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The Law of Markets says I am Not Qualified. Comcast pulls your credit report. I have 10 year old bad credit (from an abrupt year-long total loss of income) and my debt gets sold and re-sold to debt scavengers who re-age the accounts and keep them on my credit report.
again, how is THIS our problem or that of your neighbors?
As for "re-aging" the account, that is utter BS. after 7 years, your "debt" is "kaput" from your history. no matter how many "companies" buy your debt from other companies, they can't collect from you and nor does it appear on your credit report. the only way it keeps on appearing is you aknowledged that aged debt recently and started to pay on it (then you have to wait until that debt clears).
I suffered from debt problems due to a boyfriend running my credit into the ground (stole credit cards and emptied my bank account) and faced the problems that came with it. Guess what? I didn't blame anyone for it. I cleaned it up ON my own and because of that, I pay less for services that someone with a credit score of less than 200 would pay.
Sorry, but as a subprime consumer, they don't want customers like me.
Illegal Credit Check - Cable and Internet
Don't trust Comcast or even try to do business with them. I was moving to a new house and wanted to get quotes for cable Tv and internet. I ended up going to ATT uverse which is much better. To my surprise though I got an alert that Comcast ran a credit check just because I put my information online to try to get a quote for my area. I did not request service, sign up or put any other information. This was confirmed by the customer service representative who said that she was sorry but there was nothing she could do.
I have the worst internet provider in North America. I'm paying for broadband and getting median speed slower than dialup. My neighbor Chris is getting something like 30x my speed and my data transfer and he's paying less than I am.
Whose consumption is greater, and who should pay more tax?
an actual consumption tax would not even out into mplace on the internet. foods outside of the basics, expensive items and more would be the things being taxed, not the internet.
Ten years ago I had an abrupt total loss of income and was unable to work for a year, from slightly above minimum wage to zero income. All accounts were closed and charged off. I then returned to work at minimum wage.
Debt scavengers buy and re-age the old accounts, keeping them on my credit reports. I have not used credit since then and pay all current bills timely. Where and what is the risk today? (Also, since I am now paying more for internet access than I would be paying if I could get a decent provider, where's the risk? If I am paying x dollars a month now, there's a risk that I won't pay less than x dollars a month?) What should I have done then and what should I do now? I'm currently hovering around the poverty line and am below it after making student loan payments. Am I overspending? Since internet access makes possible some of my income, getting rid of it would not be cost-effective.
How many different accounts are currently delinquent or in collections? Have you whittled that number down any in the last 8-9 years? That should be your focus. If there are 5 accounts in collection, try to get it to 4, an so on.
I have the worst internet provider in North America. I'm paying for broadband and getting median speed slower than dialup. My neighbor Chris is getting something like 30x my speed and my data transfer and he's paying less than I am.
Whose consumption is greater, and who should pay more tax?
Tried that, it was unusable. I have an older laptop with an 802.11b wireless card. Gamers with the newest and fastest gear took over the library wifi and I was literally unable to access any websites more resource-intensive than Craigslist and Google.
Also, I troll Craigslist for moneymaking opportunities and I would be crippled if my access were limited to one hour a day at the library - opportunities posted on CL are seized very quickly and the late bird does not get the worm.
oh please..you can pick up a wirless N card for less than the cost of a coffee at starbuck
Hmm, my question here, why should we pay an internet provider for what is already free?
With internet access to millions of people in America, why haven't American PC users banded to together to launch their own satellite and free internet use? Or stick a transponder on their NASA space station?
This is funny. Connecting to the internet is not free. All those wires, switches, line amplifiers, massive servers, etc. are not free.
As for a satellite.....have you ever used satellite internet? It is awful. The speed of light is not fast enough to get good response time through a satellite.
How many different accounts are currently delinquent or in collections? Have you whittled that number down any in the last 8-9 years? That should be your focus. If there are 5 accounts in collection, try to get it to 4, an so on.
I got rid of the two smallest ones, but I live on a poverty level income and pay half my income on rent so my ability to pay down debt is limited.
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