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Teeny bit off topic but----- the section to list assets suggested adding in pension funds, which I did not do.
How do you determine the value of a pension(which we are fortunate to have) for this instance and for overall AA?
they should have had an age factor. that is important. i had 40 years to get where i am , how can you compare that to someone 30 with 1/2 as much , they are doing great so far.
they should have had an age factor. that is important. i had 40 years to get where i am , how can you compare that to someone 30 with 1/2 as much , they are doing great so far.
Agreed. We're 38 with two kids, to compare us to a dual working empty nester couple in their late fifties seems kind of silly.
I don't really get the household members section? If they mean adults I get it, but I don't get why your kids should be factored in (I don't have any now, but will in the near future). It has to do with wealth, not disposable income. Obviously if you have kids your disposable income is reduced, but it has no impact on your wealth at all aside from the fact that you can't contribute as much to retirement. It's not like your kids are contributors to the wealth and technically it won't be split between you and your kids.
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