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Old 07-07-2013, 10:31 PM
 
Location: Montreal, Quebec
15,080 posts, read 14,324,813 times
Reputation: 9789

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Quote:
Originally Posted by workingclasshero View Post
but the fact are that socialism, naziism, fascism, communism, Marxism, and progressivism/ liberalism are all the same...all stem from the progressive movement of the 1800's...all are anti-capitalism, all believe in the big government ruling over the people in place of a freedom that we all deserve...all are about high taxes being paid for by the minority of workers to support the majority of players...
Lol! Who told you that?
They're nowhere near the same.
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Old 07-08-2013, 08:42 AM
 
22,923 posts, read 15,489,598 times
Reputation: 16962
Quote:
Originally Posted by weltschmerz View Post
Lol! Who told you that?
They're nowhere near the same.
"But, but, being careful to put ism on the end of a word makes them all the same McCarthyism we were told from the cradle, to be deathly afraid of ~ doesn't it?"

Too bad nobody added that consumerism into the pile of "isms" that weren't necessarily good for you

You're wasting your typing with these folks on here. The irrefutable proof is in the pudding and they still refuse to see it. The next decade or so should be very telling for them.

Comparing everything from infant mortality through survivability rates for various cancers and on to average life expectancy and one cannot deny there's something wrong with the picture they're viewing but hey, at least they're not an "ism" unless of course, we consider "anachronism"
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Old 07-08-2013, 01:58 PM
 
Location: Foot of the Rockies
90,297 posts, read 120,759,995 times
Reputation: 35920
Quote:
Originally Posted by lycos679 View Post
ehealthinsurance has family plans starting at $350/month for a family of 4. In network, out of network, various deductible limits, etc, all factor in to the final cost.
No they don't. In my zip code (a fairly low medical cost area, BTW) the lowest cost of a family of 4 with a 45 yo father, 44 yo mother, and two children ages 9 and 6 is $400/mo, has a $10K deductible for person, $20K per family, 20% coinsurance, which I believe you said you'd never heard of, and no coverage for office visits, the main health service a family in this situation would use.

To get any kind of office visit coverage, the lowest policy is $600/mo, has the same deductibles (which an average family would never meet), 30% coinsurance, and a $35 charge per office visit (after all these deductibles).
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Old 07-08-2013, 02:07 PM
 
Location: Great State of Texas
86,052 posts, read 84,481,831 times
Reputation: 27720
Quote:
Originally Posted by Katiana View Post
No they don't. In my zip code (a fairly low medical cost area, BTW) the lowest cost of a family of 4 with a 45 yo father, 44 yo mother, and two children ages 9 and 6 is $400/mo, has a $10K deductible for person, $20K per family, 20% coinsurance, which I believe you said you'd never heard of, and no coverage for office visits, the main health service a family in this situation would use.

To get any kind of office visit coverage, the lowest policy is $600/mo, has the same deductibles (which an average family would never meet), 30% coinsurance, and a $35 charge per office visit (after all these deductibles).
It's going to be different per state and zip code.
That's one of the first items they ask..your zip code.

I put in the info you did from above with my zip code here in Texas.

Got back $325/month with $7500/$15000 deductible and $70/copay with Humana.
Does cover office visits.
Insurance is still on a state basis.
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Old 07-08-2013, 02:09 PM
 
8,630 posts, read 9,137,436 times
Reputation: 5990
Quote:
Originally Posted by Katiana View Post
No they don't. In my zip code (a fairly low medical cost area, BTW) the lowest cost of a family of 4 with a 45 yo father, 44 yo mother, and two children ages 9 and 6 is $400/mo, has a $10K deductible for person, $20K per family, 20% coinsurance, which I believe you said you'd never heard of, and no coverage for office visits, the main health service a family in this situation would use.

To get any kind of office visit coverage, the lowest policy is $600/mo, has the same deductibles (which an average family would never meet), 30% coinsurance, and a $35 charge per office visit (after all these deductibles).
You've got to love it!!! Pay insurance premiums and still having to pay out of pocket.
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Old 07-08-2013, 02:24 PM
 
Location: Portland, OR
8,802 posts, read 8,898,352 times
Reputation: 4512
Quote:
Originally Posted by PullMyFinger View Post
This Obamacare appears to be a nightmare for all. Cut out all the CEO's and private jets and just create a national healthcare insurance plan.

All you have to do is present your ID card with your SS to get treatment.

Taxes pay the way. Keep all hospitals and clinics private, competing enterprises but payment comes from national healthcare.

Fines for being overweight and smoking.

Illegals/non-citizens get treatment but the US sends a bill to whatever country they came from. If they don't pay it, the US deducts that amount from any financial aid they send them.

Seems much more simple than Obamacare and I promise you it would cost all of us half of what this nightmare HC system/non system we have going now.

