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.... Getting ready in a year or two to get off the merry go round .... Problem is I'm afraid of the Oneonta, Sidney, and entire area that was badly flooded in 2006 .... Like the area but very worried this flooding is going to happen again, in an area I've maybe just bought into .... Any input appreciated ....
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Check with the Army Corps of Engineers. They have maps which will tell you what areas ( anywhere) are unlikely to flood in 100 years /will probably flood in 100 years/or/ will defintitely flood in 100 years, possibly frequently. There used to be letter designations for lots ( that is how people I know picked one to build a house); now there are flood maps as well. You can check with the Building Dept. in your town as well; they have to have these maps by law.
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Don't worry about the flooding too much, I am sure you can swallow it.
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Just get a place that's high up, and also away from small streams. For example, I recently got a place about a mile from the East Branch of the Delaware River. It's about 600 feet higher than the Delaware, and also about 300-400 feet higher than the nearby Bragg Hollow Creek.
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if you download google earth you can check elevations for addresses, believe there is a flood website as well somewhere, my mtg broker says they check that and let you know you need food insurance
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I agree with others...it was only low lying areas that flooded. There are so many hills in the area it should be easy to find homes with a little elevation. For example, downtown Sidney was flooded but the river is RIGHT THERE. Next door in Guilford there was no problem because a lot of homes are above the river/streams elevation-wise.
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My inlaws were fine during all the flooding in Oneonta. You just want to avoid the low lying areas. The whole town did not suffer from flooding...
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Our family recently bought a home in Sidney. I too had heard about the extent of the flooding and was very leery at first. We loved the house so we decided to take a chance on Sidney, and we are so happy we did. Our neighbors are absolutely wonderful, and we love the area.
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