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How lousy does your credit rating need to be to be stuck with credit card fees? I only have zero fee cards. I've never had a bank decline an application for one.
Like most other people in this thread, I just toss those credit card contract updates I get into the trash. They only pertain to people who carry a balance and who get nailed with late payment fees. I have my cards configured to auto-pay in full. The only way I can have a late payment is if the credit card company makes an error and neglects to make the transaction. That's happened a couple of times with replacement cards.
Your post make no sense. What does credit score has to do with annual fees?
I never just toss a change of terms away. Id lIke to know what they are changing and why. It's careless and semi reckless to just toss that information.
How lousy does your credit rating need to be to be stuck with credit card fees? I only have zero fee cards. I've never had a bank decline an application for one.
Like most other people in this thread, I just toss those credit card contract updates I get into the trash. They only pertain to people who carry a balance and who get nailed with late payment fees. I have my cards configured to auto-pay in full. The only way I can have a late payment is if the credit card company makes an error and neglects to make the transaction. That's happened a couple of times with replacement cards.
I have a platinum Amex with a 450.00 annual fee and there is nothing wrong with my credit. Don't be so short sighted as it's worth the money for me personally
I got the same exact thing in the mail and my credit profile is pretty solid. I have been with Chase for 8 years now. May be looking elsewhere in the near future.
How lousy does your credit rating need to be to be stuck with credit card fees? I only have zero fee cards. I've never had a bank decline an application for one.
Like most other people in this thread, I just toss those credit card contract updates I get into the trash. They only pertain to people who carry a balance and who get nailed with late payment fees. I have my cards configured to auto-pay in full. The only way I can have a late payment is if the credit card company makes an error and neglects to make the transaction. That's happened a couple of times with replacement cards.
My MileagePlus card has an annual fee, and I easily make way more than that fee in flight savings every year. I also have a credit score above 800
I have a platinum Amex with a 450.00 annual fee and there is nothing wrong with my credit. Don't be so short sighted as it's worth the money for me personally
Same here. I've got 2 cards with an over $400 annual fee. But I got over $2000 worth of travel bonuses from each. Along with reimbursement of several expenses as a benefit, also worth several hundred dollars.
My MileagePlus card has an annual fee, and I easily make way more than that fee in flight savings every year. I also have a credit score above 800
I have the milage plus card but will dump it at the year anniversary. I just applied for the chase saphire reserved which is on its way and runs 450.00 a year which I will pay one year for and dump. I will probably keep my plat Amex especially since they opened their lounge in IAH
I have the milage plus card but will dump it at the year anniversary. I just applied for the chase saphire reserved which is on its way and runs 450.00 a year which I will pay one year for and dump. I will probably keep my plat Amex especially since they opened their lounge in IAH
Similar to my strategy. I got my Chase Sapphire Reserve yesterday, its an awesome card. I may keep it and dump the Amex Platinum since it does 3X points on dining out. But the Centurion clubs are really nice, so I see your point. Went to the one at IAH a few days after it opened, made my layover quite enjoyable.
i got a notice today that the chase cards we have are going to a 125.00 per point instead of 100.00 in their rewards program .
i use fidelity's card and get 2% back with no hitches
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