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I'm going to be moving to nyc for a job offer that promises to pay me 2k a month. I plan on finding a roommate and spending around or up to 1000$ in rent, then 400$ a month must go to a loan payment I have to make. I know nothing of the city, will I survive with just an extra 600$ a month to spend on food, clothes, living expenses etc?
I'm going to be moving to nyc for a job offer that promises to pay me 2k a month. I plan on finding a roommate and spending around or up to 1000$ in rent, then 400$ a month must go to a loan payment I have to make. I know nothing of the city, will I survive with just an extra 600$ a month to spend on food, clothes, living expenses etc?
Is 2k/month before or after taxes?
The job "promises" to pay you? What kind of job is this? Do you actually have the job?
I'm going to be moving to nyc for a job offer that promises to pay me 2k a month. I plan on finding a roommate and spending around or up to 1000$ in rent, then 400$ a month must go to a loan payment I have to make. I know nothing of the city, will I survive with just an extra 600$ a month to spend on food, clothes, living expenses etc?
You can't live anywhere for very long where your rent is 50% of your gross pay,never mind having to pay an additional 30% for debt.That's just absurd.
The job pays 2k take home. Its all unconfirmed as to how much exactly I will be making but the guy giving me the job said he wants to pay me 24k a year, now I can talk to him a work out a deal to see if I can up the pay, but everyones been telling me 2k a month isn't enough which has me worried so I may not take the job if I don't think ill be able to make it even with minimal standards of living unless I get a pay raise
Ok so it will be difficult, what would you all recommend would be the magic number of being able to make it with minimal standard of living? (Ex) I wouldn't be going out to eat every night, only eat at cheap places, only go out once, twice a week.
You should find a place where you can rent a room for $600 or $650 a month in a safe neighborhood with good subway access. Yes, this does exist. You will just be in a very small room, most likely. Try Woodside or Elmhurst and also the neighborhoods in southern Brooklyn like Bensonhurst (sorry, I don't know much about that area but do know the neighborhoods tend to be safe with subway access and relatively cheap).
That gives you $350 - $400 a month more for other items. I have no idea if that gives you a liveable budget or not, but there is just no reason to spend $1000 on a room if you can get a decent one for $600.
You should find a place where you can rent a room for $600 or $650 a month in a safe neighborhood with good subway access. Yes, this does exist. You will just be in a very small room, most likely. Try Woodside or Elmhurst and also the neighborhoods in southern Brooklyn like Bensonhurst (sorry, I don't know much about that area but do know the neighborhoods tend to be safe with subway access and relatively cheap).
That gives you $350 - $400 a month more for other items. I have no idea if that gives you a liveable budget or not, but there is just no reason to spend $1000 on a room if you can get a decent one for $600.
A room for 600 in Bensonhurst? From whom? A Chinese landlord with a damp basement? Lol
As a standard, your annual income should be at least 40 times the monthly rent. Landlords typically require this (as well as proof of employment, pay stubs, up front first month/last month/security, etc). For example, if you and your roommate are looking at a $2,000 per month apartment, the landlord would require a combined income of $2,000 × 40, which equals $80,000. So you would both have to make $40k/year each or your roommate would have to make considerably more to make up for your lack of income. More than 40x will give you more flexibility.
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You can't live anywhere for very long where your rent is 50% of your gross pay,never mind having to pay an additional 30% for debt.That's just absurd.
