Our sister own a house for many years now. Unfortunately is old and her concrete ceiling is already torn away and falling down in pieces. You can see the rusted steel rebar in the ceiling. Her house is made of solid concrete and steel rebar. Her problem is she cannot afford to fix it. She is divorce with nokids and has being living by herself for to long.
Financially she absolutely can't really afford to come out of the situation without getting any money. She can't afford to pay for all the repairs. She live from pay check to pay check. I think she realizes it's to the point where putting money into it would be throwing money down the drain but she won't admit it. The house is going to continue to deteriorate when the weather changes and is start raining again. Waiting to see what is going to happen is only going to make it worse. For me there are real safety issues. The ceiling has already torn away and water will continue to weaken the concrete ceiling even more.
She may very well know the severity of it all, but gets overwhelmed by the amount of work that will require and the damages. This could be hazardous to her health from maybe black mold. From her pictures it does looks very serious and dangerous.
My one and only solution as well as our oldest brother are to walk away. I think she does have an emotional tie to the house. From what we have seen in pictures, it would cost several hundred thousands dollars to repair this old house that is falling apart. It would be far, far cheap to tear it down and build a new house of good quality if she would have the money. But she doesn't have the money or savings to buy or build one.
For my brother and me, repairing is completely impractical. We know it will cost more to fix than it is worth. She doesn't have to live in that dangerous situation. We feel for her. It's a very delicate and difficult situation. She doesn't even have the money to fix her own old car that broke down too.
Our resolution as well as our oldest brother from a long time ago is that we are both offering to her to move in with one of us at NO COST TO HER FOR A WHOLE YEAR. We are willing to give her EVERYTHING she needs to start all over.We can get her a job. She can start working and start SAVING EVERYTHING SHE CAN. If she can do that for one year or two she can get back in track starting fresh. She can rent or buy again. Even buy a car. Will give her one or two years or more if she needs to do so. We are willing to buy her clothes, food, anything she needs to keep her going while living with one of us. She doesn'thave to pay anything. NO RENT, NO ELECTRICITY, NO WATER, NOTHING while living with me and my husband or our bother and his wife.
We even told her that we will give her even 6 month of break to relax and do NOTHING before she starts working. We will pay her a small vacation that she hasn't have for YEARS so she can ease her mind from the past situation she has being for too long. But she doesn't want to take it. She rather has us send her money to help knowing that is never going to be enough for her big situation.
We are not asking for anything in return we just want to help her to get back on track with her life. That's THE BEST OFFER we can give her. You know how many times we have friends telling us that they will take that offer anytime just to get out of their own situation, but they don't have anybody offering them that. What else to do???
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