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I had this happen to me once with my ex husband. It was a credit union and one day I went online and could see all of his account information and I'm sure he could see mine. I probably could have cleaned him out if I were a vengeful person. I called the credit union and explained that while he transferred child support directly into my account, we were not connected. They said we could no longer transfer the money that way if we didn't want our accounts joined, but they separated our accounts that day and we never had another issue.
Sorry, I've been really busy the past few weeks. Currently, my attorney is recommending to take the bank's offer and settle out of court. I will probably be able to win more in court, but the settlement will almost pay off all of my house mortgage and it is much quicker. I'm not at liberty to say more at this time.
Precisely. There's no lawsuit here and if he does sue the bank, the bank has lawyers on staff that will just keep running up the legal bills and keep the clock running until the OP cries "Uncle".
Apparently that's not so. Did you see the OP's latest post?
My questions are:
-- Did the OP's brother intentionally co-opt the brother's identity? If so, is the OP going to make sure the brother is charged? He's so intent on the bank being at fault. If the brother is a criminal, he should get his comeuppance also.
-- How exactly did the accounts get "merged?"
personally without really knowing this settlement is true i am skeptical and don't believe it .
Yes, there is obviously a lot about this situation that hasn't been revealed. There is no legal case to be made unless the plaintiff has been damaged. Merely merging the accounts hasn't harmed him. I can't imagine a lawyer taking this case, or BofA offering a settlement, given what's been presented.
That said, I wouldn't give BofA any of my money to manage anyway. Not surprised they screwed up.
personally without really knowing this settlement is true i am skeptical and don't believe it .
I'm not buying it. Can't see the bank offering anything more than a $50 credit or a free book of checks. OP never mentioned any actual harm done or money lost.
I'm not buying it. Can't see the bank offering anything more than a $50 credit or a free book of checks. OP never mentioned any actual harm done or money lost.
Yeah. Somehow not realistic.
First of all, banks usually take longer time to investigate problems. Since this is not a local bank, it probably would be few months to reach a settlement.
Second - to offer such settlement there probably needed to be a bigger breach, more accounts merged, some serious money mishandling.
Merging his account with his brother could be just a simple human error or even a computer glitch - same name, perhaps other similarities.
There is also possibility that maybe at some point those two had banking together - co-signed for a loan, transferred money from one account to another etc.
Surely, this bank mistake shouldn't ever happen, but it looks like there is more to it, or OP just felt like writing some fun story...
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I called the credit union and explained that while he transferred child support directly into my account, we were not connected. They said we could no longer transfer the money that way if we didn't want our accounts joined, but they separated our accounts that day and we never had another issue. 
