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Old 08-05-2021, 10:24 AM
 
34,125 posts, read 47,349,444 times
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Quote:
Originally Posted by Bklynball View Post
This isn't true. When I was the only one working (and going to grad school) and my wife was going to grad school, I supported both of us on around $60K. Yes, we lived in the Bronx and had long commutes but that's life. This wasn't that long ago either (2012 - 2015).
You lived in the Bronx, why didn't you stay? You would have been sitting pretty right now
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Old 08-05-2021, 11:41 AM
 
3,152 posts, read 2,746,875 times
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”Largest expenses were Our studio apartment which was $1250/month. Two unlimited MetroCards ($200/month?), And groceries (which tries to stick to a budget or $100/week). About $2K if fixed expenses per month. After taxes I kept almost $4K. Per month after taxes? Do the math. It's very doable.”

? If you're paying only 25% in taxes, that's a take-home of $3750/mo. How were you ”keeping” $4K?
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Old 08-05-2021, 11:47 AM
 
7,759 posts, read 3,896,204 times
Reputation: 8856
Quote:
Originally Posted by LOVEROFNYC View Post
My wish for you is that you stop having such a defeatist outlook on everything. What you percieve and believe in your life is what you live.

Many individuals ara renting apartmemts making less than $50k
What part of 40x rent requirement do you not understand?

The facts don't care about your feelings
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Old 08-05-2021, 11:49 AM
 
7,759 posts, read 3,896,204 times
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Quote:
Originally Posted by LOVEROFNYC View Post
There are $1200 one bedroom apartments. If you dont have kids student loans and unnecessary debt it is doable
Who doesn't have either student loans or kids? (Or both?)
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Old 08-05-2021, 11:57 AM
 
1,034 posts, read 447,395 times
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Quote:
Originally Posted by randomperson2 View Post
”Largest expenses were Our studio apartment which was $1250/month. Two unlimited MetroCards ($200/month?), And groceries (which tries to stick to a budget or $100/week). About $2K if fixed expenses per month. After taxes I kept almost $4K. Per month after taxes? Do the math. It's very doable.”

? If you're paying only 25% in taxes, that's a take-home of $3750/mo. How were you ”keeping” $4K?
It was an approximation but I don't believe I was paying 25% at the end of the year. I was prob paying closer to 20% ( probably lower). My wife and I make a lot more now and we pay around 30% now.
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Old 08-05-2021, 12:03 PM
 
1,034 posts, read 447,395 times
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Originally Posted by SeventhFloor View Post
You lived in the Bronx, why didn't you stay? You would have been sitting pretty right now
Family (especially elderly grandparents) and commute. One we could afford something better, we moved.

I was going to CUNY Baruch and my wife was going to CUNY Hunter so it made sense to live in the Bronx in terms of commuting via the D or the 4 from Bedford Park.

Last edited by Bklynball; 08-05-2021 at 12:14 PM..
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Old 08-05-2021, 12:19 PM
 
7,759 posts, read 3,896,204 times
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Quote:
Originally Posted by SeventhFloor View Post
You lived in the Bronx, why didn't you stay? You would have been sitting pretty right now
He didn't want to get clipped in the back.
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Old 08-05-2021, 12:36 PM
 
34,125 posts, read 47,349,444 times
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Quote:
Originally Posted by Bklynball View Post
Family (especially elderly grandparents) and commute. One we could afford something better, we moved.

I was going to CUNY Baruch and my wife was going to CUNY Hunter so it made sense to live in the Bronx in terms of commuting via the D or the 4 from Bedford Park.
Smh, I think you should have stayed, you would have been balling now
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Old 08-05-2021, 12:47 PM
 
5,709 posts, read 2,627,371 times
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Quote:
Originally Posted by Tencent View Post
Who doesn't have either student loans or kids? (Or both?)
Many people. Many believe not going into debt.
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Old 08-05-2021, 02:10 PM
 
1,034 posts, read 447,395 times
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Quote:
Originally Posted by SeventhFloor View Post
Smh, I think you should have stayed, you would have been balling now
I'm not one of those that live in a NYCHA, drive a BMW, and think they're balling.
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