commute, etc). Safety, family oriented, charming.
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Old 11-17-2010, 11:24 AM
 
Location: The Beautiful Pocono Mountains
5,450 posts, read 8,786,158 times
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You just described most towns in Somerset County. It is definitely within that 1.5 hour commute and has plenty of places that are great for raising kids.

Best of luck and welcome to NJ.
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Old 11-17-2010, 11:41 AM
 
97 posts, read 311,880 times
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I would try Somerset County too....Gladstone, Peapack, Far Hills, Basking Ridge, Bernardsville, Berkely Heights, Millburn, etc. They all have train stations and some have bus service so commuting will not be a problem. Door to door the commute time will be about 1.5 hours or less depnding on where inmidtown you work.
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Old 11-17-2010, 11:51 AM
 
Location: NJ
28 posts, read 69,756 times
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Quote:
Originally Posted by Jrz77 View Post
I would try Somerset County too....Gladstone, Peapack, Far Hills, Basking Ridge, Bernardsville, Berkely Heights, Millburn, etc. They all have train stations and some have bus service so commuting will not be a problem. Door to door the commute time will be about 1.5 hours or less depnding on where inmidtown you work.
I agree.
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Old 11-17-2010, 12:47 PM
 
Location: Elsewhere
88,930 posts, read 85,450,301 times
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What a relief to see someone asking these questions and including a realistic commute time!

Welcome to NJ.
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Old 11-17-2010, 01:18 PM
 
4,186 posts, read 4,206,496 times
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Are you going to put 20% or more down or 3.5% FHA loan? That a big different in home page base of your budget and down payment.
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Old 11-17-2010, 01:20 PM
 
26 posts, read 72,016 times
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Quote:
Originally Posted by cw30000 View Post
Are you going to put 20% or more down or 3.5% FHA loan? That a big different in home page base of your budget and down payment.

it is not going to be 20%, more like 10%. I have 30K or so for a downpayment.
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Old 11-17-2010, 02:01 PM
 
Location: NJ
12,283 posts, read 35,778,057 times
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Quote:
Originally Posted by Jrz77 View Post
I would try Somerset County too....Gladstone, Peapack, Far Hills, Basking Ridge, Bernardsville, Berkely Heights, Millburn, etc. They all have train stations and some have bus service so commuting will not be a problem. Door to door the commute time will be about 1.5 hours or less depnding on where inmidtown you work.
I mean, these are great towns, but unless OP has a substantial downpayment (which later he said he doesn't), $2K a month isn't going to cut it, unfortunately. That's about a 200K mortgage with 10K/yr property taxes.

Millburn is Essex County.
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Old 11-17-2010, 02:45 PM
 
3,984 posts, read 7,100,802 times
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Default You'd be better

off further south like the Brunswicks or Old Bridge. Still within 1 1/2 hours from midtown by bus. You'd get more for your money than you would in Somerset Co.
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Old 11-17-2010, 04:44 PM
 
Location: Ocean County, NJ
912 posts, read 2,453,368 times
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Quote:
Originally Posted by EBWick View Post
off further south like the Brunswicks or Old Bridge. Still within 1 1/2 hours from midtown by bus. You'd get more for your money than you would in Somerset Co.
Was thinking the same thing. $300K is going to tough in any nice town in NJ, even moreso in commuting distance to NYC. Middlesex is probably the best bet. Maybe Metuchen? Milltown? How 'bout Spotswood? Edison is an option as well, but it doesn't have the small-town sort of thing going for it, since the OP mentioned he liked that.

I'd suggest northern Monmouth County as well but that's pricey and the commute is hit or miss. Some days you'll get there in 90 minutes, other days are going to be disasters.
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