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If the state is out, and insurance companies can design their own products without participation or restriction by the state, COSTS WILL PLUMMET. If no one can afford insurance, insurance companies will go bankrupt. They will figure out a way to design cost effective plans that also make money. It would be easy without the layers of regulation, inefficiency, corruption and cronyism mentioned earlier.
Most would probably be able to cover pre-existing conditions after a nominal waiting period. They can't do that now because of stifling regulation and state mandated price fixing.
Libertarian balderdash!
Ever heard of the insurance "death spiral?" It's a specialty of private health insurors that offer individual policies. I should know. I was on several of them. See link.
THERE IS NO RIGHT TO MEDICAL CARE. The state should have zero involvement in medical care. The state should not regulate insurance companies. The state should not own hospitals. The state should not regulate drug companies. The state should not provide health care at all in any way, shape, or form.
We need to simplify and go back to a moral system of health care that existed in the days of the old country doctor.
My memory goes back to the early 50s when most doctors were GPs, had regular office hours where you could drop in without an appointment, made house calls and charged very little ($2 or $3 for an office visit and $4 or $5 for a house call) and if you were short, the doctor put it "on the book." Try to see a primary care doctor today without showing your insurance and/or credit card. Goes double for specialists. The olden days of the dedicated family doctor are long gone. Can it ever be revived? Doubtful.
Quote:
Originally Posted by Marc Paolella
The doctor is trained and is dedicated to providing a service. He is NOT A SLAVE to those he tries to save.
And the same holds true for hospitals, drug companies, and insurance companies.
I won't add a lot here but that I spend most of my time on CD on the Alternative area of Health & Wellness forum.
I've seen so much damage from drug interactions. Botched surgeries. ER trip due to drug causing ulcer.
I've been using Alternatives for over 25 yrs and avoid pharma drugs with a passion.
It took my recent Osteopathic MD to bring the damage of ibuprofen to my attention. I've been taking it for years after hip replacement MESS and for years blood pressure could not be controlled with the drugs I take. It was the ibuprofen, which I'm off now 2 weeks and BP is coming down.
Even my integrative MD did not go to the ibuprofen side effects. I'm so relieved and so happy to be off the NSAID. The D.O. is helping me from doing another surgery, like the knee, which is all worse since hip job. A vicious cycle once they start to "cut" the body.
PS: I'm not big into all the pushed tests in today's medical industry. Had 2 mamms in early 50's and none since and never a colonoscopy...I'm 78. Count on my supps to protect me.
Last edited by jaminhealth; 08-16-2016 at 12:50 PM..
Yes. If you could sit down with the patient, and say "These are the risks. Here are the numbers. You are paying for the test, so do you want it or not?" And there is no risk to the doctor if they refuse the test, that would lower the cost of medicine. But that type of system is a fantasy. I occasionally see patients, myself included, that are willing to pay for tests that insurance does not cover. But that only means we have different tiers of health care for the wealthy and the poor. I may get the unnecessary test, just to be on the safe side, because I can afford it. Other people aren't so lucky.
You're beginning to convince me. I think I might agree with you and the patient deserved the award. Maybe the doctor should have lost his license.
yes.
are you saying you trust bureaucrats over the end user to make purchasing decisions?
No, I don't trust bureaucrats to run things efficiently, but I also don't trust insurance companies to protect consumers. I think if end users really have the tools they need to make good choices, and barriers get removed (such as allowing the purchase of policies across state lines), then yes, we would be better on a better path.
Many doctors are just plain incompetent. Simple fact.
Doctors can only do so much, people have to take control of their own health and keep healthy on their own. To depend on doctors, good grief!!!! I do to a point and have gotten some help over my long years, but mostly NO HELP.
10 yrs of trying to get thyroid help and slapped with A/D's. My older D.O. saved me, no labs nadda, just called in and 4 days depression lifted....10 yrs of depression.
You're beginning to convince me. I think I might agree with you and the patient deserved the award. Maybe the doctor should have lost his license.
Only in the alternate universe I created. I could make a convincing argument that you could fly in an alternate universe, but if I were you, I wouldn't try it in this one.
Eliminate the middleman, health insurance industry, and it will be more affordable and people can be taken care of, like they used to be.
And, the ambulance chaser lawyers need some kind of restraint also.
We practice natural medicine.
Eliminating the middleman is a very good start, but that will necessitate universal healthcare. But incentives are needed for physicians: you don't kill patients, you get a bonus. You kill patients, you don't.
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