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When they are working in retail at 80, that will be a great visual lesson for their grandkids to be more responsible adults.
Some of them were responsible adults and some made poor decisions.
People like to talk about public debt, but you don't hear much about our private debt. Funny how you don't hear politicians talking about us and what we did to ourselves. Truth hurts.
Last edited by dv1033; 07-22-2012 at 11:11 PM..
Reason: grammar
You can generalize all you like.
Let's see you get hit with open heart surgery or cancer and see what your bank account looks like.
My problem is with the average undisciplined spendthrift American who lives beyond his means
and spends every last dime of his income and then some [ie, cc debt] on self-indulgence.
As my first post here says, I make allowances for people who have health issues.
I worked in the medical field and met many such unfortunate people.
One sweet sad couple were in their late 50s. Both had health problems and huge medical bills.
The last time I spoke with them, they had sold off most of their furniture to help pay bills.
How is this country supposed to deal with these peoples mismanagement of their lives? This is going to have dramatic effects on a ton of things
I think they figure the government will provide very nicely for them. And they'll get a Social Security check, food stamps. People now depend on the government for everything.
I know people making 6 figures and have barely anything in their 401K.
People think of NOW, NOW, NOW and not tomorrow.
I maxed out every year and got company match up to whatever percent.
And it's my money.
Don't let the government find out you've saved money. They'll come after you, they'll just tax you to death and take your money to redistribute to those who never bothered saving.
Face it -- the government penalizes responsible behavior and rewards irresponsible behavior.
My problem is with the average undisciplined spendthrift American who lives beyond his means
and spends every last dime of his income and then some [ie, cc debt] on self-indulgence.
As my first post here says, I make allowances for people who have health issues.
I worked in the medical field and met many such unfortunate people.
One sweet sad couple were in their late 50s. Both had health problems and huge medical bills.
The last time I spoke with them, they had sold off most of their furniture to help pay bills.
You don't have a problem, and you set the parameters?
How do you know who has medical problems or lives outside of their means?
You don't.
Talk about painting with a wide brush.
I've attached the US census bureau data on income.
People don't make enough to save as you would like for them to save.
But you don't call the shots.
You're also making great assumptions on data not in evidence.
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