What do you do to protect yourself online? (Wells Fargo, credit report, accounts)

[HappyinCali]

In light of the Equifax breach, I was wondering, what you do to protect yourself. Given that a large portion of our net worth is in 1s and 0s on some site, how do you protect yourself? I actually worry that one day I will wake up and my online brokerage account will say $0.00 and I will have no recourse. So here is what I do

- I have Equifax credit monitoring (That’s a big LOL now)
- I pull my credit reports every several months
- I save the actual PDFs from our brokerage and 401ks on a monthly basis and I also print them out every 3 months


What else do you do?

[Mr. Lee]

Fidelity has secure log in, so even if a person has a keystroke program on their computer it would do the hacker no good. Wells Fargo and some other banks, credit unions and credit card companies may have similar, I just signed onto my Cap One CC and they required a text to my phone in order to get in, so check with those you bank and have credit cards with to see if they offer some type of secure log in.

[BellaLind]

I worry about the same things for brokerage accounts. That someday I'll login and everything will be zero dollars. I honestly don't know what to do other than check my accounts often. They still mail me statements and I save those. But that's all I can think of to do. So thanks for starting this thread, I'd love to see other people's answers.

[Mr. Zero]

Credit monitoring, alerts on credit card transactions and two-factor authentication for accounts that offer it.