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my dad tried selling a riding mower to a couple, saying it also includes a snow plower attachment + tire chains. They said they didn't want it, so they're going to knock $200 off the asking price. It's INCLUDED in the price, and it doesn't do him any good to sell the mower while holding on to those pieces. He got annoyed and said that now he's adding $200 to the original asking price. IOW... "get out". They later tried coming back to haggle that same price. Nope. He'd already sold it to a group of guys who came by, picked it up, put it into their pickup truck at the asking price.
FWIW, some of these are entertaining.
One misconception is the quote "women have it lucky. They can always find somebody to take care of them" isn't quite true. Even in this case, if she's not going to find a job, she'd dang well better find a new husband willing to take care of her then.
I'd be willing to bet that that wouldn't happen in our age group and her lack of motivation to stay fit. She had a good paying job once upon a time and she had a friend at work that basically handled all of the things she couldn't handle. Her and her husband worked at the same place and he was promoted to upper management and became her boss. She was forced out about 5 years ago and hasn't worked since. I doubt she could function in our profession any more. I encouraged her to get a job at Starbucks just for the insurance. It will be interesting to see what happens. I'm thinking since her husband is responding well to the new medication that he will go back to work soon, if he can find a job Moral of story is have back up money for your back up money. Depending on anyone other then yourself is risky business.
If I knew CLOSE friends who we knew would never take advantage of our friendship, or a family member who ended up in dire straights, then yes. Otherwise, no.
I have a brother on disability, plus he gets old age pension and a pension from his deceased wife. He makes around $6000/month. He actually had the NERVE to ask my husband for $10,000. I was disgusted. (not an unusual occurance with his behaviour)
If feel it's sort of a catch-22.... those who are responsible enough to accept a loan, understand the consequences, and even pay it back, probably won't need to, as they're likely financially responsible enough NOT to put themselves in such a situation in the first place. Those who ask for the money may certainly need it for legit purposes, but these are the types of folks how don't understand the issues of borrowing money, and often could use some financial life lessons.
Reminds me of something I saw on TV.... "I don't have problems with money. I just need more of it", which pretty much translates into having all the money in the world won't make a difference here.
I decided a long time ago that anyone I care deeply about is worth losing $500 over. So, if someone I really care about asks to borrow money I will loan up to $500. Then if they haven't repaid the money and ask again I can tell them, "you still owe me $500, so not until that money is repaid" I've never had to say that phrase and have only been stung once. I knew when I lent that money it was more like a payment to avoid ever being asked again and since it was a brother in law, it kept peace because my MIL would have been so deeply upset if we didn't help her favorite son.
I offer loans all the time with over a year to pay back....I say,' No stress....take your time...
it is extra cash I have on hand'....they don't need to know I have as much as I do.
No one does...I live modestly.
I've bought 4 new tires for a friend in the Winter....rather have them alive!
Said, I knew someone and got a great deal, just lemme do it.
Also, got a great deal on wood for their woodstove...I have extra don't need it.
Things like that so they don't know it's truly charity.
I find that very noble of you Miss Hepburn. It's awful to have to ask for help and the helper makes you feel bad for being in need. But ...it's only nice as long as no one takes advantage
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Unless it was a true emergency, then no I wouldn't. The people who always end up needing loans are the ones who never pay them back. They end up asking other people because their friends and relatives won't lend them money anymore.
My rule of thumb is never give money to someone expecting to get it back. If you're ok with gifting it, fine. But beware or you'll become someone's new ATM machine.
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It's INCLUDED in the price, and it doesn't do him any good to sell the mower while holding on to those pieces. He got annoyed and said that now he's adding $200 to the original asking price. IOW... "get out". They later tried coming back to haggle that same price. Nope. He'd already sold it to a group of guys who came by, picked it up, put it into their pickup truck at the asking price.
Moral of story is have back up money for your back up money. Depending on anyone other then yourself is risky business.
