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It's free. That's the official site that will give you the free report with no strings attached.
I don't think the free reports give you a FICO score. You have to pay for that. They will, however, allow you to review your credit report to ensure there are no errors.
haha
i don't know if you're being serious or not, but in case you are serious, you should know that banks do charge a 15 dollar fee for running your credit when you apply for a loan. (at least all the banks i've dealt with over the past 10 years)
Discover gives free FICO scores for their It card customers.
First National Bank of Ohmaha CC's and some of Barclay CC's give you a real free FICO as well.
Discover and Barclays is a Transunion FICO and FNBO's is an Experian bankcard enhanced FICO.
Also, banks are required to supply you with the score they used if they deny you or give you less favorable terms. Since "less favorable ters" is sorta vague, they generally supply it with every app, approved or denied. So one way to get your FICO is to apply for a credit card. Of course, that will likely only get you one of the three.
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