Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
A couple of things. Each State's prices are different depending on the state's contribution and fed's. The prices are much cheaper than Hipaa coverage. The costs are close to or just above what someone would pay for group coverage but would pay the full costs. Many of those who have pre-existing conditions are broke because many have paid out of pocket and have lost it all over the course of time.
Thank you for making a comment that is actually about High Risk Plans for those with Pre-existing conditions. These people at least now will be able to purchase some coverage, even if it is high, would likely be much less than having to try to come out of pocket for all the care.
Bull crap.. even those who serve in the military receive such little pay that they qualify for food stamps.. And if they own a car, and have a job, then they arent "broke".. they might be living paycheck to paycheck, but spare me the whining and crying because this plan fixed NOTHING..
And? What part of this bill fixes ANY problem you listed above, and how does this equate to people DYING in the street? It doesnt.. just more hyperbold from Democrats...
Lets get one thing straight pghquest, I'm not a democrat and I'm not a liberal. I'm a realist and a Independent. Those in the military drawing foodstamps have children in which I posted. You failed to mention those in the military drawing on medicare or medicaid. Why is that? The fact is you keep blathering about personal responsibilities constantly but don't even have a clue of the hell that many hard working Americans go through when it pertains to severe health issues and coverage. No clue at all!
I never mentioned people dying in the streets in any of my posts, however there are people who die in their homes everyday in this country because they can not afford care any longer let alone health insurance that was rapidly increasing under Bush let alone Obama. Those who can take advantage of acquiring health insurance now with a pre-existing condition is a good thing not a bad thing. And it's not free, these people are paying for it.
As far as Obama's plan fixing anything, at least it will give some the opportunity to acquire insurance. The other issues with this bill may die in time but will have to be replaced with something better not back to the way it was, cause it simply........sucked.
Pre-existing condition plans were not meant for those with just high blood pressure, a bum knee, but for those with serious issues, long term, chronic, not always deadly conditions. Many or most people who become ill overtime are hard working folks who lost their coverage for a variety of reasons but can no longer get coverage but are able to pay but over time go broke mainly because of the cost of medications which can and do run into the thousands each month easily. Many use their credit cards to make ends meet so when they are finally able to purchase insurance, the rates being around $1000-$14000 not counting deductibles-copays etc. are simply busted. So if 8,000 people are benefiting from their ability to purchase the pre-existing condition insurance, more power to them!
There are some hoops you need to jump thru to get the HIPPA high risk coverage, one being that you can't have gone without medical coverage for more than 63 days. That cuts a lot of chronically ill off right there, because they haven't been able to afford healthcare. Those who have a medical card are more fortunate, but a lot of the working middle-class have no healthcare whatsoever, and will have to wait until 2014 to get the guaranteed coverage at rates that don't penalize you for pre-existing conditions.
Thank you for making a comment that is actually about High Risk Plans for those with Pre-existing conditions. These people at least now will be able to purchase some coverage, even if it is high, would likely be much less than having to try to come out of pocket for all the care.
You do realize that state high-risk insurance pools were avaialble before the health care bill, right? This is nothing new.
Maybe what right wingers would like to see happen is that the actual cause of the problem be addressed. Health care costs started to skyrocket in the 80's...like around the amnesty time. When you add more people to the system the costs will rise. When some states force insurance companies to cover things such as cosmetic surgery and botox the costs in those states will rise.
Botox is only covered by insurance in medically necessary cases. (Such as neurological problems which cause eyelid droop and make it impossible for a person to see.) Plastic surgery is only covered for medical reconstruction. (Of course if you would rather pay out of pocket to repair your face after a horrible burn- feel free.) NO ONE is getting plastic surgery covered by the insurance company for "cosmetic" reasons.
More bs.. Those with pre-existing conditions were covered by medicaid/medicare, and no one was dying in the street.. Thank you for making a prime example of liberals unable to discuss the problems like an adult..
Come on, man...that's just asinine.
Medicaid covers poor people. It does not give coverage to people denied health insurance due to pre-existing conditions unless they also happen to be poor enough.
Medicare covers old people. It does not give coverage to people denied health insurance due to pre-existing conditions unless they also happen to be over 65.
You obviously don't even know these basic facts..and you want to talk to me about not being able to discuss problems like an adult??
Botox is only covered by insurance in medically necessary cases. (Such as neurological problems which cause eyelid droop and make it impossible for a person to see.) Plastic surgery is only covered for medical reconstruction. (Of course if you would rather pay out of pocket to repair your face after a horrible burn- feel free.) NO ONE is getting plastic surgery covered by the insurance company for "cosmetic" reasons.
What about infertility treatments which run into the tens of thousands of dollars? Many times it's much more costly than cosmetic surgery. My state mandates that this be covered by insurance. Or how about Viagra and other erectile dysfunction meds? Do you have any idea how much it costs to run those non-stop commercials for Viagra? We get to pay for that every month in our insurance premiums.
A couple of things. Each State's prices are different depending on the state's contribution and fed's. The prices are much cheaper than Hipaa coverage. The costs are close to or just above what someone would pay for group coverage but would pay the full costs. Many of those who have pre-existing conditions are broke because many have paid out of pocket and have lost it all over the course of time.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
HIPAA Coverage?
