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Old 01-19-2016, 08:06 PM
 
Location: Southeast Michigan
2,851 posts, read 2,299,763 times
Reputation: 4546

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Quote:
Originally Posted by Yeledaf View Post
You also should have beefs with Democrats, though you probably don't realize it. Think trial lawyers, obscene jury awards, and malpractice insurance premiums forced on doctors and hospitals -- and passed on to patients. Remember which party trial lawyers support and supply with campaign cash.

Both parties are on the take and in the tank.

My wife is in healthcare. She used to think that trial lawyers were the devil incarnate. However, having spent nearly 20 years in her field, she now believes that they are the necessary evil keeping hospitals and doctors on their toes and careful about not causing harm to patients or dismissing their complaints. Some of the stories she told me were hair raising. And it's a very good hospital system.

The tort reform may be required, but it should be such that hospitals / doctors still pay dearly for negligence and don't dismiss it as just another cost of running business. Limiting the award for killing someone to a couple hundred grand as was proposed many times is not the answer.

And if you read my posts, you'd realize I tend to side with Conservatives more often. But while both parties are bought and sold by insurance and pharma, it's the Republicans that had consistently fought any attempt of Government to try & negotiate health care costs under a single payer system. Way before Obamacare.
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Old 01-19-2016, 09:32 PM
 
Location: Near Manito
20,169 posts, read 24,323,601 times
Reputation: 15291
Quote:
Originally Posted by Ummagumma View Post
My wife is in healthcare. She used to think that trial lawyers were the devil incarnate. However, having spent nearly 20 years in her field, she now believes that they are the necessary evil keeping hospitals and doctors on their toes and careful about not causing harm to patients or dismissing their complaints. Some of the stories she told me were hair raising. And it's a very good hospital system.

The tort reform may be required, but it should be such that hospitals / doctors still pay dearly for negligence and don't dismiss it as just another cost of running business. Limiting the award for killing someone to a couple hundred grand as was proposed many times is not the answer.

And if you read my posts, you'd realize I tend to side with Conservatives more often. But while both parties are bought and sold by insurance and pharma, it's the Republicans that had consistently fought any attempt of Government to try & negotiate health care costs under a single payer system. Way before Obamacare.
I agree with most of what you say. But in return, you have to agree that the insurance industry basically wrote the ACA legislation for Obama. Which is why it's a gold mine for them and a briar patch for us.
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Old 01-19-2016, 09:45 PM
 
Location: Canada
6,141 posts, read 3,370,885 times
Reputation: 5790
Quote:
Originally Posted by Steve40th View Post
And yet another increase on company health care plans.
Anyone honestly think they are getting better ROI?
First you are blaming ACA..not the Capitalistic Insurance Companies for that raise in premiums

Secondly..IF it was actually socialism..Those rates could never rise that much unless you added further/addition coverages..That is NOT allowed by those who you accuse for such an outrageous increase!!

Thirdly..Due to inability to get single payer into law...Conservatives lobbied and made many changes to ACA prior to passage to ensure INSURANCE company would be the major contributor to policies sold within the USA...YET..voila..refused to vote for what they lobbied for?? WHY..because Obama must fail as declared back in Dec. 2009 by leaders of GOP behind closed doors!!

too bad so sad..Conservatives refusing to compromise since this passed/ defund laws 56 times since/closed down Government..yet SCOTUS found it Constitutional...Whoops...

Maybe with a Congress willing to compromise..issues could be fixed..BUT never ever with BO/the first BLACK president ...His labels by CONservatives would fill this page with name callings and accusations in the past 7+ years!!!
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Old 01-19-2016, 10:43 PM
 
34,278 posts, read 19,362,934 times
Reputation: 17261
Quote:
Originally Posted by Steve40th View Post
Sweet, how does the rest of the USA get on your plan....LOL
Same way I do. Work for a decent company. I bet my deductible is lower then his though. $600. Used to be 5K, because the company couldn't get a better insurance plan, but then they found a way to cover $4,400 of it for us with a company funded healthcare addon.

Really though, everyone should have insurance this good. Via single payer.
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Old 01-19-2016, 10:54 PM
 
Location: Atlantis
3,016 posts, read 3,908,800 times
Reputation: 8867
The ACA.


