Need help! Got stimulus check in 2020, moved, 2021 check deposited at old location..... (payment, credit)

[CricketO'Dell]

Hi,

I was in a Nursing Home and in April 2020 got a $1200 stimulus payment deposited into an account run by the home.

In July 2020 I moved into an Assisted Living Facility and was given a check by the Nursing Home to deposit into a new account.

In January 2021 was scheduled to get a $600 payment on the 4th and it was sent to the bank account run by the Nursing Home.

I called them and was told that the payment would bounce back because I don't have an account there anymore (natch).

The IRS was no help. I get Medicare, Medicaid and SSA. These accounts have my current address.

My last IRS tax was filed in 2013.

What happens and how long do I have to wait to get my $600 payment?

Thanks!

[ChessieMom]

Originally Posted by CricketO'Dell

Hi,

I was in a Nursing Home and in April 2020 got a $1200 stimulus payment deposited into an account run by the home.

In July 2020 I moved into an Assisted Living Facility and was given a check by the Nursing Home to deposit into a new account.

In January 2021 was scheduled to get a $600 payment on the 4th and it was sent to the bank account run by the Nursing Home.

I called them and was told that the payment would bounce back because I don't have an account there anymore (natch).

The IRS was no help. I get Medicare, Medicaid and SSA. These accounts have my current address.

My last IRS tax was filed in 2013.

What happens and how long do I have to wait to get my $600 payment?

Thanks!

Contact the IRS.

[Parnassia]

Originally Posted by ChessieMom

Contact the IRS.

This. Despite your Medicare/Medicaid/SSA information updates, the IRS may have still tried to make a deposit to the account they previously used. It got kicked back, so unless YOU contact them yourself, your stimulus may sit unclaimed. For most folks the account information for the previous stimulus probably didn't change. You were in a temporary situation so yours did. Expecting the IRS to automatically get an update from a totally different data system (Medicare, etc) is naive. Different data systems (especially massive ones!) can get backlogged trying to crosstalk so at best there would be a delay. If you contact the IRS directly your wait may end up being shorter.

[reed303]

Even if you do not normally file an income tax return, you may need to do so to claim the $600 as a "Recovery Rebate Credit" on an IRS 1040.

See https://www.irs.gov/coronavirus/seco...20My%20Payment where it says:

"If you don’t get a payment and you are eligible to receive one, you may be eligible to claim it on your 2020 tax return as the Recovery Rebate Credit."

[Parnassia]

Originally Posted by reed303

Even if you do not normally file an income tax return, you may need to do so to claim the $600 as a "Recovery Rebate Credit" on an IRS 1040.

See https://www.irs.gov/coronavirus/seco...20My%20Payment where it says:

"If you don’t get a payment and you are eligible to receive one, you may be eligible to claim it on your 2020 tax return as the Recovery Rebate Credit."

Good point!