Navarre Florida
Taxes: 2005 $945 2006 $975
Insurance: 2005 $1,100 2006 $1,500
No claims, house value at $255K 1820 SQ
Taking 30K in exceptions for homestead and disable veteran
This might be a bit long, but is worth your time:
STATE OF FLORIDA ELIGIBILITY CRITERIA
TO QUALIFY FOR PROPERTY TAX EXEMPTION
WHEN TO FILE: Application for all exemptions must be made between January 1 and March 1 of the tax year. However, at the option of the property appraiser, (original homestead exemption applications may be accepted after April 1, but will apply to the succeeding year). Initial application should be made in person at the Property Appraiser's office. Subsequent yearly renewal of exemption status may be made by mail. Failure to make application by March l of the tax year shall constitute a waiver of the exemption privilege for that year.
$25,000.00 HOMESTEAD EXEMPTION: Every person who has legal or equitable title to real property in the State of Florida and who resides thereon and in good faith makes it his or her permanent home is eligible. First time applicants are required to furnish their social security number, and should have available evidence of ownership i.e., a recorded deed or a recorded contract.
Information required at time of application:
1. Resident Florida Drivers License (self, spouse and all other property owners).
2. Florida Voter's Registration Card, or Declaration of Domicile.
3. Resident Florida Automobile Registrations for all vehicles.
4. Social Security Numbers of all owners.
5. Copy of Trust (when applicable) trust must reflect equitable title to real estate as to support claim for homestead exemption.
6. Manufactured Home Title or Registration (when applicable)
Manufactured home must have been on property as of January 1; must have Real Property decal; deed; title and decal must have been transferred into your name prior to filing for Homestead Exemption.
$25,000.00 SENIOR EXEMPTION: An additional homestead exemption for persons
65 and older whose household income does not exceed a specified amount. The tax exemption applies to only the county and city portions of the tax.
$500.00 WIDOW'S EXEMPTION: Any widow who is a permanent Florida resident may claim this exemption. If the widow remarries, she is no longer eligible. If the husband and wife were divorced before his death, the woman is not considered a widow. You may be asked to produce a death certificate when filing for the first time.
$500.00 WIDOWER'S EXEMPTION: Any widower who is a permanent Florida resident may claim this exemption. If the widower remarries he is no longer eligible. If the husband and wife were divorced before her death, the man is not considered a widower. You may be asked to produce a death certificate when filing for the first time.
$500.00 DISABILITY EXEMPTION: Every Florida resident who is totally and permanently disabled qualifies for this exemption. Furthermore, any service man disabled at least 10% in war or by service-connected misfortune is entitled to a $5,000 exemption. If filing for the first time, please present at least one of the following as proof of your disability: if totally and permanently disabled, a certificate from two (2) professionally unrelated licensed Florida physicians or a certificate from the United States Department of Veterans Affairs.
$5,000.00 VETERANS DISABILITY EXEMPTION: Any ex-service member, a bona fide resident of the state, who has been disabled to a degree of 10 percent or more while serving during a period of wartime service as defined in s.1.01(14), or by misfortune, is entitled to the exemption from taxation provided for in s. 3(b), Art. VII of the State Constitution. If filing for the first time, please present a certificate from the United States Department of Veterans Affairs.
$500.00 EXEMPTION FOR BLIND PERSONS: Every Florida resident who is blind qualifies for this exemption. When claiming this exemption a certificate from the Division of Blind Services of the Department of Education or the United States Department of Veterans Affairs certifying the applicant to be blind is required. "Blind person" is defined as an individual having central vision acuity 20/200 or less in the better eye with correcting glasses, or a disqualifying field defect in which the peripheral field has contracted to such an extent that the widest diameter or visual field subtends an angular distance no greater than twenty degrees.
SERVICE-CONNECTED TOTAL AND PERMANENT DISABILITY EXEMPTION: Any honorably discharged veteran with a service connected total and permanent disability is entitled to exemption on real estate used and owned as a homestead less any portion thereof used for commercial purposes.