Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Economics > Personal Finance
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
 
Old 09-27-2023, 10:47 AM
 
10,225 posts, read 7,579,494 times
Reputation: 23161

Advertisements

I bank online at a TX bank online, Comerica. I'm unhappy w/them and want to change.

I have savings online at Ally, but I don't want my ck acct at same bank.

I want a bank that's easy to transfer to/from, no service fee under certain conditions, & bank w/good credit rating.

I'd appreciate any recommendations.
Quick reply to this message

 
Old 09-27-2023, 11:40 AM
 
37,604 posts, read 45,972,346 times
Reputation: 57174
Do you have an account at Schwab? They have a good checking option.

https://www.nerdwallet.com/reviews/b...es-schwab-bank
Quick reply to this message
 
Old 09-27-2023, 11:45 AM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
34,705 posts, read 58,022,681 times
Reputation: 46172
A Credit Union has done my banking for 50+ yrs (Currently paying 6% on checking (balances up to $25,000)) Free everything, good service, good security, never a mistake (yet), easy transfers; (to my Fidelity, Vanguard, Schwab, my other brokerages, and (4) commercial banks (which include Comerica, unfortunately they bought out all my local banks for my accts and LLC's in TX).
Quick reply to this message
 
Old 09-27-2023, 12:37 PM
 
Location: Florida
6,626 posts, read 7,339,476 times
Reputation: 8186
I would try Schwab. No ATM fees. They have a bill pay feature.
Quick reply to this message
 
Old 09-27-2023, 12:42 PM
 
96 posts, read 42,709 times
Reputation: 152
Schwab, Fidelity, SoFi
Quick reply to this message
 
Old 09-27-2023, 05:37 PM
 
Location: Censorshipville...
4,437 posts, read 8,127,194 times
Reputation: 5016
I'd find a bank with branches nearby. Of the banks I see around me, they've all been closing branches except one. Chase is opening branches all over the place for some reason. I have a couple friends who bank with them with not complaints.

I had a mortgage and currently have a few credit cards with them and their customer service has always been good.

I mainly bank with capital one and typically don't have issues. I recently deposited a very large check and they held it for a week before making the funds available to me plus they restricted my accounts. Has to wait an hour to talk to someone.

I'm also a member ofa credit Union. While the service is good, the web and app experience leaves a lot to be desired. Their credit card rewards aren't very good either.
Quick reply to this message
 
Old 09-27-2023, 06:00 PM
 
Location: Lincoln County Road or Armageddon
5,020 posts, read 7,222,436 times
Reputation: 7310
I'm just curious why the title to this thread was censored.
Quick reply to this message
 
Old 09-27-2023, 06:13 PM
 
Location: Coastal Georgia
50,362 posts, read 63,939,201 times
Reputation: 93314
I only want a small, local bank. I want the person at the desk in the lobby to have autonomy to fix my issue, make me a loan, or buy the Girl Scout cookies. Even they, still have ATM cards and online banking.
Quick reply to this message
 
Old 09-27-2023, 06:53 PM
 
Location: Bellevue
3,041 posts, read 3,310,193 times
Reputation: 2901
Quote:
Originally Posted by bpollen View Post
I bank online at a TX bank online, Comerica. I'm unhappy w/them and want to change.

I have savings online at Ally, but I don't want my ck acct at same bank.

I want a bank that's easy to transfer to/from, no service fee under certain conditions, & bank w/good credit rating.

I'd appreciate any recommendations.
https://www.nerdwallet.com/article/b...direct-deposit

32 banks with "early deposit"

High rated banks tend to be online

Don't know what banks are in your area. Find one convenient for you.
Quick reply to this message
 
Old 09-27-2023, 07:01 PM
 
Location: DFW
40,952 posts, read 49,171,554 times
Reputation: 55003
Quote:
Originally Posted by vaughanwilliams View Post
I'm just curious why the title to this thread was censored.
I think OP misspelled Account and it partially came out a dirty word.

But I'm in the process of switching from Frost Bank and only using my Fidelity account to bank.
Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


 
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:
Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Economics > Personal Finance

All times are GMT -6.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top