Picked for an Interview (2015, credit, student loans)

[Enomis88]

Quick question for those of you hip to the process. I've "heard" (after stalking these boards) that there are 3 possible ways they may calculate your projected income at the interview level. Is there any validity to this? The only reason I ask is because my past 6 pay stubs that they are requesting don't reflect the typical amount of hours I work yearly. I'm a part time employee with a disability preference and due to some extenuating circumstances I had to cut back on hours for two weeks (two pay periods). My w2s from both 2015 and 2016 support the fact I make enough. I have a notarized employment verification letter also supporting the fact that I'm guaranteed to make a minimum of ____ and no more than ____ a year. I have fantastic credit, no student loans, am single (:/ ) basically everything else is golden. I'm just concerned they will think me working randomly less than 20 hours a week is normal and deny me.

Any and all help would be greatly appreciated.

[wiivile]

What development?

They will :

- take the last 6 paystubs, average them, and multiply by the number of times a year you get paid;

- take the most recent paystub and project the year-to-date for a full year;

- look at the income reported on your most recent tax return; and

- look at your employment verification letter.

Of these, they will take the highest.

By "will", I mean "should". Sometimes they don't know what they're doing. It's up to you to know the rules and appeal when necessary. Guidelines: http://www1.nyc.gov/assets/hpd/downl...g-handbook.pdf

[Enomis88]

Thank you! I just heaved a sigh of relief. I really shouldn't be back and forth with any of this but I'm disgustingly human. Ask, believe, receive. What's yours will always be for you .