Let's give people free healthcare so they can stay healthy and get to work and make America a better country.
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Old 07-08-2013, 02:38 PM
 
3,740 posts, read 3,071,184 times
Reputation: 895
Quote:
Originally Posted by PullMyFinger View Post
This Obamacare appears to be a nightmare for all. Cut out all the CEO's and private jets and just create a national healthcare insurance plan.

All you have to do is present your ID card with your SS to get treatment.

Taxes pay the way. Keep all hospitals and clinics private, competing enterprises but payment comes from national healthcare.

Fines for being overweight and smoking.

Illegals/non-citizens get treatment but the US sends a bill to whatever country they came from. If they don't pay it, the US deducts that amount from any financial aid they send them.

Seems much more simple than Obamacare and I promise you it would cost all of us half of what this nightmare HC system/non system we have going now.

Let's give people free healthcare so they can stay healthy and get to work and make America a better country.
It's a pipe dream. Give, give, give. People HAVE to be responsible for themselves.

No profit MOTIVE equal NO MOTIVE. Profit, by and large, is the ONLY Motive that works. Very few people, and almost none of consequence, are altruistic.
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Old 07-08-2013, 03:24 PM
 
11,768 posts, read 10,262,817 times
Reputation: 3444
Quote:
Originally Posted by Katiana View Post
No they don't. In my zip code (a fairly low medical cost area, BTW) the lowest cost of a family of 4 with a 45 yo father, 44 yo mother, and two children ages 9 and 6 is $400/mo, has a $10K deductible for person, $20K per family, 20% coinsurance, which I believe you said you'd never heard of, and no coverage for office visits, the main health service a family in this situation would use.

To get any kind of office visit coverage, the lowest policy is $600/mo, has the same deductibles (which an average family would never meet), 30% coinsurance, and a $35 charge per office visit (after all these deductibles).

What I said was I haven't heard of Dr visits being covered with no coinsurance.

Using the ages you provided:

For 10K/person, $20K per family, 20% coinsurance, and no Dr. visits it's $301 near me. The cheapest plan with Dr. visits is $367 for the above deductibles included and $598 for $40 visits, $5K person, $10K family, and 20% coinsurance. For a $7,000 total deductible HSA approved plan that family would pay $644, but insurance won't cover anything until the $7K is reached.
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Old 07-08-2013, 03:29 PM
 
22,923 posts, read 15,489,598 times
Reputation: 16962
Quote:
Originally Posted by jmking View Post
You've got to love it!!! Pay insurance premiums and still having to pay out of pocket.
I must be missing something here because if I'm reading them right they're talking about paying a low of around $325 per month for insurance ($3,900 per year) and if you get ill you pay the first $7,500 before the insurance pays dime one? Is that correct?

If so then they're willing to pay somewhere in the order of $11,400.00 for the privilege of being insured and getting ill ~ Jeeeeezus!

They can't really be doing this can they?
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Old 07-08-2013, 03:44 PM
 
11,768 posts, read 10,262,817 times
Reputation: 3444
Quote:
Originally Posted by BruSan View Post
I must be missing something here because if I'm reading them right they're talking about paying a low of around $325 per month for insurance ($3,900 per year) and if you get ill you pay the first $7,500 before the insurance pays dime one? Is that correct?

If so then they're willing to pay somewhere in the order of $11,400.00 for the privilege of being insured and getting ill ~ Jeeeeezus!

They can't really be doing this can they?
That was for the family in question. I pay $840 a year and save anywhere between $450 and $600 on my taxes by contributing to an HSA account. My plan works for me because I don't get sick and I avoid hospitals like the plague.

We have told you countless times that insurance isn't the problem, but you keep assuming it is.

The cost of delivering care is more expensive in the USA than it is in Canada, but USA hospital charges have no relation to cost or value. The prices and charges are completely arbitrary.

The median cost for the primary arthroplasty was $6080 (mean [and standard error of the mean], $6766 +/-$119) at the three Canadian hospitals and $12,846 (mean, $13,339 +/-$131) at the United States hospitals (p < 0.0001). The mean length of stay (and standard deviation) was 7.2 +/- 4.7 days for the Canadian patients and 4.2 +/- 2.0 days for the American patients. Implants at one hospital in the United States were found to be four times more costly than those in a Canadian hospital.

In-hospital cost of total hip arthropla... [J Bone Joint Surg Am. 2004] - PubMed - NCBI

The median length of hospital stay was longer in Canada (9.0 vs 7.0 days; P<.001), and mortality rates were similar (12.0% [Canada] vs 9.9% [United States]; P =.29). The mean +/- SEM cost of AAA repair was dollars 15 852 +/- dollars 790 in Canada compared with US dollars 23299 +/- US dollars 1410 in the United States.

In-hospital cost of abdominal aortic aneurys... [Arch Intern Med. 2003] - PubMed - NCBI
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