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Right. "Single Payer" being a scheme where the government forces people into a program whether they like it or not, whose function is to take their money away without their consent, to pay for other people's health care. Or, sometimes to take other people's money away without THEIR consent, to pay for your health care.
So who pays for people sick with pre-existing conditions if they cannot pay for themselves? Do you support leaving them to die?
Prior to the ACA my state had an insurance pool for people with pre-existing conditions. My insurance company rep and I briefly discussed putting one of my children on it.
Didn't read your post. However, if we had Universal Healthcare non of this would matter. Free health care with privatized options.
Free? Nothing is free. Someone has to pick up the cost of the freeloaders and deadbeats. Completely against it. Pay for for your own stuff. Don’t have the money? Not my problem.
Some people seem to have a very strange view of what insurance companies do. They point to the problem of people who have a pre-existing condition, trying to sign up for new insurance, only to find the insurance companies won't pay for the the treatment for that pre-existing condition.
Of course they won't. That's not what insurance companies do. Whoever said they did?
Insurance is a gambling game where you bet on what will happen in the future. You "bet" that you will get sick or injured, and the company "bets" that you won't. If you get sick or injured, the company pays you the stipulated amount (paying for a portion of your medical treatment etc.), and if you don't, you pay them (premiums). The purpose is to shield you from the "shock" of suddenly and unexpectedly getting hit with huge medical bills... which is why you agreed to the contract.
A pre-existing condition cannot be insured against. It's like betting on the outcome of a horse race that's already been run - there is no "chance" involved, and no "unexpectedness" to the outcome (any more).
Insurance companies are in the business of selling security - the assurance that you won't be suddenly bankrupted by huge medical bills, rehab bills etc. in the future. They do it by insuring huge numbers of people and getting them to each pay relatively small amounts (their premiums) each. They and their clients all know that most of them will never incur the huge medical bills they are worried about. But since no one knows which few people WILL incur them, they are all happy to pay the premiums, for the knowledge they won't have to pay the huge amounts if they turn out to be the unlucky ones.
Insurance companies sell safety from FUTURE possible disasters. And that's all they sell. Asking them to cover pre-existing conditions, is like asking a submarine designer to design a supersonic jet - it's got nothing to do with his business or his area of expertise, and he never volunteered to design jets in the first place, for good reason.
If you want to set up some kind of universal pool to pay for pre-existing conditions, fine, go ahead. But why drag insurance companies into it? It's got nothing to do with their areas of expertise, and they never volunteered to do it in the first place - for good reason.
Correct. That S the beauty of the scam of health insurance. EVERYONE can be considered to have a pre existing condition ... It s all in the fine print. The older th are the greater the chances that your needs will NOT be met due to this " pre existing condition" loophole that gets the insurance company out of covering your expenses.
The true evil genius behind the " rising cost of healthcare" is they know your only opt out choice is to die after going broke trying to care for yourself.
But our elected officials don't need to worry about their care. Taxpayors fund their super bronze level of coverage for them and their family..for life...while we struggle to afford the minimum coverage or pay the mortgage. Its the devils work.
The question remains. Why on earth would an insurance company pay for pre-existing conditions? It would be just as appropriate for a Hollywood movie star to pay for the patient's pre-existing conditions, or a Boy Scout troop, or the people running your state lottery. Why an insurance company, given that pre-existing conditions have nothing to do with insurance?
The question remains. Why on earth would an insurance company pay for pre-existing conditions? It would be just as appropriate for a Hollywood movie star to pay for the patient's pre-existing conditions, or a Boy Scout troop, or the people running your state lottery. Why an insurance company, given that pre-existing conditions have nothing to do with insurance?
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