It only works, if you don't work.
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Old 01-19-2016, 10:55 PM
 
Location: SF Bay Area
12,287 posts, read 9,818,580 times
Reputation: 6509
Quote:
Originally Posted by greywar View Post
Same way I do. Work for a decent company. I bet my deductible is lower then his though. $600. Used to be 5K, because the company couldn't get a better insurance plan, but then they found a way to cover $4,400 of it for us with a company funded healthcare addon.

Really though, everyone should have insurance this good. Via single payer.
You will never have good covrage via single payer. We have a government run healthcare system right now in the form of the VA and it is terrible.

Why so many are so quick to turn healthcare over to the government is beyond me.
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Old 01-19-2016, 11:06 PM
 
Location: Living rent free in your head
42,840 posts, read 26,247,208 times
Reputation: 34044
Quote:
Originally Posted by JasonF View Post
Meanwhile, back on planet earth, a silver plan costs 3.6% more than in 2015, before tax credits. After tax credits, the number is actually -0.7%.

Analysis of 2016 Premium Changes in the Affordable Care Act

Overall premium increases are the lowest they've been in years (3.75% for 2015, 2.4% for 2014).

Premium growth averaged 8.42% per year during Bush's presidency. Compare that to 4.16% for Obama.
Excellent! I was just going to link that same article. I think what people conveniently forget is that pre ACA we had insurance plans that could be cancelled for any reason at any time, numerous exclusions and limitations and in some cases an absurdly low annual cap. A friend of mine had a policy before the ACA for $400 a month, she thought it was great...then she showed me the policy she had an annual cap of $50,000. And then there were people with pre-existing conditions who if they could get insurance at all had to get it from a high risk pool at crazy high rates.

The ACA is far from perfect, I would much prefer single payer but it's still better than it was before. In spite of all the horror stories that I read on C-D I don't know one person who has experienced these huge rate increases, or who has not been able to find a physician who will accept their coverage.
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Old 01-19-2016, 11:49 PM
mm4
 
5,711 posts, read 3,977,043 times
Reputation: 1941
Quote:
Originally Posted by Yeledaf View Post
I agree with most of what you say. But in return, you have to agree that the insurance industry basically wrote the ACA legislation for Obama. Which is why it's a gold mine for them and a briar patch for us.
Progressive leftists don't really think very deeply about their world. Insurers only pass along provider costs.

You encouraged the progressive left to write (and to legislatively pass--or in the words of the Salon.com commentariat, to "Ram it through!") a provider ACA law, with no cost controls. You effectively guaranteed the revenue stream of providers, hospital corporations, drug pushers, oogalaboogalatron manufacturers--at whatever prices they desire to bill your policies. Ones you're mandated by law to buy.

In response, your insurers simply raise policy rates and pass the costs along to your increasingly embattled employers, while encouraging you to consume without needing to worry your little heads over the bills presented behind the wall to HR.

Those bills keep rising because of only one reason: The same bills are being paid. What kind of incentive is that for providers to lower costs to you?

You wonder why people you know increasingly don't have work.

Last edited by mm4; 01-20-2016 at 12:04 AM..
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Old 01-19-2016, 11:50 PM
 
548 posts, read 473,468 times
Reputation: 301
Quote:
Originally Posted by Steve40th View Post
Sweet, how does the rest of the USA get on your plan....LOL
Marry an MD.
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Old 01-19-2016, 11:54 PM
 
Location: Living rent free in your head
42,840 posts, read 26,247,208 times
Reputation: 34044
Quote:
Originally Posted by mm4 View Post
Progressive leftists don't really think very deeply about their world. Insurers only pass along provider costs. You let the progressive left write a provider ACA bill, with no cost controls. You effectively guaranteed the revenue stream of providers, hospital corporations, drug pushers, oogalaboogalatron manufacturers--at whatever prices they desire to bill your policies. In response, your insurers simply raise policy rates and pass the costs along to your increasingly embattled employers, while encouraging you to consume without needing to worry your little heads over the bills presented to HR.
You wonder why people you know increasingly don't have work.
Heritage suggested the same plan in 1989 are they 'progressive leftists'?
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