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If you don't pay for at least several years of vocational training these days, you are kicking your nestlings out without them even having feathers, much less the ability to fly. If you don't intend to provide this, you have no business having kids. I'm in college right now, and the tuition, books and fees run 6k per year. Big deal. If the student wishes to live in a dorm and eat 3 meals a day here, it's another 4k per year. Still very cheap. I put 15k per year in my pocket, from scholarships, loans, and grants, but I don't live on campus.
Retirement, of course....my sister is a college professor and says she can tell which are the students who are paying their own way and which ones have it all paid for...the ones paying for their own college are more serious, dedicated, and do better all the way around. I had to pay for my own way, and so did my husband. We are both successful professionals. My 2 oldest sons both went into the Navy for 5 years, and so their college is covered, plus housing expenses...another good option...plus they got to travel the world and get paid for it! It worked out well for them...
Location: Chapel Hill, NC, formerly NoVA and Phila
9,781 posts, read 15,804,357 times
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Quote:
Originally Posted by joanne40744
Retirement, of course....my sister is a college professor and says she can tell which are the students who are paying their own way and which ones have it all paid for...the ones paying for their own college are more serious, dedicated, and do better all the way around.
How in the world can she tell? Does she outright ask them who paid for their college? I knew tons and tons of serious students who had their college paid for. And I know many who paid their own way who had failing grades, skipped classes, etc. I don't believe it's obvious just by looking at students.
How in the world can she tell? Does she outright ask them who paid for their college? I knew tons and tons of serious students who had their college paid for. And I know many who paid their own way who had failing grades, skipped classes, etc. I don't believe it's obvious just by looking at students.
I would gather that the stories of the students that payed their own way are more memorable and stick out more than the students that had their college paid for but were also just as diligent in their studies.
Any financial adviser will tell you to save for retirement first. We have way more saved for retirement.
yup! my son is 3 and i have 2 others younger. i don't really have a college savings account yet, but will start soon. so my retirement savings is substantial. every financial advisor i know tells people to max out your retirement accounts before putting a penny into college savings.
also - a ROTH IRA can be used to pay college tuition.
I would gather that the stories of the students that payed their own way are more memorable and stick out more than the students that had their college paid for but were also just as diligent in their studies.
My parents paid for my college and I was a solid 3.00 student. I don't buy that if I had been paying my own way I would have studied harder. Maybe some would...but I think for many, it wouldn't matter either way. By college, you're either a good student or you're not.
If you don't pay for at least several years of vocational training these days, you are kicking your nestlings out without them even having feathers, much less the ability to fly. If you don't intend to provide this, you have no business having kids. I'm in college right now, and the tuition, books and fees run 6k per year. Big deal. If the student wishes to live in a dorm and eat 3 meals a day here, it's another 4k per year. Still very cheap. I put 15k per year in my pocket, from scholarships, loans, and grants, but I don't live on campus.
Do you mean you're living on borrowed money?
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