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View Poll Results: Do you favor making insurance policies easier to understand?
Yes 32 78.05%
No 7 17.07%
Not sure 2 4.88%
Voters: 41. You may not vote on this poll

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Old 08-21-2011, 12:19 PM
 
29,939 posts, read 39,499,977 times
Reputation: 4799

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What I'm getting at is that you'll have to put a price on everything. And you expect someone in congress or some special new czar will be able to determine the true cost of what it should be in the market place? They'll use straight statistics.

I refuse to believe that's the most efficient way to operate.
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Old 08-21-2011, 12:26 PM
 
Location: Ohio
15,700 posts, read 17,069,240 times
Reputation: 22092
Quote:
Originally Posted by andrea3821 View Post
Also note that most employer-sponsored coverage does not have a pre-existing conditions clause. I have seen one that says you cannot have that specific condition covered by the new plan for the first year you are on it. If you lose your job, you get COBRA for 18 months, still no denial of coverage, and when you get back on your feet with another job, you just swing on over to that policy and again, no lapse in coverage.

Far from being a death panel.

ETA: Obamacare gets that label b/c what the seniors going to do after Medicare denies them their heart transplant (or whatever)? There is literally nowhere else they can go for coverage.
Big assumtions you are taking.

You assume everyone can afford to pay for Cobra.

You assume everyone will get another job with health insurance coverage before their Cobra runs out.

If you are one of these people, well then.....too bad for you. Once your insurance lapses ...... you're toast.
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Old 08-21-2011, 12:33 PM
 
Location: Ohio
15,700 posts, read 17,069,240 times
Reputation: 22092
Quote:
Originally Posted by Annie53
There would be less welfare because a lot of welfare mama's would die in childbirth and a lot of babies would die.

Quote:
Originally Posted by BigJon3475 View Post
That sounds just horrible. You can probably use that as a talking point in your next partisan exchange.
Yes, it does sound horrible.....but does that make it any less true?
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Old 08-21-2011, 03:17 PM
 
Location: Inland Levy County, FL
8,806 posts, read 6,120,673 times
Reputation: 2950
Quote:
Originally Posted by Annie53 View Post
Big assumtions you are taking.

You assume everyone can afford to pay for Cobra.

You assume everyone will get another job with health insurance coverage before their Cobra runs out.

If you are one of these people, well then.....too bad for you. Once your insurance lapses ...... you're toast.
If you can't find another job in 18 months, you're a very sad human being.
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Old 08-21-2011, 03:22 PM
 
Location: Inland Levy County, FL
8,806 posts, read 6,120,673 times
Reputation: 2950
Quote:
Originally Posted by Annie53 View Post
OMG I think everyone here but you knows we are talking about outrageously expensive, life threatening conditions.

I guess we should be taking baby steps.
No, it's me laughing at you b/c you put everyone in the same box. They will die if Obamacare is not implemented. It's a ridiculous assertion.
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Old 08-21-2011, 03:30 PM
 
9,855 posts, read 10,424,487 times
Reputation: 2881
I think that most people do not know that the most states already offer an insurance product for people with pre-existing conditions.
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Old 08-21-2011, 03:32 PM
 
33,387 posts, read 34,888,434 times
Reputation: 20030
Quote:
Originally Posted by andrea3821 View Post
I said NO b/c the poll is stupid and biased. I don't support supposedly making health insurance policies easier to understand if it means we have to put up with the rest of that sham Obamacare.

Honestly, an insurance policy is not hard to read.... We don't need more gov't regulations to dumb things down.
andrea is absolutely right. what good is it to make insurance policies easier to understand when they are much more expensive, and harder to use? i am all for making things easier for people to understand, but that isnt the problem.
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Old 08-21-2011, 03:33 PM
 
Location: Ohio
15,700 posts, read 17,069,240 times
Reputation: 22092
Quote:
Originally Posted by andrea3821 View Post
If you can't find another job in 18 months, you're a very sad human being.
Quote:
Originally Posted by andrea3821 View Post
No, it's me laughing at you b/c you put everyone in the same box. They will die if Obamacare is not implemented. It's a ridiculous assertion.
Wow, just wow.

Seems like someone here cannot see beyond her own teeny, tiny, little world.
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Old 08-21-2011, 08:39 PM
 
Location: Foot of the Rockies
90,297 posts, read 120,894,993 times
Reputation: 35920
Quote:
Originally Posted by andrea3821 View Post
If you can't find another job in 18 months, you're a very sad human being.
You might find another job, but it might not provide insurance. Just the other day Isaw an article about how hard it is for the unemployed to get jobs; employers would rather higher people who are already employed.

Just out of curiosity, andrea, do you and your spouse provide insurance for the employees at your restaurant?
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Old 08-21-2011, 09:33 PM
 
Location: Imaginary Figment
11,449 posts, read 14,480,239 times
Reputation: 4777
Quote:
Originally Posted by mohawkx View Post
You're kidding?......Right?........You really must be kidding. I've had a quintuple heart bypass, a carotid endo-artorectomy and 4 arthorectomies all under private insurance and you tell me that the policy and what it covers is easy to understand for the average patient?

You...have....got.....to......be.....joking.
I'm sure they read credit card agreements for fun too...
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