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Old 10-13-2013, 01:36 PM
 
3,410 posts, read 3,456,266 times
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Lets look at the mandate a little differently.

If someone doesnt need prenatal and maternity coverage should they have to purchase a policy that covers those things?

Say your married and you wife has had a histerectimy or her tubes tied. Say shes unable to have babies, what about a gay couple who cant have children.

Should thier premium be higher because of a coverage they will never need.
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Old 10-13-2013, 01:40 PM
 
7,359 posts, read 5,471,064 times
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Quote:
Originally Posted by mike0618 View Post
Lets look at the mandate a little differently.

If someone doesnt need prenatal and maternity coverage should they have to purchase a policy that covers those things?

Say your married and you wife has had a histerectimy or her tubes tied. Say shes unable to have babies, what about a gay couple who cant have children.

Should thier premium be higher because of a coverage they will never need.
If you're a conservative? No. In a free country people should be free to choose what health coverage they want or don't want.

If you're a liberal? Yes. In order for the state to provide for the health of everyone, all must pay for the common good.
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Old 10-13-2013, 01:40 PM
 
27,307 posts, read 16,253,111 times
Reputation: 12102
Quote:
Originally Posted by mike0618 View Post
Lets look at the mandate a little differently.

If someone doesnt need prenatal and maternity coverage should they have to purchase a policy that covers those things?

Say your married and you wife has had a histerectimy or her tubes tied. Say shes unable to have babies, what about a gay couple who cant have children.

Should thier premium be higher because of a coverage they will never need.
What difference does it make. You are being forced into interstate Commerce against your will.
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Old 10-13-2013, 01:42 PM
 
Location: San Diego, CA
10,581 posts, read 9,797,461 times
Reputation: 4174
Should people who dont need certain coverage be required to purchase it?


The purpose of Obamacare isn't coverage. It's wealth transfer.

The whole scheme DEPENDS on people who don't need certain coverage, to buy it anyway. Then the money they pay in, can be transferred to other people who are poor, or chronically ill, etc.

It's the opposite of genuine "insurance", where you buy coverage for something you think you might incur. Here, the liberals want you to buy coverage for something you certainly won't incur... so they get your money and give it to others.

Obamacare is based on the idea that the collective society is more important than the individual. And that the individual can be sacrificed, a little, to make the collective feel better... whether the individual likes it or not.
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Old 10-13-2013, 01:48 PM
 
47,525 posts, read 69,772,317 times
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That's a good question to raise.

People should have the freedom to choose the kind of coverage they want.

No -- those who aren't fertile should not have to pay for maternity care, but then too, why should it cost nearly $10,000 for a normal vaginal delivery?

I think it's a big waste of money to go to a doctor when I feel perfectly great which is why I haven't seen a doctor in almost 20 years, but others like to run to a doctor even when they feel wonderful just to have the doctor tell them they're fine. It should be their choice to do so, but why should I pay for that?

I'd like a plan where I pay for all routine doctor office visits, all vaccinations, but have coverage for something like broken bones, cancer and non-routine kinds of things. In fact even though I have insurance for my family, I end up paying out of pocket for everything because I never meet the deductible.
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Old 10-13-2013, 01:59 PM
 
3,410 posts, read 3,456,266 times
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The reason i bring this question up is because my personal plan for my family (wife and 2 kids) is being cancelled on dec 2014 because it lacks coverage for things we dont need. My wife is not and will never be able to have children again. She had a part hysto after our daughters birth. So we had gotten a plan that didnt cover that. Now that plan isnt a qualified plan.
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Old 10-13-2013, 02:01 PM
 
9,470 posts, read 6,980,059 times
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Quote:
Originally Posted by mike0618 View Post
The reason i bring this question up is because my personal plan for my family (wife and 2 kids) is being cancelled on dec 2014 because it lacks coverage for things we dont need. My wife is not and will never be able to have children again. She had a part hysto after our daughters birth. So we had gotten a plan that didnt cover that. Now that plan isnt a qualified plan.
You will find newspapers, websites, and even forum posts all over here telling you how much you should be grateful for those benefits you were too stupid to buy before.
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Old 10-13-2013, 02:03 PM
 
2,672 posts, read 2,721,635 times
Reputation: 1041
Paul Ryan is trying to get birth control pills excluded from any ACA coverage as one of the Republican bargaining chips. Birth coverage has been routinely covered for years in most group policies. In the bronze plan under the ACA for births most costs wont be covered until the average $4500 deductible is met.
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Old 10-13-2013, 02:05 PM
 
9,470 posts, read 6,980,059 times
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Quote:
Originally Posted by borregokid View Post
Paul Ryan is trying to get birth control pills excluded from any ACA coverage as one of the Republican bargaining chips. Birth coverage has been routinely covered for years in most group policies. In the bronze plan under the ACA for births most costs wont be covered until the average $4500 deductible is met.
NOTHING should be paid for until the deductible is met.

That would bring the price of insurance to half or less.
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Old 10-13-2013, 02:05 PM
 
33,016 posts, read 27,503,022 times
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Quote:
Originally Posted by T-310 View Post
What difference does it make. You are being forced into interstate Commerce against your will.

We need to do everything in our power to ensure this sort of thing never happens again.
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