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You laugh your ass off a lot, but all your ass laughing it doesn't change the fact that employer based healthcare is subsidized.
Nope, not a chance....I was shown what I pay and what my employer pays during my yearly "you've been here another year" brief. They get nothing from the government....
I am self employed and MY insurance is written off on a schedule "C".
The funniest thing is the very same folks who keep whining that employer paid health insurance where the employer gets a tax deduction for offering it, completely ignore that in ACA, there is a TRUE subsidy available to the employers..
subsidies are bad, until of course they are good..
The funniest thing is the very same folks who keep whining that employer paid health insurance where the employer gets a tax deduction for offering it, completely ignore that in ACA, there is a TRUE subsidy available to the employers..
subsidies are bad, until of course they are good..
ACA has changed some things.
There are contractors with millions of dollars of equipment that qualified for Medicaid here in Michigan.
The ACA is about income not assets.....lots of contractors do not show a profit.
There are contractors with millions of dollars of equipment that qualified for Medicaid here in Michigan.
The ACA is about income not assets.....lots of contractors do not show a profit.
Which I've been saying since day 1, as much as I dislike ACA, I'll qualify for subsidies, despite owning millions of dollars in real estate and my internet company doing millions a year in sales..
Its complete stupidity, and I'm in complete amazement at the left wing kooks applauding it
Which I've been saying since day 1, as much as I dislike ACA, I'll qualify for subsidies, despite owning millions of dollars in real estate and my internet company doing millions a year in sales..
Its complete stupidity, and I'm in complete amazement at the left wing kooks applauding it
Ah, I see. So when employees are offered employer health insurance they pay the full premium. Right?
It depends. Some employers are more generous than others. Some cover/perk (subsidize) 80% of the premiums.
But the real kicker is what the employer may or may not cover. If you have a non working spouse or children. The employers are under no obligation to subsidize non employees. And those employees may end up paying "full price" to add the spouse and children. This is one of the big doughnut holes in the ACA.
These employees may be screwed. They will have to pay full price on the exchanges even if they make less than 400% for their spouses or children. I'm just surprised the liberal media isn't making a big deal out of this. It can be a huge deal to those (especially smaller employers).
Nurse at old outpatient paid about $100/month for herself (employer "subsidized" $250) each month. Yet if she added just one kid, it became a "family" plan. Than her premiums went from $100 to $1100. Because that employer treated family as 2 or more persons. But the employer did not subsidize the family portion. And it's all legal under the ACA. So even though Nurse is paying way more than 9.5% of her income with the $1100/month payment ($4000 deductible), she is not eligible for ACA subsidies.
I did talk to this nurse recently. She ended up having to quit her job and now working at the hospital which gives her better health benefits. But a drawback is she has to do 2 7am-7pm shifts each week instead of outpatient 7-3pm schedule. So Obama and Pelosi continue their war on women. Nurse is single mom. Because of the ACA she's forced to work more odd hours, spend less time with her kids, have her 12 year old kid looking after her 3 year old son or hiring a babysitter days she's at the hospital till 7pm. Because the ACA made the employer health benefits much more expensive for her.
Which I've been saying since day 1, as much as I dislike ACA, I'll qualify for subsidies, despite owning millions of dollars in real estate and my internet company doing millions a year in sales..
Its complete stupidity, and I'm in complete amazement at the left wing kooks applauding it
Don't worry. My fellow self employed buds think this loophole will be closed. They will eventually force those self employed to re add the "health care subsidy" you will receive under the ACA back to the W2 wages you pay yourself.
It's just a matter of time. Just ride it while you can.
We all know the IRS is starting to enforce S corps re adding health premiums back to W2 wages we pay ourselves. They will probably do the same for government subsidies for the self employed and not the true W2 employee.
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