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I am in a pretty big hole but at least have a plan to get out. Every year I will feel a little more comfortable... My steps are:
1. Pay off car - this month
2. $1000 in savings - end of this year
3. Pay off 30K credit card - 1/2 years
4. Pay off 401k loans - 2-3 years
5. Pay off alimony - 3 years
Then...
Pay off house
Max out 401k and HSA
Increase cash reserves
More than $5k in the bank(preferably more than $20k), a secure job that I love doing, and no crippling bills.
If I can't get that then I'm not comfortable anywhere period.
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